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PB Financial Corporation (PBNC)
OTCMKTS · Delayed Price · Currency is USD
72.95
-0.06 (-0.08%)
Oct 16, 2026, 4:00 PM EST

PB Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
57.0352.4841.7730.6128.6321.77
Revenue Growth
16.13%25.64%36.47%6.91%31.54%26.58%
Net Income
24.2621.5715.8113.9214.259.82
Earnings Per Share
7.797.115.525.776.234.35
EPS Growth
20.40%28.80%-4.33%-7.38%43.22%43.56%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
24.6834.6124.8324.9830.5542.54
Total Debt
100.2155.160.3183.8101.9559.27
Net Cash (Debt)
-75.52-20.49-35.48-58.82-71.4-16.73
Net Cash Growth
------
Net Cash Per Share
-24.27-6.75-12.38-24.39-31.19-7.41

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-23.9817.0115.0215.0510.81
Capital Expenditures
--0.08-0.64-0.25-0.05-0.07
Free Cash Flow
-23.916.3614.771510.74
Free Cash Flow Growth
-46.04%10.78%-1.53%39.65%50.22%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
42.53%41.10%37.86%45.47%49.78%45.11%
FCF Margin
-45.53%39.17%48.26%52.39%49.35%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.5202.3402.1501.8601.2301.010
Dividend Per Share Growth
6.96%8.84%15.59%51.22%21.78%20.96%
Dividend Yield
3.45%4.23%4.78%4.74%2.95%2.53%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.387.648.287.046.588.99
P/FCF Ratio
-6.908.006.636.258.22
PS Ratio
3.873.143.143.203.284.06