PB Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	11.04	10.52	14.79	14.59	20.65	38.27
Investment Securities	183.33	167.57	74.41	77.91	83.52	57.71
Mortgage-Backed Securities	-	-	49.68	30.53	26.71	30.47
Total Investments	183.33	167.57	124.09	108.44	110.24	88.19
Gross Loans	1,219	1,180	1,130	828.96	688.75	551.48
Allowance for Loan Losses	-10.77	-10.49	-10.21	-6.74	-6.14	-5.54
Other Adjustments to Gross Loans	-	-	-1.15	-1.16	-1.04	-0.82
Net Loans	1,208	1,170	1,119	821.06	681.56	545.12
Property, Plant & Equipment	3.68	-	5.71	2.51	2.46	2.51
Goodwill	9.88	-	9.29	4.06	4.06	4.06
Other Intangible Assets	3.74	13.85	-	-	-	-
Accrued Interest Receivable	-	-	5.18	4.06	3.14	1.88
Other Long-Term Assets	39.8	41.9	36.77	24.47	23.73	19.59
Total Assets	1,460	1,404	1,317	982.39	849.17	701.42
Accrued Expenses	-	-	5.93	5.59	4.83	3.28
Interest Bearing Deposits	1,244	1,186	842.13	634.86	515.29	426.43
Institutional Deposits	-	-	104.7	61.9	50.9	39.2
Non-Interest Bearing Deposits	-	-	168.32	106.78	107.83	107.48
Total Deposits	1,244	1,186	1,115	803.54	674.02	573.11
Short-Term Borrowings	-	-	5.12	10.46	68.65	12.91
Current Portion of Leases	-	-	0.27	-	-	-
Accrued Interest Payable	-	-	2.54	1.94	0.96	0.49
Long-Term Debt	28.15	53.12	23.91	23.83	23.75	11.93
Federal Home Loan Bank Debt, Long-Term	20	-	25	45	5	30
Long-Term Leases	-	-	1.55	0.1	0.2	0.14
Trust Preferred Securities	-	-	4.47	4.41	4.35	4.29
Other Long-Term Liabilities	12.46	11.12	-	-	-	-
Total Liabilities	1,305	1,251	1,184	894.86	781.76	636.15
Preferred Stock, Non-Redeemable	17.92	-	17.92	-	-	-
Total Preferred Equity	17.92	-	17.92	-	-	-
Common Stock	3.02	153.07	2.91	2.5	2.25	2.21
Additional Paid-In Capital	56.81	-	54.93	38.01	29.08	28.22
Retained Earnings	83.58	-	66.2	56.23	46.76	35.25
Comprehensive Income & Other	-5.93	-	-8.68	-9.21	-10.69	-0.41
Total Common Equity	137.47	153.07	115.36	87.53	67.41	65.27
Shareholders' Equity	155.39	153.07	133.29	87.53	67.41	65.27
Total Liabilities & Equity	1,460	1,404	1,317	982.39	849.17	701.42
Total Debt	48.15	53.12	60.31	83.8	101.95	59.27
Net Cash (Debt)	-3.02	-18.51	-35.48	-58.82	-71.4	-16.73
Net Cash Per Share	-0.99	-6.10	-12.38	-24.39	-31.19	-7.41
Filing Date Shares Outstanding	3.02	2.87	2.91	2.5	2.25	2.21
Total Common Shares Outstanding	3.02	2.87	2.91	2.5	2.25	2.21
Book Value Per Share	45.57	53.29	39.63	35.08	29.93	29.57
Tangible Book Value	123.85	139.22	106.08	83.46	63.35	61.21
Tangible Book Value Per Share	41.06	48.47	36.44	33.45	28.13	27.73

Source: S&P Global Market Intelligence. Banks template. Financial Sources.