PB Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	10.52	14.79	14.59	20.65	38.27
Investment Securities	167.57	74.41	77.91	83.52	57.71
Mortgage-Backed Securities	-	49.68	30.53	26.71	30.47
Total Investments	167.57	124.09	108.44	110.24	88.19
Gross Loans	1,180	1,130	828.96	688.75	551.48
Allowance for Loan Losses	-10.49	-10.21	-6.74	-6.14	-5.54
Other Adjustments to Gross Loans	-	-1.15	-1.16	-1.04	-0.82
Net Loans	1,170	1,119	821.06	681.56	545.12
Property, Plant & Equipment	-	5.71	2.51	2.46	2.51
Goodwill	-	9.29	4.06	4.06	4.06
Other Intangible Assets	13.85	-	-	-	-
Accrued Interest Receivable	-	5.18	4.06	3.14	1.88
Other Long-Term Assets	41.9	36.77	24.47	23.73	19.59
Total Assets	1,404	1,317	982.39	849.17	701.42
Accrued Expenses	-	5.93	5.59	4.83	3.28
Interest Bearing Deposits	1,186	842.13	634.86	515.29	426.43
Institutional Deposits	-	104.7	61.9	50.9	39.2
Non-Interest Bearing Deposits	-	168.32	106.78	107.83	107.48
Total Deposits	1,186	1,115	803.54	674.02	573.11
Short-Term Borrowings	-	5.12	10.46	68.65	12.91
Current Portion of Leases	-	0.27	-	-	-
Accrued Interest Payable	-	2.54	1.94	0.96	0.49
Long-Term Debt	53.12	23.91	23.83	23.75	11.93
Federal Home Loan Bank Debt, Long-Term	-	25	45	5	30
Long-Term Leases	-	1.55	0.1	0.2	0.14
Trust Preferred Securities	-	4.47	4.41	4.35	4.29
Other Long-Term Liabilities	11.12	-	-	-	-
Total Liabilities	1,251	1,184	894.86	781.76	636.15
Preferred Stock, Non-Redeemable	-	17.92	-	-	-
Total Preferred Equity	-	17.92	-	-	-
Common Stock	153.07	2.91	2.5	2.25	2.21
Additional Paid-In Capital	-	54.93	38.01	29.08	28.22
Retained Earnings	-	66.2	56.23	46.76	35.25
Comprehensive Income & Other	-	-8.68	-9.21	-10.69	-0.41
Total Common Equity	153.07	115.36	87.53	67.41	65.27
Shareholders' Equity	153.07	133.29	87.53	67.41	65.27
Total Liabilities & Equity	1,404	1,317	982.39	849.17	701.42
Total Debt	53.12	60.31	83.8	101.95	59.27
Net Cash (Debt)	-18.51	-35.48	-58.82	-71.4	-16.73
Net Cash Per Share	-6.10	-12.38	-24.39	-31.19	-7.41
Filing Date Shares Outstanding	2.87	2.91	2.5	2.25	2.21
Total Common Shares Outstanding	2.87	2.91	2.5	2.25	2.21
Book Value Per Share	53.29	39.63	35.08	29.93	29.57
Tangible Book Value	139.22	106.08	83.46	63.35	61.21
Tangible Book Value Per Share	48.47	36.44	33.45	28.13	27.73

Source: S&P Global Market Intelligence. Banks template. Financial Sources.