PB Financial Statistics
Total Valuation
PB Financial has a market cap or net worth of 167.44 million.
| Market Cap | 167.44M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, January 23, 2026.
| Earnings Date | Jan 23, 2026 |
| Ex-Dividend Date | Nov 12, 2025 |
Share Statistics
PB Financial has 2.98 million shares outstanding. The number of shares has increased by 9.13% in one year.
| Current Share Class | 2.98M |
| Shares Outstanding | 2.98M |
| Shares Change (YoY) | +9.13% |
| Shares Change (QoQ) | +1.51% |
| Owned by Insiders (%) | 26.63% |
| Owned by Institutions (%) | 0.28% |
| Float | 2.18M |
Valuation Ratios
The trailing PE ratio is 8.70.
| PE Ratio | 8.70 |
| Forward PE | n/a |
| PS Ratio | 3.41 |
| PB Ratio | 1.13 |
| P/TBV Ratio | 1.25 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.69%.
| Return on Equity (ROE) | 14.69% |
| Return on Assets (ROA) | 1.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 1.23M |
| Profits Per Employee | 486,472 |
| Employee Count | 40 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PB Financial has paid 6.11 million in taxes.
| Income Tax | 6.11M |
| Effective Tax Rate | 22.79% |
Stock Price Statistics
The stock price has increased by +25.00% in the last 52 weeks. The beta is 0.02, so PB Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.02 |
| 52-Week Price Change | +25.00% |
| 50-Day Moving Average | 52.63 |
| 200-Day Moving Average | 45.33 |
| Relative Strength Index (RSI) | 69.52 |
| Average Volume (20 Days) | 904 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.05 |
Income Statement
In the last 12 months, PB Financial had revenue of 49.11 million and earned 19.46 million in profits. Earnings per share was 6.47.
| Revenue | 49.11M |
| Gross Profit | 49.11M |
| Operating Income | 29.61M |
| Pretax Income | 26.83M |
| Net Income | 19.46M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 6.47 |
Balance Sheet
The company has 32.93 million in cash and 53.10 million in debt, with a net cash position of -20.17 million or -6.77 per share.
| Cash & Cash Equivalents | 32.93M |
| Total Debt | 53.10M |
| Net Cash | -20.17M |
| Net Cash Per Share | -6.77 |
| Equity (Book Value) | 148.04M |
| Book Value Per Share | 51.34 |
| Working Capital | -1.15B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 60.30% |
| Pretax Margin | 54.63% |
| Profit Margin | 42.18% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 2.40, which amounts to a dividend yield of 4.27%.
| Dividend Per Share | 2.40 |
| Dividend Yield | 4.27% |
| Dividend Growth (YoY) | 8.84% |
| Years of Dividend Growth | 6 |
| Payout Ratio | n/a |
| Buyback Yield | -9.13% |
| Shareholder Yield | -4.86% |
| Earnings Yield | 11.62% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |