PB Financial Statistics
Total Valuation
PB Financial has a market cap or net worth of 184.47 million.
| Market Cap | 184.47M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, January 23, 2026.
| Earnings Date | Jan 23, 2026 |
| Ex-Dividend Date | Feb 18, 2026 |
Share Statistics
PB Financial has 2.99 million shares outstanding. The number of shares has increased by 5.85% in one year.
| Current Share Class | 2.99M |
| Shares Outstanding | 2.99M |
| Shares Change (YoY) | +5.85% |
| Shares Change (QoQ) | +0.59% |
| Owned by Insiders (%) | 26.47% |
| Owned by Institutions (%) | 0.12% |
| Float | 2.19M |
Valuation Ratios
The trailing PE ratio is 8.66.
| PE Ratio | 8.66 |
| Forward PE | n/a |
| PS Ratio | 3.51 |
| PB Ratio | 1.21 |
| P/TBV Ratio | 1.33 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.94%.
| Return on Equity (ROE) | 15.94% |
| Return on Assets (ROA) | 1.68% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.46% |
| Revenue Per Employee | 1.31M |
| Profits Per Employee | 539,300 |
| Employee Count | 40 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PB Financial has paid 6.60 million in taxes.
| Income Tax | 6.60M |
| Effective Tax Rate | 22.44% |
Stock Price Statistics
The stock price has increased by +30.12% in the last 52 weeks. The beta is 0.04, so PB Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.04 |
| 52-Week Price Change | +30.12% |
| 50-Day Moving Average | 53.39 |
| 200-Day Moving Average | 45.70 |
| Relative Strength Index (RSI) | 84.64 |
| Average Volume (20 Days) | 605 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.07 |
Income Statement
In the last 12 months, PB Financial had revenue of 52.48 million and earned 21.57 million in profits. Earnings per share was 7.11.
| Revenue | 52.48M |
| Gross Profit | 52.48M |
| Operating Income | 29.43M |
| Pretax Income | 29.43M |
| Net Income | 21.57M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 7.11 |
Balance Sheet
The company has 34.61 million in cash and 53.12 million in debt, with a net cash position of -18.51 million or -6.18 per share.
| Cash & Cash Equivalents | 34.61M |
| Total Debt | 53.12M |
| Net Cash | -18.51M |
| Net Cash Per Share | -6.18 |
| Equity (Book Value) | 153.07M |
| Book Value Per Share | 53.29 |
| Working Capital | -1.15B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 56.08% |
| Pretax Margin | 56.08% |
| Profit Margin | 43.49% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 2.40, which amounts to a dividend yield of 3.94%.
| Dividend Per Share | 2.40 |
| Dividend Yield | 3.94% |
| Dividend Growth (YoY) | 23.64% |
| Years of Dividend Growth | 6 |
| Payout Ratio | n/a |
| Buyback Yield | -5.85% |
| Shareholder Yield | -1.91% |
| Earnings Yield | 11.69% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |