Pinnacle Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	44.08	42.39	37.83	32.41	25.93	25.2
Interest Income on Investments	8.87	8.87	9.91	9.48	5.86	1.61
Total Interest Income	52.94	51.26	47.74	41.89	31.79	26.82
Interest Paid on Deposits	10.96	11.14	12.3	8.72	1.35	1.73
Total Interest Expense	10.96	11.14	12.3	8.72	1.35	1.73
Net Interest Income	41.99	40.12	35.45	33.17	30.44	25.09
Net Interest Income Growth	11.17%	13.19%	6.86%	8.97%	21.33%	37.33%
Mortgage Banking Activities	0.43	0.43	0.38	0.22	0.63	1.27
Other Non-Interest Income	8.03	3.79	4.04	4.23	2.89	3.05
Total Non-Interest Income	12.04	7.79	7.88	7.96	7.02	7.19
Non-Interest Income Growth	45.50%	-1.10%	-1.07%	13.40%	-2.28%	20.22%
Revenues Before Loan Losses	54.03	47.92	43.33	41.14	37.46	32.28
Provision for Loan Losses	0.51	0.31	0.75	0.07	0.19	0.23
Revenue	53.52	47.61	42.58	41.07	37.27	32.04
Revenue Growth	17.79%	11.82%	3.67%	10.18%	16.32%	33.54%
Salaries and Employee Benefits	17.99	17.99	16.06	15.28	14.53	14.54
Federal Deposit Insurance	0.61	0.61	0.58	0.61	0.6	0.48
Selling, General & Administrative	5.43	5.43	4.63	4.5	4.02	4.24
Other Non-Interest Expense	10.49	10.27	10.15	8.9	8.09	7.12
Total Non-Interest Expense	34.53	34.31	31.42	29.28	27.24	26.38
EBT Excluding Unusual Items	19	13.3	11.16	11.79	10.04	5.66
Pretax Income	19	13.3	11.16	11.79	10.04	5.22
Income Tax Expense	3.66	2.53	1.98	2.02	1.79	0.84
Net Income	15.34	10.77	9.18	9.76	8.24	4.38
Net Income to Common	15.34	10.77	9.18	9.76	8.24	4.38
Net Income Growth	55.89%	17.37%	-5.98%	18.44%	88.39%	42.88%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change	-0.55%	0.48%	0.78%	0.65%	0.47%	30.55%
EPS (Basic)	6.96	4.85	4.15	4.45	3.78	2.02
EPS (Diluted)	6.96	4.85	4.15	4.45	3.78	2.02
EPS Growth	56.76%	16.80%	-6.75%	17.72%	87.18%	9.75%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.550	1.060	1.000	0.850	0.610	0.560
Dividend Growth	-45.55%	6.00%	17.65%	39.34%	8.93%	0%
Effective Tax Rate	19.27%	19.02%	17.75%	17.17%	17.88%	16.14%