PT Bank Negara Indonesia (Persero) Tbk (PTBRY)

PTBRY Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	108,950,253	72,863,139	52,405,697	89,622,654	29,369,960	124,657,856
Investment Securities	252,601,998	249,051,431	203,323,199	193,004,094	228,705,309	169,646,182
Trading Asset Securities	11,619,066	5,422,349	1,792,978	995,677	685,237	494,183
Total Investments	264,221,064	254,473,780	205,116,177	193,999,771	229,390,546	170,140,365
Gross Loans	1,010,279,762	917,021,045	791,053,922	718,396,335	669,927,568	604,629,062
Allowance for Loan Losses	-37,741,189	-35,928,588	-38,737,348	-47,436,632	-50,506,897	-50,697,504
Net Loans	972,538,573	881,092,457	752,316,574	670,959,703	619,420,671	553,931,558
Property, Plant & Equipment	30,451,311	31,112,635	30,408,236	27,764,856	26,548,893	26,882,982
Goodwill	727,786	727,786	727,786	727,786	727,786	-
Other Intangible Assets	13,587	14,419	15,528	16,637	24,525	-
Accrued Interest Receivable	5,275,953	5,754,498	4,764,476	4,331,026	3,848,918	3,057,796
Other Receivables	9,460,801	4,361,300	2,515,207	2,679,406	3,959,580	3,157,530
Restricted Cash	59,411,884	79,989,122	51,669,054	65,256,432	82,921,989	48,682,431
Other Current Assets	24,222,538	24,806,803	18,872,990	20,422,398	22,749,424	24,551,521
Long-Term Deferred Tax Assets	2,378,627	2,315,772	7,145,286	7,440,618	7,614,484	6,230,293
Other Real Estate Owned & Foreclosed	821,374	864,637	914,825	897,057	1,150,179	1,527,739
Other Long-Term Assets	3,305,200	3,626,916	3,193,325	2,436,287	1,995,867	1,808,148
Total Assets	1,481,829,614	1,362,054,731	1,130,128,862	1,086,663,986	1,029,836,868	964,837,692

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	5,836,776	4,804,175	4,608,771	3,848,714	4,449,325	3,447,614
Interest Bearing Deposits	698,211,917	609,811,758	514,509,749	475,292,139	465,682,569	455,955,445
Non-Interest Bearing Deposits	438,409,027	442,985,649	309,458,931	349,872,697	318,830,976	287,590,175
Total Deposits	1,136,620,944	1,052,797,407	823,968,680	825,164,836	784,513,545	743,545,620
Short-Term Borrowings	24,355,267	7,310,509	12,116,602	1,222,382	775,131	109,948
Current Portion of Long-Term Debt	3,251,064	-	-	508,927	1,476,172	14,034,037
Current Portion of Leases	13,306	88,217	198,817	183,518	312,059	80,198
Current Income Taxes Payable	1,928,405	263,041	223,208	701,920	1,391,695	1,210,152
Accrued Interest Payable	1,730,398	991,673	1,216,659	1,145,545	893,932	538,846
Other Current Liabilities	12,567,678	10,110,214	14,160,801	19,272,028	16,361,743	13,517,519
Long-Term Debt	81,701,693	75,161,014	75,687,092	50,974,239	53,106,985	35,725,688
Long-Term Leases	472,984	651,315	805,396	1,103,851	834,068	1,201,378
Long-Term Unearned Revenue	235,530	306,353	582,568	436,658	537,348	576,546
Pension & Post-Retirement Benefits	3,692,842	4,916,129	3,916,575	4,481,296	3,722,884	3,908,739
Other Long-Term Liabilities	35,166,247	28,315,316	26,095,686	22,887,552	21,264,319	20,421,430
Total Liabilities	1,307,573,134	1,185,715,363	963,580,855	931,931,466	889,639,206	838,317,715

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	9,054,807	9,054,807	9,054,807	9,054,807	9,054,807	9,054,807
Additional Paid-In Capital	17,082,535	17,010,254	17,010,254	17,010,254	17,010,254	17,010,254
Retained Earnings	126,708,231	123,854,830	118,243,827	107,235,514	94,059,740	78,250,204
Treasury Stock	-49,775	-	-	-179,960	-	-207,475
Comprehensive Income & Other	17,077,131	21,810,253	17,762,352	17,010,399	15,690,914	19,630,582
Total Common Equity	169,872,929	171,730,144	162,071,240	150,131,014	135,815,715	123,738,372
Minority Interest	4,383,551	4,609,224	4,476,767	4,601,506	4,381,947	2,781,605
Shareholders' Equity	174,256,480	176,339,368	166,548,007	154,732,520	140,197,662	126,519,977
Total Liabilities & Equity	1,481,829,614	1,362,054,731	1,130,128,862	1,086,663,986	1,029,836,868	964,837,692

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	109,794,314	83,211,055	88,807,907	53,992,917	56,504,415	51,151,249
Net Cash (Debt)	42,240,576	2,592,166	-25,274,094	53,518,738	41,751,369	96,897,511
Net Cash Growth	2136.41%	-	-	28.18%	-56.91%	65.44%
Net Cash Per Share	1133.00	69.50	-677.78	1436.48	1120.04	2601.95
Filing Date Shares Outstanding	37,269	37,257	37,257	37,257	37,297	37,248
Total Common Shares Outstanding	37,269	37,257	37,257	37,257	37,297	37,248
Book Value Per Share	4558.03	4609.36	4350.11	4029.63	3641.43	3322.02
Tangible Book Value	169,131,556	170,987,939	161,327,926	149,386,591	135,063,404	123,738,372
Tangible Book Value Per Share	4538.14	4589.44	4330.16	4009.65	3621.26	3322.02

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 7, 2026

Data Sources Report a data error