Quaint Oak Bancorp, Inc. (QNTO)

Quaint Oak Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	25.16	23.85	24.44	24.53	40.63	30.4
Revenue Growth	2.09%	-2.43%	-0.37%	-39.62%	33.63%	82.48%
Net Income Net Income Growth	0.78	0.32	2.8	2.02	7.86	6.4
Earnings Per Share EPS Growth	0.29	0.12	1.08	0.89	3.65	3.06
EPS Growth	-57.84%	-88.86%	21.06%	-75.62%	19.28%	90.06%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Quaint Oak Bank Quaint Oak Bank Growth	21.42	20.87	21.59	22.49	27.3	24.31
Oakmont Commercial, Llc Oakmont Commercial, Llc Growth	3.74	2.97	2.85	2.04	-	-
Total Total Growth	25.16	23.85	24.44	24.53	40.63	30.4

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	49.27	54.46	63.9	59.92	7.73	18.63
Total Debt Total Debt Growth	17.71	21.78	69.86	50.98	179.68	61.02
Net Cash (Debt) Net Cash Growth	31.57	32.68	-5.95	8.94	-171.95	-42.39
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	11.89	12.41	-2.31	3.93	-79.87	-20.25

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	18.17	4.15	32.61	78.36	-12.24	-37.36
Capital Expenditures CapEx Growth	-0.71	-0.65	-1.18	-0.49	-0.56	-0.62
Free Cash Flow Free Cash Flow Growth	17.46	3.5	31.43	77.87	-12.8	-37.98
Free Cash Flow Growth	49.43%	-88.86%	-59.64%	-	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	3.10%	1.35%	11.44%	8.24%	19.36%	21.07%
FCF Margin	69.40%	14.69%	128.62%	317.48%	-31.50%	-124.93%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 23, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.160	0.340	0.520	0.520	0.500	0.420
Dividend Per Share Growth	-52.94%	-34.62%	0%	4.00%	19.05%	16.67%
Dividend Yield	1.10%	2.96%	4.99%	4.54%	2.26%	2.22%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 23, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	49.70	92.82	9.66	13.38	6.07	5.89
P/FCF Ratio	2.17	8.54	0.86	0.35	-	-
PS Ratio	1.51	1.25	1.11	1.10	1.18	1.24

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 21, 2026

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