Quaint Oak Bancorp, Inc. (QNTO)

OTCMKTS · Delayed Price · Currency is USD

14.25

0.00 (0.00%)

Jul 28, 2026, 3:53 PM EST

Quaint Oak Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	24.79	23.85	24.44	24.53	40.63	30.4
Revenue Growth	3.10%	-2.43%	-0.37%	-39.62%	33.63%	82.48%
Net Income	0.57	0.32	2.8	2.02	7.86	6.4
Earnings Per Share	0.21	0.12	1.08	0.89	3.65	3.06
EPS Growth	-69.48%	-88.86%	21.06%	-75.62%	19.28%	90.06%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Quaint Oak Bank	21.63	20.87	21.59	22.49	27.3	24.31
Oakmont Commercial, Llc	3.16	2.97	2.85	2.04	-	-
Total	24.79	23.85	24.44	24.53	40.63	30.4

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	45.58	54.46	63.9	59.92	7.73	18.63
Total Debt	17.66	21.78	69.86	50.98	179.68	61.02
Net Cash (Debt)	27.92	32.68	-5.95	8.94	-171.95	-42.39
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	10.57	12.41	-2.31	3.93	-79.87	-20.25

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-0.03	4.15	32.61	78.36	-12.24	-37.36
Capital Expenditures	-0.66	-0.65	-1.18	-0.49	-0.56	-0.62
Free Cash Flow	-0.69	3.5	31.43	77.87	-12.8	-37.98
Free Cash Flow Growth	-	-88.86%	-59.64%	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	2.30%	1.35%	11.44%	8.24%	19.36%	21.07%
FCF Margin	-2.77%	14.69%	128.62%	317.48%	-31.50%	-124.93%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.160	0.340	0.520	0.520	0.500	0.420
Dividend Per Share Growth	-62.79%	-34.62%	0%	4.00%	19.05%	16.67%
Dividend Yield	1.12%	2.98%	5.21%	4.94%	2.54%	2.55%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	47.92	92.82	9.66	13.38	6.07	5.89
P/FCF Ratio	-	8.54	0.86	0.35	-	-
PS Ratio	1.48	1.25	1.11	1.10	1.18	1.24