Quaint Oak Bancorp, Inc. (QNTO)

Quaint Oak Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	44.67	53.55	62.99	58.01	3.89	10.71
Investment Securities	0.91	0.91	0.91	1.91	3.83	7.92
Mortgage-Backed Securities	0.73	0.88	1.67	2.34	2.97	4.03
Total Investments	1.64	1.79	2.58	4.25	6.8	11.96
Gross Loans	532.65	546.86	541.57	625.23	630.76	411.87
Allowance for Loan Losses	-6.21	-6.17	-6.48	-6.76	-7.68	-5.26
Other Adjustments to Gross Loans	-	-	-0.4	-0.77	-1.22	-2.64
Net Loans	526.45	540.7	534.69	617.7	621.86	403.97
Property, Plant & Equipment	1.48	1.54	1.63	2.66	2.78	2.65
Goodwill	0.52	0.52	0.52	0.52	2.57	2.57
Other Intangible Assets	0.02	0.03	0.08	0.13	0.17	0.22
Loans Held for Sale	51.86	60.96	64.28	36.45	133.22	107.82
Accrued Interest Receivable	3.78	3.79	3.96	3.5	3.46	3.14
Other Current Assets	6.86	6.15	6.16	23.41	4.75	3
Long-Term Deferred Tax Assets	-	0.99	1.22	1.32	1.67	1.44
Other Real Estate Owned & Foreclosed	0.36	0.36	-	-	-	-
Other Long-Term Assets	5.3	5.19	4.85	4.71	4.56	4.46
Total Assets	643.22	675.85	685.17	754.12	792.35	554.12

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	4.72	0.46	5.13	2.44	9.57	5.99
Interest Bearing Deposits	504.34	442.11	421.87	498.68	430.12	357.74
Institutional Deposits	-	89.5	71.6	40.8	30.4	24.7
Non-Interest Bearing Deposits	61.04	65.67	59.78	92.22	88.73	64.73
Total Deposits	565.37	597.28	553.25	631.7	549.25	447.17
Short-Term Borrowings	-	-	45	-	98.69	26
Current Portion of Long-Term Debt	-	-	2.86	21.17	64	11.07
Current Portion of Leases	-	0.46	-	-	-	-
Accrued Interest Payable	0.75	1.09	0.94	0.54	0.58	0.17
Other Current Liabilities	-	-	-	13.17	-	-
Long-Term Debt	17.66	17.62	22	21.96	7.97	7.93
Federal Home Loan Bank Debt, Long-Term	-	-	-	7.86	9.02	16.02
Long-Term Leases	-	3.7	-	-	-	-
Other Long-Term Liabilities	2.21	2.92	3.38	3.73	4.19	2.86
Total Liabilities	590.72	623.52	632.55	702.55	743.27	517.21

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.03	0.03	0.03	0.03	0.03	0.03
Additional Paid-In Capital	23.3	23.2	22.98	20.3	17.91	15.69
Retained Earnings	32.69	32.63	33.2	31.74	30.88	24.03
Treasury Stock	-3.52	-3.53	-3.59	-3.57	-3.99	-4.98
Comprehensive Income & Other	0	0	-	-0.01	-0.02	0.02
Total Common Equity	52.5	52.33	52.62	48.49	44.79	34.79
Minority Interest	-	-	-	3.07	4.29	2.12
Shareholders' Equity	52.5	52.33	52.62	51.57	49.08	36.91
Total Liabilities & Equity	643.22	675.85	685.17	754.12	792.35	554.12

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	17.66	21.78	69.86	50.98	179.68	61.02
Net Cash (Debt)	27.92	32.68	-5.95	8.94	-171.95	-42.39
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	10.57	12.41	-2.31	3.93	-79.87	-20.25
Filing Date Shares Outstanding	2.61	2.6	2.59	2.45	2.18	1.99
Total Common Shares Outstanding	2.6	2.6	2.59	2.36	2.16	1.99
Book Value Per Share	20.17	20.13	20.31	20.53	20.75	17.46
Tangible Book Value	51.97	51.79	52.03	47.85	42.05	31.99
Tangible Book Value Per Share	19.97	19.92	20.08	20.26	19.48	16.06

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 27, 2026

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