Quaint Oak Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	44.67	53.55	62.99	58.01	3.89	10.71
Investment Securities	0.91	0.91	0.91	1.91	3.83	7.92
Mortgage-Backed Securities	0.73	0.88	1.67	2.34	2.97	4.03
Total Investments	1.64	1.79	2.58	4.25	6.8	11.96
Gross Loans	526.45	546.86	541.57	625.23	630.76	411.87
Allowance for Loan Losses	-	-6.17	-6.48	-6.76	-7.68	-5.26
Other Adjustments to Gross Loans	-	-	-0.4	-0.77	-1.22	-2.64
Net Loans	526.45	540.7	534.69	617.7	621.86	403.97
Property, Plant & Equipment	1.48	1.54	1.63	2.66	2.78	2.65
Goodwill	0.52	0.52	0.52	0.52	2.57	2.57
Other Intangible Assets	0.02	0.03	0.08	0.13	0.17	0.22
Loans Held for Sale	51.86	60.96	64.28	36.45	133.22	107.82
Accrued Interest Receivable	3.78	3.79	3.96	3.5	3.46	3.14
Other Current Assets	7.47	6.15	6.16	23.41	4.75	3
Long-Term Deferred Tax Assets	-	0.99	1.22	1.32	1.67	1.44
Other Real Estate Owned & Foreclosed	0.36	0.36	-	-	-	-
Other Long-Term Assets	4.69	5.19	4.85	4.71	4.56	4.46
Total Assets	643.22	675.85	685.17	754.12	792.35	554.12
Accrued Expenses	4.72	0.46	5.13	2.44	9.57	5.99
Interest Bearing Deposits	504.34	442.11	421.87	498.68	430.12	357.74
Institutional Deposits	-	89.5	71.6	40.8	30.4	24.7
Non-Interest Bearing Deposits	61.04	65.67	59.78	92.22	88.73	64.73
Total Deposits	565.37	597.28	553.25	631.7	549.25	447.17
Short-Term Borrowings	-	-	45	-	98.69	26
Current Portion of Long-Term Debt	-	-	2.86	21.17	64	11.07
Current Portion of Leases	-	0.46	-	-	-	-
Accrued Interest Payable	0.75	1.09	0.94	0.54	0.58	0.17
Other Current Liabilities	-	-	-	13.17	-	-
Long-Term Debt	17.66	17.62	22	21.96	7.97	7.93
Federal Home Loan Bank Debt, Long-Term	-	-	-	7.86	9.02	16.02
Long-Term Leases	-	3.7	-	-	-	-
Other Long-Term Liabilities	2.21	2.92	3.38	3.73	4.19	2.86
Total Liabilities	590.72	623.52	632.55	702.55	743.27	517.21
Common Stock	52.5	0.03	0.03	0.03	0.03	0.03
Additional Paid-In Capital	-	23.2	22.98	20.3	17.91	15.69
Retained Earnings	-	32.63	33.2	31.74	30.88	24.03
Treasury Stock	-	-3.53	-3.59	-3.57	-3.99	-4.98
Comprehensive Income & Other	-	0	-	-0.01	-0.02	0.02
Total Common Equity	52.5	52.33	52.62	48.49	44.79	34.79
Minority Interest	-	-	-	3.07	4.29	2.12
Shareholders' Equity	52.5	52.33	52.62	51.57	49.08	36.91
Total Liabilities & Equity	643.22	675.85	685.17	754.12	792.35	554.12
Total Debt	17.66	21.78	69.86	50.98	179.68	61.02
Net Cash (Debt)	27.92	32.68	-5.95	8.94	-171.95	-42.39
Net Cash Per Share	10.57	12.41	-2.31	3.93	-79.87	-20.25
Filing Date Shares Outstanding	2.64	2.6	2.59	2.45	2.18	1.99
Total Common Shares Outstanding	2.64	2.6	2.59	2.36	2.16	1.99
Book Value Per Share	19.89	20.13	20.31	20.53	20.75	17.46
Tangible Book Value	51.97	51.79	52.03	47.85	42.05	31.99
Tangible Book Value Per Share	19.69	19.92	20.08	20.26	19.48	16.06

Source: S&P Global Market Intelligence. Banks template. Financial Sources.