River City Bank (RCBC)
OTCMKTS
· Delayed Price · Currency is USD
329.00
+9.00 (2.81%)
Apr 24, 2025, 9:32 AM EDT
River City Bank Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 222.29 | 180.02 | 110.21 | 96.94 | 90.43 | Upgrade
|
| Interest Income on Investments | 56.85 | 33.95 | 10.23 | 5.88 | 9.81 | Upgrade
|
| Total Interest Income | 279.14 | 213.97 | 120.44 | 102.82 | 100.24 | Upgrade
|
| Interest Paid on Deposits | 137.13 | 85.57 | 19.08 | 6.92 | 16.04 | Upgrade
|
| Interest Paid on Borrowings | 5.32 | 7.53 | -0.35 | 5.67 | 4.03 | Upgrade
|
| Total Interest Expense | 142.45 | 93.1 | 18.72 | 12.6 | 20.07 | Upgrade
|
| Net Interest Income | 136.69 | 120.86 | 101.72 | 90.22 | 80.17 | Upgrade
|
| Net Interest Income Growth (YoY) | 13.09% | 18.82% | 12.74% | 12.54% | 26.56% | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.21 | - | 3.02 | 3.44 | - | Upgrade
|
| Other Non-Interest Income | 12.54 | 12.03 | 12.84 | 8.65 | 4.64 | Upgrade
|
| Total Non-Interest Income | 14.6 | 12.88 | 16.84 | 13.08 | 5.68 | Upgrade
|
| Non-Interest Income Growth (YoY) | 13.38% | -23.54% | 28.71% | 130.36% | 5.44% | Upgrade
|
| Revenues Before Loan Losses | 151.29 | 133.74 | 118.56 | 103.3 | 85.85 | Upgrade
|
| Provision for Loan Losses | 7.54 | 12.59 | 18.41 | 10.5 | 12.4 | Upgrade
|
| Revenue | 143.75 | 121.15 | 100.15 | 92.8 | 73.45 | Upgrade
|
| Revenue Growth (YoY) | 18.65% | 20.97% | 7.92% | 26.35% | 17.08% | Upgrade
|
| Salaries and Employee Benefits | 24.28 | 20.92 | 17.69 | 15.75 | 16.24 | Upgrade
|
| Occupancy Expenses | 2.28 | 2.35 | 4.27 | 3.73 | 3.42 | Upgrade
|
| Federal Deposit Insurance | 2.66 | 2 | 1.08 | 1.13 | 0.68 | Upgrade
|
| Selling, General & Administrative | 5.43 | 4.97 | 5.42 | 5.08 | 4.48 | Upgrade
|
| Other Non-Interest Expense | 5.45 | 5.65 | 4.57 | 4.18 | 4.03 | Upgrade
|
| Total Non-Interest Expense | 40.09 | 35.9 | 33.03 | 29.87 | 28.86 | Upgrade
|
| EBT Excluding Unusual Items | 103.66 | 85.26 | 67.12 | 62.94 | 44.59 | Upgrade
|
| Pretax Income | 103.66 | 85.26 | 67.12 | 62.94 | 44.59 | Upgrade
|
| Income Tax Expense | 30.26 | 24.92 | 19.3 | 18.46 | 12.97 | Upgrade
|
| Net Income | 73.4 | 60.34 | 47.82 | 44.48 | 31.63 | Upgrade
|
| Net Income to Common | 73.4 | 60.34 | 47.82 | 44.48 | 31.63 | Upgrade
|
| Net Income Growth | 21.65% | 26.17% | 7.53% | 40.62% | 24.95% | Upgrade
|
| Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Shares Change (YoY) | -1.27% | 0.40% | 0.57% | 0.69% | 0.31% | Upgrade
|
| EPS (Basic) | 49.90 | 40.49 | 32.22 | 30.14 | 21.58 | Upgrade
|
| EPS (Diluted) | 49.90 | 40.49 | 32.22 | 30.14 | 21.58 | Upgrade
|
| EPS Growth | 23.23% | 25.67% | 6.90% | 39.67% | 24.55% | Upgrade
|
| Dividend Per Share | 1.510 | 1.420 | 1.340 | - | - | Upgrade
|
| Dividend Growth | 6.34% | 5.97% | - | - | - | Upgrade
|
| Effective Tax Rate | 29.19% | 29.23% | 28.75% | 29.33% | 29.08% | Upgrade
|
Updated Jan 28, 2014. Source: S&P Global Market Intelligence. Banks template. Financial Sources.