River City Bank Statistics
Total Valuation
River City Bank has a market cap or net worth of 598.37 million.
| Market Cap | 598.37M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, April 30, 2026.
| Earnings Date | Apr 30, 2026 |
| Ex-Dividend Date | May 5, 2026 |
Share Statistics
River City Bank has 14.53 million shares outstanding. The number of shares has decreased by -2.98% in one year.
| Current Share Class | 14.53M |
| Shares Outstanding | 14.53M |
| Shares Change (YoY) | -2.98% |
| Shares Change (QoQ) | -1.62% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 1.72% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 7.94.
| PE Ratio | 7.94 |
| Forward PE | n/a |
| PS Ratio | 4.03 |
| PB Ratio | 1.06 |
| P/TBV Ratio | 1.06 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.63% |
| Revenue Per Employee | 989,847 |
| Profits Per Employee | 493,700 |
| Employee Count | 150 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, River City Bank has paid 28.51 million in taxes.
| Income Tax | 28.51M |
| Effective Tax Rate | 27.80% |
Stock Price Statistics
The stock price has increased by +25.20% in the last 52 weeks. The beta is 0.25, so River City Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.25 |
| 52-Week Price Change | +25.20% |
| 50-Day Moving Average | 42.93 |
| 200-Day Moving Average | 38.78 |
| Relative Strength Index (RSI) | 41.83 |
| Average Volume (20 Days) | 1,627 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, River City Bank had revenue of 148.48 million and earned 74.06 million in profits. Earnings per share was 5.19.
| Revenue | 148.48M |
| Gross Profit | 148.48M |
| Operating Income | 105.04M |
| Pretax Income | 102.56M |
| Net Income | 74.06M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 5.19 |
Balance Sheet
The company has 758.37 million in cash and n/a in debt, with a net cash position of 758.37 million or 52.20 per share.
| Cash & Cash Equivalents | 758.37M |
| Total Debt | n/a |
| Net Cash | 758.37M |
| Net Cash Per Share | 52.20 |
| Equity (Book Value) | 563.86M |
| Book Value Per Share | 39.51 |
| Working Capital | -227.44M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 70.74% |
| Pretax Margin | 69.08% |
| Profit Margin | 49.88% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 0.49%.
| Dividend Per Share | 0.20 |
| Dividend Yield | 0.49% |
| Dividend Growth (YoY) | 16.88% |
| Years of Dividend Growth | 4 |
| Payout Ratio | n/a |
| Buyback Yield | 2.98% |
| Shareholder Yield | 3.47% |
| Earnings Yield | 12.38% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 16, 2025. It was a forward split with a ratio of 10.
| Last Split Date | Dec 16, 2025 |
| Split Type | Forward |
| Split Ratio | 10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 1 |