River City Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	689.52	477.47	148.67	549.03	146.59	161.06
Investment Securities	735.97	527.8	609.8	593.66	530.89	622.89
Trading Asset Securities	68.85	59.28	128.73	112.36	134.61	3.22
Mortgage-Backed Securities	-	173.71	102.96	92.61	106.68	134.99
Total Investments	804.82	760.8	841.49	798.63	772.18	761.1
Gross Loans	-	4,618	4,265	3,678	3,239	2,737
Allowance for Loan Losses	-	-103.8	-102.16	-96.05	-84.01	-65
Other Adjustments to Gross Loans	-	-38.54	-96.46	-80.52	-111.19	-7.05
Net Loans	-	4,476	4,066	3,502	3,044	2,665
Property, Plant & Equipment	10.63	12.15	12.18	12.57	13.33	14.82
Accrued Interest Receivable	25.11	23.21	23.39	16.67	12.06	9.11
Long-Term Deferred Tax Assets	27.91	26.97	26.57	25.2	25.61	20.68
Other Long-Term Assets	37.75	10.45	10.25	13.4	12.73	9.99
Total Assets	6,048	5,802	5,144	4,932	4,041	3,657
Interest Bearing Deposits	4,541	3,489	2,815	2,659	2,293	2,470
Institutional Deposits	-	726.29	804.62	821.76	272.15	66.37
Non-Interest Bearing Deposits	845.21	932.8	834.97	839.64	877.13	789.99
Total Deposits	5,387	5,148	4,455	4,321	3,442	3,326
Current Portion of Long-Term Debt	-	25	50	50	100	8
Current Portion of Leases	-	0.56	-	-	-	-
Accrued Interest Payable	3.89	5.15	4.93	7.16	0.99	0.45
Other Current Liabilities	72.5	59.09	130.05	114.94	127.76	-
Long-Term Debt	-	-	-	-	-	2.18
Long-Term Leases	-	1	1.73	1.63	1.53	2.72
Other Long-Term Liabilities	20.96	14.26	17.56	19.89	15.73	8.98
Total Liabilities	5,484	5,253	4,659	4,514	3,688	3,348
Common Stock	563.86	28.34	33.28	37.28	40.06	37.75
Retained Earnings	-	513.52	447.57	376.35	318.11	272.24
Comprehensive Income & Other	-	6.63	3.89	4.1	-5.16	-1.63
Total Common Equity	563.86	548.49	484.74	417.73	353.01	308.36
Shareholders' Equity	563.86	548.49	484.74	417.73	353.01	308.36
Total Liabilities & Equity	6,048	5,802	5,144	4,932	4,041	3,657
Total Debt	-	26.57	51.73	51.63	101.53	12.91
Net Cash (Debt)	758.37	510.19	225.66	609.76	179.67	191.37
Net Cash Growth	236.06%	126.08%	-62.99%	239.38%	-6.12%	17.95%
Net Cash Per Share	53.13	34.98	15.34	40.92	12.11	12.97
Filing Date Shares Outstanding	14.27	14.27	14.4	14.53	14.63	14.53
Total Common Shares Outstanding	14.27	14.27	14.4	14.53	14.63	14.53
Book Value Per Share	39.51	38.43	33.65	28.75	24.13	21.23
Tangible Book Value	563.86	548.49	484.74	417.73	353.01	308.36
Tangible Book Value Per Share	39.51	38.43	33.65	28.75	24.13	21.23

Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.