River City Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	477.47	148.67	549.03	146.59	161.06
Investment Securities	690.53	609.8	593.66	530.89	622.89
Trading Asset Securities	59.28	128.73	112.36	134.61	3.22
Mortgage-Backed Securities	-	102.96	92.61	106.68	134.99
Total Investments	749.82	841.49	798.63	772.18	761.1
Gross Loans	4,628	4,265	3,678	3,239	2,737
Allowance for Loan Losses	-103.8	-102.16	-96.05	-84.01	-65
Other Adjustments to Gross Loans	-48.45	-96.46	-80.52	-111.19	-7.05
Net Loans	4,476	4,066	3,502	3,044	2,665
Property, Plant & Equipment	10.72	12.18	12.57	13.33	14.82
Accrued Interest Receivable	23.21	21.3	16.67	12.06	9.11
Long-Term Deferred Tax Assets	26.97	26.57	25.2	25.61	20.68
Other Long-Term Assets	37.86	12.34	13.4	12.73	9.99
Total Assets	5,802	5,144	4,932	4,041	3,657
Interest Bearing Deposits	4,216	2,815	2,659	2,293	2,470
Institutional Deposits	-	804.62	821.76	272.15	66.37
Non-Interest Bearing Deposits	932.8	834.97	839.64	877.13	789.99
Total Deposits	5,148	4,455	4,321	3,442	3,326
Current Portion of Long-Term Debt	25	50	50	100	8
Current Portion of Leases	-	0.52	-	-	-
Accrued Interest Payable	5.15	4.93	7.16	0.99	0.45
Other Current Liabilities	59.09	130.05	114.94	127.76	-
Long-Term Debt	-	-	-	-	2.18
Long-Term Leases	-	1.04	1.63	1.53	2.72
Other Long-Term Liabilities	15.83	17.73	19.89	15.73	8.98
Total Liabilities	5,253	4,659	4,514	3,688	3,348
Common Stock	548.49	33.28	37.28	40.06	37.75
Retained Earnings	-	447.57	376.35	318.11	272.24
Comprehensive Income & Other	-	3.89	4.1	-5.16	-1.63
Total Common Equity	548.49	484.74	417.73	353.01	308.36
Shareholders' Equity	548.49	484.74	417.73	353.01	308.36
Total Liabilities & Equity	5,802	5,144	4,932	4,041	3,657
Total Debt	25	51.55	51.63	101.53	12.91
Net Cash (Debt)	511.75	225.84	609.76	179.67	191.37
Net Cash Growth	126.60%	-62.96%	239.38%	-6.12%	17.95%
Net Cash Per Share	35.08	15.35	40.92	12.11	12.97
Filing Date Shares Outstanding	14.27	14.4	14.53	14.63	14.53
Total Common Shares Outstanding	14.27	14.4	14.53	14.63	14.53
Book Value Per Share	38.43	33.65	28.75	24.13	21.23
Tangible Book Value	548.49	484.74	417.73	353.01	308.36
Tangible Book Value Per Share	38.43	33.65	28.75	24.13	21.23

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.