River City Bank Statistics
Total Valuation
River City Bank has a market cap or net worth of 609.28 million.
| Market Cap | 609.28M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Monday, January 26, 2026.
| Earnings Date | Jan 26, 2026 |
| Ex-Dividend Date | Nov 4, 2025 |
Share Statistics
River City Bank has 14.50 million shares outstanding. The number of shares has decreased by -0.93% in one year.
| Current Share Class | 14.50M |
| Shares Outstanding | 14.50M |
| Shares Change (YoY) | -0.93% |
| Shares Change (QoQ) | -0.86% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 1.89% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 8.94.
| PE Ratio | 8.94 |
| Forward PE | n/a |
| PS Ratio | 4.35 |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.15 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 933,747 |
| Profits Per Employee | 457,773 |
| Employee Count | 150 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, River City Bank has paid 27.74 million in taxes.
| Income Tax | 27.74M |
| Effective Tax Rate | 28.77% |
Stock Price Statistics
The stock price has increased by +38.71% in the last 52 weeks. The beta is 0.29, so River City Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.29 |
| 52-Week Price Change | +38.71% |
| 50-Day Moving Average | 40.66 |
| 200-Day Moving Average | 35.73 |
| Relative Strength Index (RSI) | 50.01 |
| Average Volume (20 Days) | 1,292 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.05 |
Income Statement
In the last 12 months, River City Bank had revenue of 140.06 million and earned 68.67 million in profits. Earnings per share was 4.70.
| Revenue | 140.06M |
| Gross Profit | 140.06M |
| Operating Income | 99.06M |
| Pretax Income | 96.40M |
| Net Income | 68.67M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.70 |
Balance Sheet
The company has 398.35 million in cash and n/a in debt, with a net cash position of 398.35 million or 27.47 per share.
| Cash & Cash Equivalents | 398.35M |
| Total Debt | n/a |
| Net Cash | 398.35M |
| Net Cash Per Share | 27.47 |
| Equity (Book Value) | 527.70M |
| Book Value Per Share | 37.04 |
| Working Capital | -4.51B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 70.73% |
| Pretax Margin | 68.83% |
| Profit Margin | 49.03% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.16, which amounts to a dividend yield of 0.38%.
| Dividend Per Share | 0.16 |
| Dividend Yield | 0.38% |
| Dividend Growth (YoY) | 8.11% |
| Years of Dividend Growth | 4 |
| Payout Ratio | n/a |
| Buyback Yield | 0.93% |
| Shareholder Yield | 1.31% |
| Earnings Yield | 11.27% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 16, 2025. It was a forward split with a ratio of 10.
| Last Split Date | Dec 16, 2025 |
| Split Type | Forward |
| Split Ratio | 10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 1 |