River City Bank Statistics
Total Valuation
River City Bank has a market cap or net worth of 493.76 million.
| Market Cap | 493.76M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, July 17, 2025.
| Earnings Date | Jul 17, 2025 |
| Ex-Dividend Date | May 6, 2025 |
Share Statistics
River City Bank has 1.47 million shares outstanding. The number of shares has increased by 0.38% in one year.
| Current Share Class | 1.47M |
| Shares Outstanding | 1.47M |
| Shares Change (YoY) | +0.38% |
| Shares Change (QoQ) | -0.55% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 2.37% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 6.75.
| PE Ratio | 6.75 |
| Forward PE | n/a |
| PS Ratio | 3.43 |
| PB Ratio | 1.02 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | 8.06 |
| P/OCF Ratio | 7.97 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.84 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.27%.
| Return on Equity (ROE) | 16.27% |
| Return on Assets (ROA) | 1.46% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 958,307 |
| Profits Per Employee | 489,327 |
| Employee Count | 150 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, River City Bank has paid 30.26 million in taxes.
| Income Tax | 30.26M |
| Effective Tax Rate | 29.19% |
Stock Price Statistics
The stock price has increased by +15.31% in the last 52 weeks. The beta is 0.28, so River City Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.28 |
| 52-Week Price Change | +15.31% |
| 50-Day Moving Average | 332.62 |
| 200-Day Moving Average | 322.60 |
| Relative Strength Index (RSI) | 53.85 |
| Average Volume (20 Days) | 187 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.13 |
Income Statement
In the last 12 months, River City Bank had revenue of 143.75 million and earned 73.40 million in profits. Earnings per share was 49.90.
| Revenue | 143.75M |
| Gross Profit | 143.75M |
| Operating Income | 106.31M |
| Pretax Income | 103.66M |
| Net Income | 73.40M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 49.90 |
Balance Sheet
The company has 277.39 million in cash and 51.55 million in debt, giving a net cash position of 225.84 million or 154.00 per share.
| Cash & Cash Equivalents | 277.39M |
| Total Debt | 51.55M |
| Net Cash | 225.84M |
| Net Cash Per Share | 154.00 |
| Equity (Book Value) | 484.74M |
| Book Value Per Share | 336.54 |
| Working Capital | -4.34B |
Cash Flow
In the last 12 months, operating cash flow was 61.92 million and capital expenditures -671,000, giving a free cash flow of 61.25 million.
| Operating Cash Flow | 61.92M |
| Capital Expenditures | -671,000 |
| Free Cash Flow | 61.25M |
| FCF Per Share | 41.76 |
Margins
| Gross Margin | n/a |
| Operating Margin | 73.96% |
| Pretax Margin | 72.11% |
| Profit Margin | 51.06% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 42.61% |
Dividends & Yields
This stock pays an annual dividend of 1.60, which amounts to a dividend yield of 0.48%.
| Dividend Per Share | 1.60 |
| Dividend Yield | 0.48% |
| Dividend Growth (YoY) | 6.94% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 2.97% |
| Buyback Yield | -0.38% |
| Shareholder Yield | 0.09% |
| Earnings Yield | 14.87% |
| FCF Yield | 12.40% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 27, 2000. It was a forward split with a ratio of 1.1.
| Last Split Date | Dec 27, 2000 |
| Split Type | Forward |
| Split Ratio | 1.1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |