River City Bank Statistics
Total Valuation
River City Bank has a market cap or net worth of 655.06 million.
| Market Cap | 655.06M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Tuesday, January 27, 2026.
| Earnings Date | Jan 27, 2026 |
| Ex-Dividend Date | Feb 10, 2026 |
Share Statistics
River City Bank has 14.56 million shares outstanding. The number of shares has decreased by -1.71% in one year.
| Current Share Class | 14.56M |
| Shares Outstanding | 14.56M |
| Shares Change (YoY) | -1.71% |
| Shares Change (QoQ) | -0.07% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 1.71% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 9.59.
| PE Ratio | 9.59 |
| Forward PE | n/a |
| PS Ratio | 4.69 |
| PB Ratio | 1.19 |
| P/TBV Ratio | 1.19 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.24%.
| Return on Equity (ROE) | 13.24% |
| Return on Assets (ROA) | 1.25% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.44% |
| Revenue Per Employee | 930,467 |
| Profits Per Employee | 456,100 |
| Employee Count | 150 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, River City Bank has paid 26.68 million in taxes.
| Income Tax | 26.68M |
| Effective Tax Rate | 28.05% |
Stock Price Statistics
The stock price has increased by +29.88% in the last 52 weeks. The beta is 0.25, so River City Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.25 |
| 52-Week Price Change | +29.88% |
| 50-Day Moving Average | 42.63 |
| 200-Day Moving Average | 37.09 |
| Relative Strength Index (RSI) | 55.54 |
| Average Volume (20 Days) | 1,168 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.12 |
Income Statement
In the last 12 months, River City Bank had revenue of 139.57 million and earned 68.42 million in profits. Earnings per share was 4.69.
| Revenue | 139.57M |
| Gross Profit | 139.57M |
| Operating Income | 95.09M |
| Pretax Income | 95.09M |
| Net Income | 68.42M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.69 |
Balance Sheet
The company has 536.75 million in cash and 25.00 million in debt, with a net cash position of 511.75 million or 35.16 per share.
| Cash & Cash Equivalents | 536.75M |
| Total Debt | 25.00M |
| Net Cash | 511.75M |
| Net Cash Per Share | 35.16 |
| Equity (Book Value) | 548.49M |
| Book Value Per Share | 38.43 |
| Working Capital | -4.68B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 68.13% |
| Pretax Margin | 68.13% |
| Profit Margin | 49.02% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 0.45%.
| Dividend Per Share | 0.20 |
| Dividend Yield | 0.45% |
| Dividend Growth (YoY) | 12.58% |
| Years of Dividend Growth | 4 |
| Payout Ratio | n/a |
| Buyback Yield | 1.71% |
| Shareholder Yield | 2.16% |
| Earnings Yield | 10.44% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 16, 2025. It was a forward split with a ratio of 10.
| Last Split Date | Dec 16, 2025 |
| Split Type | Forward |
| Split Ratio | 10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |