River Valley Community Bancorp (RVCB)
OTCMKTS
· Delayed Price · Currency is USD
23.50
0.00 (0.00%)
Apr 28, 2025, 11:48 AM EDT
RVCB Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 27.12 | 26.33 | 13.81 | 11.62 | 12.48 | 11.45 | Upgrade
|
| Interest Income on Investments | - | - | 10.52 | 7.81 | 4.05 | 4.5 | Upgrade
|
| Total Interest Income | 27.12 | 26.33 | 24.33 | 19.44 | 16.53 | 15.94 | Upgrade
|
| Interest Paid on Deposits | 9.07 | 8.74 | 5.37 | 1.04 | 0.62 | 1.03 | Upgrade
|
| Interest Paid on Borrowings | - | - | 0 | - | - | 0.75 | Upgrade
|
| Total Interest Expense | 9.07 | 8.74 | 5.37 | 1.04 | 0.62 | 1.77 | Upgrade
|
| Net Interest Income | 18.06 | 17.59 | 18.96 | 18.4 | 15.91 | 14.17 | Upgrade
|
| Net Interest Income Growth (YoY) | -4.77% | -7.24% | 3.06% | 15.64% | 12.29% | 14.65% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | -0.01 | 0 | 0.09 | 2.46 | Upgrade
|
| Other Non-Interest Income | 1.04 | 1.02 | 1 | 0.89 | 0.76 | 0.8 | Upgrade
|
| Total Non-Interest Income | 1.04 | 1.02 | 0.99 | 0.89 | 0.86 | 3.26 | Upgrade
|
| Non-Interest Income Growth (YoY) | 4.08% | 2.57% | 12.12% | 3.69% | -73.76% | 151.38% | Upgrade
|
| Revenues Before Loan Losses | 19.09 | 18.61 | 19.95 | 19.28 | 16.76 | 17.43 | Upgrade
|
| Provision for Loan Losses | 0.1 | - | 0.51 | - | 0.15 | 1 | Upgrade
|
| Revenue | 18.99 | 18.61 | 19.44 | 19.28 | 16.61 | 16.43 | Upgrade
|
| Revenue Growth (YoY) | -2.31% | -4.29% | 0.81% | 16.07% | 1.13% | 23.80% | Upgrade
|
| Salaries and Employee Benefits | - | - | 6.7 | 5.81 | 5.31 | 4.86 | Upgrade
|
| Occupancy Expenses | - | - | 0.95 | 0.87 | 0.95 | 0.83 | Upgrade
|
| Federal Deposit Insurance | - | - | 0.37 | 0.27 | 0.2 | 0.28 | Upgrade
|
| Selling, General & Administrative | - | - | 2.08 | 1.8 | 1.8 | 1.33 | Upgrade
|
| Other Non-Interest Expense | 14.5 | 14.25 | 1.27 | 1.13 | 1.02 | 1.18 | Upgrade
|
| Total Non-Interest Expense | 14.5 | 14.25 | 11.36 | 9.87 | 9.27 | 8.48 | Upgrade
|
| EBT Excluding Unusual Items | 4.49 | 4.36 | 8.08 | 9.41 | 7.34 | 7.94 | Upgrade
|
| Other Unusual Items | - | - | - | - | - | -2.33 | Upgrade
|
| Pretax Income | 4.49 | 4.36 | 8.08 | 9.41 | 7.34 | 5.61 | Upgrade
|
| Income Tax Expense | - | - | 2.17 | 2.55 | 1.99 | 1.48 | Upgrade
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| Net Income | 4.49 | 4.36 | 5.91 | 6.86 | 5.35 | 4.13 | Upgrade
|
| Net Income to Common | 4.49 | 4.36 | 5.91 | 6.86 | 5.35 | 4.13 | Upgrade
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| Net Income Growth | -24.02% | -26.31% | -13.83% | 28.19% | 29.56% | -0.72% | Upgrade
|
| Basic Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Shares Change (YoY) | 0.62% | 0.48% | 1.09% | 1.68% | 1.73% | -1.35% | Upgrade
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| EPS (Basic) | 1.44 | 1.40 | 1.91 | 2.24 | 1.77 | 1.39 | Upgrade
|
| EPS (Diluted) | 1.40 | 1.36 | 1.85 | 2.18 | 1.73 | 1.35 | Upgrade
|
| EPS Growth | -24.31% | -26.49% | -15.14% | 26.01% | 28.15% | 0.45% | Upgrade
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| Effective Tax Rate | - | - | 26.82% | 27.10% | 27.16% | 26.44% | Upgrade
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Updated Jan 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.