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River Valley Community Bancorp (RVCB)
OTCMKTS · Delayed Price · Currency is USD
23.55
+0.05 (0.21%)
Sep 14, 2026, 3:01 PM EST

RVCB Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
4.414.355.916.865.35
Depreciation & Amortization
0.490.490.220.851.14
Gain (Loss) on Sale of Assets
0.010---
Gain (Loss) on Sale of Investments
0.040.010.01-0-0.09
Provision for Credit Losses
0.4-0.51-0.15
Accrued Interest Receivable
-0.630.97-2.731.40.41
Other Operating Activities
-0.25-0.29-0.46-0.18-0.24
Operating Cash Flow
4.35.944.998.175.14
Operating Cash Flow Growth
-27.48%18.86%-38.90%58.87%15.68%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-0.92-0.06-0.1-0.06-0.03
Sale of Property, Plant and Equipment
0----
Investment in Securities
-68.1932.9241.03-55.05-64.58
Net Decrease (Increase) in Loans Originated / Sold - Investing
-47.18-55.58-37.33-7.418.39
Other Investing Activities
-----4
Investing Cash Flow
-116.28-22.713.6-62.51-60.21

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
30.5----
Net Debt Issued (Repaid)
30.5----
Issuance of Common Stock
0.240.240.080.380.37
Repurchase of Common Stock
-0.22-0.55-0.08-0.03-0.11
Common Dividends Paid
-0.22----
Net Increase (Decrease) in Deposit Accounts
118.1315.37-59.3143.34102.86
Financing Cash Flow
148.4315.07-59.3143.69103.12

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
36.45-1.71-50.71-10.6548.05

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
3.395.884.98.125.12
Free Cash Flow Growth
-42.41%20.01%-39.66%58.69%157.20%
Free Cash Flow Margin
16.29%31.59%25.20%42.10%30.79%
Free Cash Flow Per Share
1.051.841.542.581.65

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
9.368.85.241.030.64
Cash Income Tax Paid
1.871.273.022.132.34