RVCB Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	73.69	37.88	39.38	90.09	100.74
Investment Securities	266.27	116.33	107	136.49	181.3	151.67
Trading Asset Securities	-	0.11	0.13	0.1	0.13	0.16
Mortgage-Backed Securities	-	144.95	80.85	83.29	73.88	77.85
Total Investments	266.27	261.38	187.98	219.89	255.3	229.67
Gross Loans	398.02	398.23	350.94	295.31	258.08	250.67
Allowance for Loan Losses	-4.93	-4.83	-4.31	-4.26	-3.51	-3.51
Other Adjustments to Gross Loans	-	-0.16	-0.54	-0.6	-0.68	-0.64
Net Loans	393.1	393.24	346.09	290.45	253.89	246.52
Property, Plant & Equipment	-	8.09	7.18	7.51	7.35	7.71
Accrued Interest Receivable	-	2.7	2.37	3.4	2.27	1.65
Restricted Cash	-	0.71	0.07	0.28	0.28	0.28
Long-Term Deferred Tax Assets	-	6.13	7.41	7.73	8.84	1.84
Other Long-Term Assets	105.06	14.39	13.61	13.17	12.24	12.44
Total Assets	764.42	760.34	602.57	581.81	630.28	600.85
Interest Bearing Deposits	669.8	458.48	353.74	321.91	342.05	305.99
Institutional Deposits	-	31.6	21.6	20.66	6.9	11.21
Non-Interest Bearing Deposits	-	175.47	172.08	189.47	242.42	230.82
Total Deposits	669.8	665.55	547.42	532.05	591.36	548.02
Short-Term Borrowings	-	30.57	0.13	0.1	0.13	0.16
Current Portion of Leases	-	0.27	-	0.18	-	-
Accrued Interest Payable	-	0.16	0.1	0.15	0.02	0.02
Long-Term Leases	-	1.26	1.2	1.16	0.95	-
Long-Term Deferred Tax Liabilities	-	1.4	0.95	0.87	0.72	2.17
Other Long-Term Liabilities	3.83	1.13	1.26	1.03	0.47	1.06
Total Liabilities	703.62	700.35	551.06	535.54	593.66	551.42
Common Stock	60.8	18.19	17.78	17.76	17.43	16.77
Retained Earnings	-	49.82	45.63	41.28	35.88	29.02
Comprehensive Income & Other	-	-8.01	-11.89	-12.76	-16.69	3.64
Shareholders' Equity	60.8	59.99	51.52	46.27	36.62	49.43
Total Liabilities & Equity	764.42	760.34	602.57	581.81	630.28	600.85
Total Debt	30	32.11	1.33	1.44	1.08	0.16
Net Cash (Debt)	-30	51.69	36.68	38.79	91.13	102.48
Net Cash Growth	-	40.91%	-5.43%	-57.44%	-11.08%	92.65%
Net Cash Per Share	-9.37	16.09	11.47	12.17	28.91	33.05
Filing Date Shares Outstanding	3.11	3.14	3.14	3.1	3.08	3.03
Total Common Shares Outstanding	3.11	3.14	3.14	3.1	3.08	3.03
Book Value Per Share	19.52	19.12	16.39	14.92	11.87	16.30
Tangible Book Value	60.8	59.99	51.52	46.27	36.62	49.43
Tangible Book Value Per Share	19.52	19.12	16.39	14.92	11.87	16.30

Source: S&P Global Market Intelligence. Banks template. Financial Sources.