River Financial Corporation (RVRF)

River Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	203.81	185.74	72.55	74.83	61.96	60.27
Investment Securities	244.25	286.14	338	346.4	376.79	150.87
Mortgage-Backed Securities	497.92	458.02	421.25	458.73	557.56	350.6
Total Investments	742.17	744.15	759.25	805.13	934.35	501.47
Gross Loans	2,572	2,495	2,248	1,809	1,273	1,193
Allowance for Loan Losses	-33.55	-32.09	-28.99	-24.31	-20.92	-16.8
Other Adjustments to Gross Loans	-8.49	-8.65	-8.22	-6.15	-6.37	-6.8
Net Loans	2,530	2,455	2,211	1,779	1,246	1,170
Property, Plant & Equipment	48.99	48.35	48.46	43.8	40.04	34.14
Goodwill	27.82	27.82	27.82	27.82	27.82	27.82
Other Intangible Assets	0.72	0.93	1.45	2.12	2.99	4.05
Loans Held for Sale	6.27	6.81	4.6	3.41	15.5	24
Accrued Interest Receivable	15.96	15.97	14.09	10.08	7.03	6.8
Long-Term Deferred Tax Assets	27.86	30.8	29.9	30.54	6.25	1.63
Other Real Estate Owned & Foreclosed	1.78	0.13	0.09	0.61	0.26	0.24
Other Long-Term Assets	81.72	66.77	66.04	56.24	53.74	34.46
Total Assets	3,688	3,582	3,235	2,833	2,396	1,865
Interest Bearing Deposits	2,179	2,022	1,830	1,578	1,341	1,023
Institutional Deposits	393.34	390.91	272.01	262.8	200.6	193.6
Non-Interest Bearing Deposits	650.22	654.23	628.42	672.96	610	436.89
Total Deposits	3,222	3,067	2,731	2,514	2,151	1,654
Short-Term Borrowings	-	22.66	16.73	128.18	9.75	13.65
Current Portion of Long-Term Debt	25	80	80	-	-	-
Current Portion of Leases	-	0.67	-	-	-	-
Accrued Interest Payable	2.12	2.36	2.18	1.3	0.6	0.46
Long-Term Debt	39.6	39.56	39.49	39.42	39.34	20.39
Federal Home Loan Bank Debt, Long-Term	125	125	150	-	-	-
Long-Term Leases	3.22	2.17	3.41	3.72	3.42	1.72
Other Long-Term Liabilities	16.45	15.56	14.45	12.55	11.82	8.35
Total Liabilities	3,434	3,355	3,037	2,699	2,216	1,698
Common Stock	7.8	7.68	7.67	6.67	6.57	6.53
Additional Paid-In Capital	140.51	137.24	137.02	104.29	101.58	100.71
Retained Earnings	168.17	151.82	124.33	100.83	75.82	53.39
Treasury Stock	-1.32	-1.7	-0.5	-0.31	-0.07	-0.76
Comprehensive Income & Other	-61.49	-67.98	-70.19	-77.45	-4.34	6.58
Shareholders' Equity	253.66	227.06	198.34	134.03	179.56	166.45
Total Liabilities & Equity	3,688	3,582	3,235	2,833	2,396	1,865
Total Debt	192.82	270.07	289.63	171.32	52.52	35.77
Net Cash (Debt)	15.21	-80.11	-212.87	-92.33	12.85	28.66
Net Cash Growth	-	-	-	-	-55.15%	244.28%
Net Cash Per Share	1.96	-10.36	-30.13	-13.68	1.94	4.36
Filing Date Shares Outstanding	7.78	7.76	7.67	6.67	6.63	6.53
Total Common Shares Outstanding	7.76	7.63	7.66	6.66	6.57	6.5
Book Value Per Share	32.71	29.77	25.91	20.13	27.34	25.60
Tangible Book Value	225.13	198.31	169.08	104.09	148.76	134.58
Tangible Book Value Per Share	29.03	26.00	22.08	15.64	22.65	20.70

Source: S&P Global Market Intelligence. Banks template. Financial Sources.