River Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	186.59	128.52	185.74	72.55	74.83	61.96
Investment Securities	819.84	221.75	286.32	338	346.4	376.79
Mortgage-Backed Securities	-	557.68	458.02	421.25	458.73	557.56
Total Investments	819.84	779.43	744.34	759.25	805.13	934.35
Gross Loans	2,739	2,722	2,495	2,248	1,809	1,273
Allowance for Loan Losses	-37.87	-36.01	-32.09	-28.99	-24.31	-20.92
Other Adjustments to Gross Loans	-	-8.68	-8.65	-8.22	-6.15	-6.37
Net Loans	2,701	2,678	2,455	2,211	1,779	1,246
Property, Plant & Equipment	52.06	57.28	48.35	48.46	43.8	40.04
Goodwill	27.82	27.82	27.82	27.82	27.82	27.82
Other Intangible Assets	0.45	0.53	0.93	1.45	2.12	2.99
Loans Held for Sale	11.6	9.48	6.81	4.6	3.41	15.5
Accrued Interest Receivable	18	17.47	15.97	14.09	10.08	7.03
Long-Term Deferred Tax Assets	23.58	22.65	30.8	29.9	30.54	6.25
Other Real Estate Owned & Foreclosed	1.56	1.54	0.13	0.09	0.61	0.26
Other Long-Term Assets	72.31	65.15	66.59	66.04	56.24	53.74
Total Assets	3,915	3,787	3,582	3,235	2,833	2,396
Interest Bearing Deposits	2,747	2,206	2,022	1,830	1,578	1,341
Institutional Deposits	-	454.24	390.91	272.01	262.8	200.6
Non-Interest Bearing Deposits	703.57	666.62	654.23	628.42	672.96	610
Total Deposits	3,450	3,327	3,067	2,731	2,514	2,151
Short-Term Borrowings	-	-	22.66	16.73	128.18	9.75
Current Portion of Long-Term Debt	-	-	80	80	-	-
Current Portion of Leases	-	1.06	-	-	-	-
Accrued Interest Payable	21.33	2.14	2.36	2.18	1.3	0.6
Long-Term Debt	39.64	39.63	39.56	39.49	39.42	39.34
Federal Home Loan Bank Debt, Long-Term	100	100	125	150	-	-
Long-Term Leases	-	5.57	2.84	3.41	3.72	3.42
Other Long-Term Liabilities	6.23	18.24	15.56	14.45	12.55	11.82
Total Liabilities	3,617	3,494	3,355	3,037	2,699	2,216
Common Stock	7.88	7.8	7.68	7.67	6.67	6.57
Additional Paid-In Capital	142.19	140.57	137.24	137.02	104.29	101.58
Retained Earnings	196.05	189.73	151.82	124.33	100.83	75.82
Treasury Stock	-2.46	-1.75	-1.7	-0.5	-0.31	-0.07
Comprehensive Income & Other	-45.91	-42.72	-67.98	-70.19	-77.45	-4.34
Shareholders' Equity	297.75	293.63	227.06	198.34	134.03	179.56
Total Liabilities & Equity	3,915	3,787	3,582	3,235	2,833	2,396
Total Debt	139.64	146.26	270.07	289.63	171.32	52.52
Net Cash (Debt)	49.92	-14.76	-80.11	-212.87	-92.33	12.85
Net Cash Growth	-	-	-	-	-	-55.15%
Net Cash Per Share	6.36	-1.89	-10.36	-30.13	-13.68	1.94
Filing Date Shares Outstanding	7.81	7.83	7.76	7.67	6.67	6.63
Total Common Shares Outstanding	7.8	7.75	7.63	7.66	6.66	6.57
Book Value Per Share	38.18	37.91	29.77	25.91	20.13	27.34
Tangible Book Value	269.48	265.28	198.31	169.08	104.09	148.76
Tangible Book Value Per Share	34.55	34.25	26.00	22.08	15.64	22.65

Source: S&P Global Market Intelligence. Banks template. Financial Sources.