River Financial Corporation (RVRF)

River Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	157.32	128.52	185.74	72.55	74.83	61.96
Investment Securities	248.91	221.75	286.32	338	346.4	376.79
Mortgage-Backed Securities	587.2	557.68	458.02	421.25	458.73	557.56
Total Investments	836.11	779.43	744.34	759.25	805.13	934.35
Gross Loans	2,851	2,722	2,495	2,248	1,809	1,273
Allowance for Loan Losses	-39.76	-36.01	-32.09	-28.99	-24.31	-20.92
Other Adjustments to Gross Loans	-9.14	-8.68	-8.65	-8.22	-6.15	-6.37
Net Loans	2,802	2,678	2,455	2,211	1,779	1,246
Property, Plant & Equipment	59.67	57.28	48.35	48.46	43.8	40.04
Goodwill	27.82	27.82	27.82	27.82	27.82	27.82
Other Intangible Assets	0.38	0.53	0.93	1.45	2.12	2.99
Loans Held for Sale	19.25	9.48	6.81	4.6	3.41	15.5
Accrued Interest Receivable	18.84	17.47	15.97	14.09	10.08	7.03
Long-Term Deferred Tax Assets	25.17	22.65	30.8	29.9	30.54	6.25
Other Real Estate Owned & Foreclosed	1.73	1.54	0.13	0.09	0.61	0.26
Other Long-Term Assets	69.27	65.15	66.59	66.04	56.24	53.74
Total Assets	4,018	3,787	3,582	3,235	2,833	2,396

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	2,316	2,206	2,022	1,830	1,578	1,341
Institutional Deposits	493.16	454.24	390.91	272.01	262.8	200.6
Non-Interest Bearing Deposits	696.12	666.62	654.23	628.42	672.96	610
Total Deposits	3,505	3,327	3,067	2,731	2,514	2,151
Short-Term Borrowings	-	-	22.66	16.73	128.18	9.75
Current Portion of Long-Term Debt	-	-	80	80	-	-
Current Portion of Leases	1.28	1.06	-	-	-	-
Accrued Interest Payable	14.03	2.14	2.36	2.18	1.3	0.6
Long-Term Debt	39.66	39.63	39.56	39.49	39.42	39.34
Federal Home Loan Bank Debt, Long-Term	135	100	125	150	-	-
Long-Term Leases	5.85	5.57	2.84	3.41	3.72	3.42
Other Long-Term Liabilities	6.86	18.24	15.56	14.45	12.55	11.82
Total Liabilities	3,708	3,494	3,355	3,037	2,699	2,216

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	7.88	7.8	7.68	7.67	6.67	6.57
Additional Paid-In Capital	142.48	140.57	137.24	137.02	104.29	101.58
Retained Earnings	209.9	189.73	151.82	124.33	100.83	75.82
Treasury Stock	-2.59	-1.75	-1.7	-0.5	-0.31	-0.07
Comprehensive Income & Other	-47.59	-42.72	-67.98	-70.19	-77.45	-4.34
Shareholders' Equity	310.07	293.63	227.06	198.34	134.03	179.56
Total Liabilities & Equity	4,018	3,787	3,582	3,235	2,833	2,396

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	181.79	146.26	270.07	289.63	171.32	52.52
Net Cash (Debt)	-21.51	-14.76	-80.11	-212.87	-92.33	12.85
Net Cash Growth	-	-	-	-	-	-55.15%
Net Cash Per Share	-2.73	-1.89	-10.36	-30.13	-13.68	1.94
Filing Date Shares Outstanding	7.81	7.83	7.76	7.67	6.67	6.63
Total Common Shares Outstanding	7.82	7.75	7.63	7.66	6.66	6.57
Book Value Per Share	39.67	37.91	29.77	25.91	20.13	27.34
Tangible Book Value	281.88	265.28	198.31	169.08	104.09	148.76
Tangible Book Value Per Share	36.06	34.25	26.00	22.08	15.64	22.65

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 16, 2026

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