River Financial Statistics
Total Valuation
River Financial has a market cap or net worth of 359.41 million.
| Market Cap | 359.41M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Monday, November 9, 2026.
| Earnings Date | Nov 9, 2026 |
| Ex-Dividend Date | Feb 13, 2026 |
Share Statistics
River Financial has 7.81 million shares outstanding. The number of shares has increased by 1.41% in one year.
| Current Share Class | 7.81M |
| Shares Outstanding | 7.81M |
| Shares Change (YoY) | +1.41% |
| Shares Change (QoQ) | +0.62% |
| Owned by Insiders (%) | 10.86% |
| Owned by Institutions (%) | n/a |
| Float | 6.96M |
Valuation Ratios
The trailing PE ratio is 7.32.
| PE Ratio | 7.32 |
| Forward PE | n/a |
| PS Ratio | 2.57 |
| PB Ratio | 1.16 |
| P/TBV Ratio | 1.28 |
| P/FCF Ratio | 10.45 |
| P/OCF Ratio | 8.04 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.28 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.58%.
| Return on Equity (ROE) | 17.58% |
| Return on Assets (ROA) | 1.29% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.78% |
| Revenue Per Employee | 370,257 |
| Profits Per Employee | 131,446 |
| Employee Count | 388 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, River Financial has paid 15.23 million in taxes.
| Income Tax | 15.23M |
| Effective Tax Rate | 23.51% |
Stock Price Statistics
The stock price has increased by +32.37% in the last 52 weeks. The beta is -0.01, so River Financial's price volatility has been lower than the market average.
| Beta (5Y) | -0.01 |
| 52-Week Price Change | +32.37% |
| 50-Day Moving Average | 36.67 |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 57.18 |
| Average Volume (20 Days) | 542 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.12 |
Income Statement
In the last 12 months, River Financial had revenue of 139.59 million and earned 49.56 million in profits. Earnings per share was 6.28.
| Revenue | 139.59M |
| Gross Profit | 139.59M |
| Operating Income | 67.48M |
| Pretax Income | 64.78M |
| Net Income | 49.56M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 6.28 |
Balance Sheet
The company has 160.29 million in cash and 181.79 million in debt, with a net cash position of -21.51 million or -2.75 per share.
| Cash & Cash Equivalents | 160.29M |
| Total Debt | 181.79M |
| Net Cash | -21.51M |
| Net Cash Per Share | -2.75 |
| Equity (Book Value) | 310.07M |
| Book Value Per Share | 39.67 |
| Working Capital | -3.32B |
Cash Flow
In the last 12 months, operating cash flow was 44.71 million and capital expenditures -10.31 million, giving a free cash flow of 34.40 million.
| Operating Cash Flow | 44.71M |
| Capital Expenditures | -10.31M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -15.00M |
| Free Cash Flow | 34.40M |
| FCF Per Share | 4.40 |
Margins
| Gross Margin | n/a |
| Operating Margin | 48.34% |
| Pretax Margin | 46.41% |
| Profit Margin | 35.50% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.64% |
Dividends & Yields
This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 2.17%.
| Dividend Per Share | 1.00 |
| Dividend Yield | 2.17% |
| Dividend Growth (YoY) | 85.19% |
| Years of Dividend Growth | 8 |
| Payout Ratio | 15.80% |
| Buyback Yield | -1.41% |
| Shareholder Yield | 0.76% |
| Earnings Yield | 13.79% |
| FCF Yield | 9.57% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |