Southern BancShares (N.C.), Inc. (SBNC)

OTCMKTS · Delayed Price · Currency is USD

13,250

0.00 (0.00%)

At close: Oct 30, 2026

SBNC Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	269.47	196.58	303.66	285.57	134.92	203.58
Revenue Growth	57.81%	-35.26%	6.33%	111.66%	-33.73%	43.45%
Net Income	120.09	68.02	157.57	148.13	29.65	93.28
Earnings Per Share	1559.77	901.29	2064.11	1907.08	377.64	1168.54
EPS Growth	136.27%	-56.34%	8.23%	405.00%	-67.68%	113.51%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	209.92	276.5	285.85	106.22	139.84	185.52
Total Debt	18.57	137.1	274.87	368.12	300.76	156.78
Net Cash (Debt)	191.35	139.4	10.98	-261.9	-160.92	28.75
Net Cash Growth	-14.87%	1169.21%	-	-	-	-84.71%
Net Cash Per Share	2485.23	1847.03	143.88	-3371.83	-2049.43	360.12

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	70.15	38.06	41.42	63.72	55.95
Capital Expenditures	-	-1.75	-4.34	-2.79	-3.61	-7.4
Free Cash Flow	-	68.39	33.71	38.63	60.11	48.55
Free Cash Flow Growth	-	102.87%	-12.72%	-35.74%	23.80%	89.47%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	44.56%	34.60%	51.89%	51.87%	21.98%	45.82%
FCF Margin	-	34.79%	11.10%	13.53%	44.55%	23.85%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	25.000	25.000	25.000	25.000	25.000	20.000
Dividend Per Share Growth	0%	0%	0%	0%	25.00%	33.33%
Dividend Yield	0.19%	0.24%	0.31%	0.46%	0.52%	0.36%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	8.49	11.51	3.91	2.81	12.63	4.68
P/FCF Ratio	-	11.44	18.27	10.76	6.23	9.00
PS Ratio	3.70	3.98	2.03	1.46	2.78	2.15