Southern BancShares (N.C.), Inc. (SBNC)

OTCMKTS · Delayed Price · Currency is USD

13,250

+250 (1.92%)

Aug 6, 2026, 10:56 AM EST

SBNC Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	196.58	196.58	303.66	285.57	134.92	203.58
Revenue Growth	-35.26%	-35.26%	6.33%	111.66%	-33.73%	43.45%
Net Income	68.02	68.02	157.57	148.13	29.65	93.28
Earnings Per Share	901.29	901.29	2064.11	1907.08	377.64	1168.54
EPS Growth	-56.34%	-56.34%	8.23%	405.00%	-67.68%	113.51%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	276.5	276.5	285.85	106.22	139.84	185.52
Total Debt	137.1	137.1	274.87	368.12	300.76	156.78
Net Cash (Debt)	139.4	139.4	10.98	-261.9	-160.92	28.75
Net Cash Growth	1169.21%	1169.21%	-	-	-	-84.71%
Net Cash Per Share	1847.03	1847.03	143.88	-3371.83	-2049.43	360.12

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	70.15	70.15	38.06	41.42	63.72	55.95
Capital Expenditures	-1.75	-1.75	-4.34	-2.79	-3.61	-7.4
Free Cash Flow	68.39	68.39	33.71	38.63	60.11	48.55
Free Cash Flow Growth	102.87%	102.87%	-12.72%	-35.74%	23.80%	89.47%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	34.60%	34.60%	51.89%	51.87%	21.98%	45.82%
FCF Margin	34.79%	34.79%	11.10%	13.53%	44.55%	23.85%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	25.000	25.000	25.000	25.000	25.000	20.000
Dividend Per Share Growth	0%	0%	0%	0%	25.00%	33.33%
Dividend Yield	0.19%	0.24%	0.31%	0.47%	0.53%	0.37%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	14.42	11.51	3.91	2.81	12.63	4.68
P/FCF Ratio	14.30	11.44	18.27	10.76	6.23	9.00
PS Ratio	4.98	3.98	2.03	1.46	2.78	2.15