Southern BancShares (N.C.), Inc. (SBNC)
OTCMKTS · Delayed Price · Currency is USD
13,250
+250 (1.92%)
Aug 6, 2026, 10:56 AM EST
SBNC Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 276.44 | 285.34 | 105.62 | 139.84 | 185.52 |
Investment Securities | 987.41 | 978.99 | 843.08 | 695.38 | 952.25 |
Trading Asset Securities | 0.06 | 0.51 | 0.6 | - | - |
Mortgage-Backed Securities | 746.71 | 708.95 | 783.61 | 866.63 | 858.67 |
Total Investments | 1,734 | 1,688 | 1,627 | 1,562 | 1,811 |
Gross Loans | 3,416 | 3,249 | 3,109 | 2,850 | 2,440 |
Allowance for Loan Losses | -36.1 | -34.25 | -33.04 | -35.83 | -29.31 |
Net Loans | 3,380 | 3,215 | 3,076 | 2,815 | 2,410 |
Property, Plant & Equipment | 59.2 | 63.82 | 64.31 | 67.7 | 69.56 |
Goodwill | 26.65 | 26.65 | 26.65 | 26.65 | 26.65 |
Other Intangible Assets | - | - | - | - | 0.01 |
Loans Held for Sale | 11.46 | 12.43 | 3.85 | 2.98 | 15.13 |
Accrued Interest Receivable | 19.03 | 17.8 | 16.78 | 14.69 | 12.03 |
Long-Term Deferred Tax Assets | - | - | - | 27.76 | - |
Other Real Estate Owned & Foreclosed | - | - | - | - | 0.09 |
Other Long-Term Assets | 71.17 | 65.5 | 52.63 | 61.6 | 58.99 |
Total Assets | 5,583 | 5,386 | 4,988 | 4,727 | 4,591 |
Liabilities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 2,889 | 2,781 | 2,543 | 2,615 | 2,452 |
Institutional Deposits | 326.7 | 318 | 187.9 | 65.5 | 81.5 |
Non-Interest Bearing Deposits | 1,423 | 1,345 | 1,407 | 1,446 | 1,386 |
Total Deposits | 4,638 | 4,444 | 4,138 | 4,126 | 3,919 |
Short-Term Borrowings | 64.25 | 162.5 | 225.5 | 208.06 | 63.67 |
Current Portion of Leases | 0.89 | - | - | - | - |
Long-Term Debt | 69.6 | 79.33 | 79.22 | 88.99 | 88.87 |
Federal Home Loan Bank Debt, Long-Term | - | 30 | 60 | - | - |
Long-Term Leases | 2.35 | 3.05 | 3.4 | 3.7 | 4.23 |
Long-Term Deferred Tax Liabilities | 58.36 | 40.42 | 68.76 | - | 34.83 |
Other Long-Term Liabilities | 24.59 | 22.71 | -46.68 | 15.53 | 13.25 |
Total Liabilities | 4,858 | 4,782 | 4,528 | 4,442 | 4,124 |
Shareholders' Equity
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Non-Redeemable | 1.69 | 1.71 | 1.73 | 1.74 | 1.8 |
Total Preferred Equity | 1.69 | 1.71 | 1.73 | 1.74 | 1.8 |
Common Stock | 0.38 | 0.38 | 0.38 | 0.39 | 0.4 |
Retained Earnings | 812.1 | 752.13 | 601.69 | 461.33 | 440.62 |
Comprehensive Income & Other | -89.16 | -150.57 | -143.82 | -179.17 | 24.12 |
Total Common Equity | 723.32 | 601.95 | 458.26 | 282.55 | 465.14 |
Shareholders' Equity | 725.01 | 603.65 | 459.98 | 284.28 | 466.94 |
Total Liabilities & Equity | 5,583 | 5,386 | 4,988 | 4,727 | 4,591 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 137.1 | 274.87 | 368.12 | 300.76 | 156.78 |
Net Cash (Debt) | 139.4 | 10.98 | -261.9 | -160.92 | 28.75 |
Net Cash Growth | 1169.21% | - | - | - | -84.71% |
Net Cash Per Share | 1847.03 | 143.88 | -3371.83 | -2049.43 | 360.12 |
Filing Date Shares Outstanding | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 |
Total Common Shares Outstanding | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 |
Book Value Per Share | 9611.96 | 7926.27 | 5968.57 | 3620.40 | 5861.32 |
Tangible Book Value | 696.67 | 575.3 | 431.61 | 255.9 | 438.48 |
Tangible Book Value Per Share | 9257.83 | 7575.37 | 5621.48 | 3278.94 | 5525.41 |