SBNC Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	353.07	285.34	105.62	139.84	185.52	272.92
Investment Securities	1,607	978.99	843.08	695.38	952.25	541.02
Trading Asset Securities	-	0.51	0.6	-	-	-
Mortgage-Backed Securities	-	708.95	783.61	866.63	858.67	573.75
Total Investments	1,607	1,688	1,627	1,562	1,811	1,115
Gross Loans	3,362	3,249	3,109	2,850	2,440	2,300
Allowance for Loan Losses	-34.51	-34.25	-33.04	-35.83	-29.31	-30.15
Net Loans	3,327	3,215	3,076	2,815	2,410	2,269
Property, Plant & Equipment	-	63.82	64.31	67.7	69.56	69.15
Goodwill	-	26.65	26.65	26.65	26.65	26.65
Other Intangible Assets	-	-	-	-	0.01	0.16
Loans Held for Sale	-	12.43	3.85	2.98	15.13	18.1
Accrued Interest Receivable	-	17.8	16.78	14.69	12.03	12.21
Long-Term Deferred Tax Assets	-	-	-	27.76	-	-
Other Real Estate Owned & Foreclosed	-	-	-	-	0.09	0.44
Other Long-Term Assets	184.96	65.5	52.63	61.6	58.99	49.35
Total Assets	5,472	5,386	4,988	4,727	4,591	3,836
Interest Bearing Deposits	3,172	2,781	2,543	2,615	2,452	2,054
Institutional Deposits	-	318	187.9	65.5	81.5	83.1
Non-Interest Bearing Deposits	1,466	1,345	1,407	1,446	1,386	1,179
Total Deposits	4,638	4,444	4,138	4,126	3,919	3,316
Short-Term Borrowings	-	162.5	225.5	208.06	63.67	55.26
Current Portion of Leases	-	0.83	-	-	-	-
Long-Term Debt	128.3	79.33	79.22	88.99	88.87	-
Federal Home Loan Bank Debt, Long-Term	-	30	60	-	-	-
Long-Term Leases	-	2.22	3.4	3.7	4.23	5.91
Trust Preferred Securities	-	-	-	-	-	23.71
Long-Term Deferred Tax Liabilities	-	99.37	68.76	-	34.83	29.6
Other Long-Term Liabilities	67.55	-36.23	-46.68	15.53	13.25	12.41
Total Liabilities	4,834	4,782	4,528	4,442	4,124	3,443
Preferred Stock, Non-Redeemable	1.71	1.71	1.73	1.74	1.8	1.81
Total Preferred Equity	1.71	1.71	1.73	1.74	1.8	1.81
Common Stock	0.38	0.38	0.38	0.39	0.4	0.4
Retained Earnings	738.09	752.13	601.69	461.33	440.62	352.67
Comprehensive Income & Other	-101.94	-150.57	-143.82	-179.17	24.12	38.29
Total Common Equity	636.52	601.95	458.26	282.55	465.14	391.36
Shareholders' Equity	638.23	603.65	459.98	284.28	466.94	393.17
Total Liabilities & Equity	5,472	5,386	4,988	4,727	4,591	3,836
Total Debt	128.3	274.87	368.12	300.76	156.78	84.88
Net Cash (Debt)	224.78	10.98	-261.9	-160.92	28.75	188.03
Net Cash Growth	-	-	-	-	-84.71%	-
Net Cash Per Share	3035.74	143.88	-3371.83	-2049.43	360.12	2335.25
Filing Date Shares Outstanding	0.08	0.08	0.08	0.08	0.08	0.08
Total Common Shares Outstanding	0.08	0.08	0.08	0.08	0.08	0.08
Book Value Per Share	8441.96	7926.27	5968.57	3620.40	5861.32	4886.81
Tangible Book Value	636.52	575.3	431.61	255.9	438.48	364.56
Tangible Book Value Per Share	8441.96	7575.37	5621.48	3278.94	5525.41	4552.10

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.