SBNC Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Cash & Equivalents	164.7	285.34	105.62	139.84	185.52	272.92	Upgrade
Investment Securities	1,655	978.99	843.08	695.38	952.25	541.02	Upgrade
Trading Asset Securities	-	0.51	0.6	-	-	-	Upgrade
Mortgage-Backed Securities	-	708.95	783.61	866.63	858.67	573.75	Upgrade
Total Investments	1,655	1,688	1,627	1,562	1,811	1,115	Upgrade
Gross Loans	3,324	3,249	3,109	2,850	2,440	2,300	Upgrade
Allowance for Loan Losses	-34.46	-34.25	-33.04	-35.83	-29.31	-30.15	Upgrade
Net Loans	3,289	3,215	3,076	2,815	2,410	2,269	Upgrade
Property, Plant & Equipment	-	63.82	64.31	67.7	69.56	69.15	Upgrade
Goodwill	-	26.65	26.65	26.65	26.65	26.65	Upgrade
Other Intangible Assets	-	-	-	-	0.01	0.16	Upgrade
Loans Held for Sale	-	12.43	3.85	2.98	15.13	18.1	Upgrade
Accrued Interest Receivable	-	17.8	16.78	14.69	12.03	12.21	Upgrade
Long-Term Deferred Tax Assets	-	-	-	27.76	-	-	Upgrade
Other Real Estate Owned & Foreclosed	-	-	-	-	0.09	0.44	Upgrade
Other Long-Term Assets	184.08	65.5	52.63	61.6	58.99	49.35	Upgrade
Total Assets	5,293	5,386	4,988	4,727	4,591	3,836	Upgrade
Interest Bearing Deposits	3,074	2,781	2,543	2,615	2,452	2,054	Upgrade
Institutional Deposits	-	318	187.9	65.5	81.5	83.1	Upgrade
Non-Interest Bearing Deposits	1,388	1,345	1,407	1,446	1,386	1,179	Upgrade
Total Deposits	4,462	4,444	4,138	4,126	3,919	3,316	Upgrade
Short-Term Borrowings	-	162.5	225.5	208.06	63.67	55.26	Upgrade
Current Portion of Leases	-	0.83	-	-	-	-	Upgrade
Long-Term Debt	128.33	79.33	79.22	88.99	88.87	-	Upgrade
Federal Home Loan Bank Debt, Long-Term	-	30	60	-	-	-	Upgrade
Long-Term Leases	-	2.22	3.4	3.7	4.23	5.91	Upgrade
Trust Preferred Securities	-	-	-	-	-	23.71	Upgrade
Long-Term Deferred Tax Liabilities	-	99.37	68.76	-	34.83	29.6	Upgrade
Other Long-Term Liabilities	69.54	-36.23	-46.68	15.53	13.25	12.41	Upgrade
Total Liabilities	4,660	4,782	4,528	4,442	4,124	3,443	Upgrade
Preferred Stock, Non-Redeemable	1.71	1.71	1.73	1.74	1.8	1.81	Upgrade
Total Preferred Equity	1.71	1.71	1.73	1.74	1.8	1.81	Upgrade
Common Stock	0.38	0.38	0.38	0.39	0.4	0.4	Upgrade
Retained Earnings	751.77	752.13	601.69	461.33	440.62	352.67	Upgrade
Comprehensive Income & Other	-120.36	-150.57	-143.82	-179.17	24.12	38.29	Upgrade
Total Common Equity	631.79	601.95	458.26	282.55	465.14	391.36	Upgrade
Shareholders' Equity	633.49	603.65	459.98	284.28	466.94	393.17	Upgrade
Total Liabilities & Equity	5,293	5,386	4,988	4,727	4,591	3,836	Upgrade
Total Debt	128.33	274.87	368.12	300.76	156.78	84.88	Upgrade
Net Cash (Debt)	36.37	10.98	-261.9	-160.92	28.75	188.03	Upgrade
Net Cash Growth	-	-	-	-	-84.71%	-	Upgrade
Net Cash Per Share	474.83	143.88	-3371.83	-2049.43	360.12	2335.25	Upgrade
Filing Date Shares Outstanding	0.08	0.08	0.08	0.08	0.08	0.08	Upgrade
Total Common Shares Outstanding	0.08	0.08	0.08	0.08	0.08	0.08	Upgrade
Book Value Per Share	8379.12	7926.27	5968.57	3620.40	5861.32	4886.81	Upgrade
Tangible Book Value	631.79	575.3	431.61	255.9	438.48	364.56	Upgrade
Tangible Book Value Per Share	8379.12	7575.37	5621.48	3278.94	5525.41	4552.10	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.