Southern BancShares (N.C.), Inc. (SBNC)

SBNC Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul 16, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	674	616	416	375	437	312
Market Cap Growth	41.53%	48.11%	10.98%	-14.26%	39.85%	0.75%
Last Close Price	8949.99	8088.04	5369.97	4749.97	5415.08	3827.48
PE Ratio	8.15	3.91	2.81	12.63	4.68	7.09
PS Ratio	3.20	2.03	1.46	2.78	2.15	2.20
PB Ratio	1.14	1.02	0.90	1.32	0.94	0.80
P/FCF Ratio	-	18.27	10.76	6.23	9.00	12.19
P/OCF Ratio	-	16.18	10.04	5.88	7.81	10.55
Debt / Equity Ratio	0.23	0.46	0.80	1.06	0.34	0.22
Debt / FCF Ratio	-	8.15	9.53	5.00	3.23	3.31
Return on Equity (ROE)	15.43%	29.68%	39.88%	7.96%	21.75%	11.84%
Return on Assets (ROA)	1.63%	3.04%	3.06%	0.64%	2.22%	1.30%
Earnings Yield	12.39%	25.63%	35.69%	7.99%	21.41%	14.29%
FCF Yield	-	5.47%	9.29%	16.05%	11.11%	8.20%
Dividend Yield	0.28%	0.31%	0.47%	0.53%	0.37%	0.39%
Payout Ratio	-	1.37%	1.48%	7.45%	1.99%	3.98%
Buyback Yield / Dilution	1.66%	1.72%	1.08%	1.63%	0.87%	0.76%
Total Shareholder Return	1.94%	2.03%	1.54%	2.16%	1.23%	1.15%

Updated Jul 23, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.