Skyline Bankshares, Inc. (SLBK)

Skyline Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	44.67	19.45	22.09	31.06	115.65	95.69
Investment Securities	60.81	62.75	65.69	67.88	66.4	17.82
Mortgage-Backed Securities	53.65	55.54	61.7	67.27	63.31	15.68
Total Investments	114.46	118.29	127.39	135.15	129.72	33.51
Gross Loans	1,029	985.96	819.1	755.97	686.23	665.5
Allowance for Loan Losses	-8.37	-8.03	-6.74	-6.25	-5.68	-4.9
Other Adjustments to Gross Loans	-1.6	-1.5	-1.4	-1.1	-2.7	-1.4
Net Loans	1,019	976.43	810.97	748.62	677.86	659.2
Property, Plant & Equipment	37.19	36.27	33.26	32.49	31.41	27.27
Goodwill	7.9	7.9	3.26	3.26	3.26	3.26
Other Intangible Assets	3.4	3.82	0.92	1.29	1.76	2.36
Accrued Interest Receivable	4.23	4.01	3.46	2.98	2.36	2.36
Long-Term Deferred Tax Assets	4.68	5.59	5.05	5.74	1.12	1.02
Other Real Estate Owned & Foreclosed	-	0.14	-	0.24	-	-
Other Long-Term Assets	47.16	45.7	39.46	36.91	32.72	30.74
Total Assets	1,283	1,218	1,046	997.73	995.85	855.39
Interest Bearing Deposits	665.95	650.59	545.03	560.32	558.82	486.68
Institutional Deposits	121.5	103.7	78.6	49.5	41.3	37
Non-Interest Bearing Deposits	352.55	337.92	305.12	310.51	298.11	231.85
Total Deposits	1,140	1,092	928.74	920.33	898.23	755.53
Short-Term Borrowings	37.5	29.25	27.5	-	3.2	-
Current Portion of Leases	-	0.3	-	-	-	-
Accrued Interest Payable	0.61	0.95	0.53	0.1	0.07	0.12
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	5	10
Long-Term Leases	-	1.23	1.98	0.74	0.55	0.68
Other Long-Term Liabilities	6.88	5	4.21	3.64	3.6	3.95
Total Liabilities	1,185	1,129	962.96	924.8	910.65	770.28
Retained Earnings	79.68	73.71	68.87	62.23	53.75	45.89
Comprehensive Income & Other	18.18	14.95	14.02	10.71	31.45	39.22
Shareholders' Equity	97.85	88.67	82.88	72.94	85.19	85.11
Total Liabilities & Equity	1,283	1,218	1,046	997.73	995.85	855.39
Total Debt	37.5	30.78	29.48	0.74	8.75	10.68
Net Cash (Debt)	7.17	-11.33	-7.39	30.32	106.89	85.01
Net Cash Growth	98.62%	-	-	-71.63%	25.74%	152.57%
Net Cash Per Share	1.29	-2.04	-1.32	5.43	17.91	13.99
Filing Date Shares Outstanding	5.65	5.65	5.56	5.61	5.62	6.04
Total Common Shares Outstanding	5.65	5.65	5.58	5.62	5.61	6.05
Book Value Per Share	17.31	15.69	14.84	12.98	15.20	14.08
Tangible Book Value	86.56	76.95	78.71	68.39	80.17	79.49
Tangible Book Value Per Share	15.32	13.62	14.09	12.18	14.30	13.15

Updated Feb 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.