Skyline Bankshares, Inc. (SLBK)

Skyline Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	24.5	19.45	22.09	31.06	115.65	95.69
Investment Securities	146.54	62.75	65.69	67.88	66.4	17.82
Mortgage-Backed Securities	-	55.54	61.7	67.27	63.31	15.68
Total Investments	146.54	118.29	127.39	135.15	129.72	33.51
Gross Loans	1,036	985.96	819.1	755.97	686.23	665.5
Allowance for Loan Losses	-8.55	-8.03	-6.74	-6.25	-5.68	-4.9
Other Adjustments to Gross Loans	-	-1.5	-1.4	-1.1	-2.7	-1.4
Net Loans	1,028	976.43	810.97	748.62	677.86	659.2
Property, Plant & Equipment	40.91	36.27	33.26	32.49	31.41	27.27
Goodwill	7.9	7.9	3.26	3.26	3.26	3.26
Other Intangible Assets	3.22	3.82	0.92	1.29	1.76	2.36
Accrued Interest Receivable	4.14	4.01	3.46	2.98	2.36	2.36
Long-Term Deferred Tax Assets	4.15	5.59	5.05	5.74	1.12	1.02
Other Real Estate Owned & Foreclosed	-	0.14	-	0.24	-	-
Other Long-Term Assets	47.3	45.7	39.46	36.91	32.72	30.74
Total Assets	1,307	1,218	1,046	997.73	995.85	855.39
Interest Bearing Deposits	806.26	650.59	545.03	560.32	558.82	486.68
Institutional Deposits	-	103.7	78.6	49.5	41.3	37
Non-Interest Bearing Deposits	363.91	337.92	305.12	310.51	298.11	231.85
Total Deposits	1,170	1,092	928.74	920.33	898.23	755.53
Short-Term Borrowings	26.5	29.25	27.5	-	3.2	-
Current Portion of Leases	-	0.3	-	-	-	-
Accrued Interest Payable	0.64	0.95	0.53	0.1	0.07	0.12
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	5	10
Long-Term Leases	-	1.23	1.98	0.74	0.55	0.68
Other Long-Term Liabilities	7.33	5	4.21	3.64	3.6	3.95
Total Liabilities	1,205	1,129	962.96	924.8	910.65	770.28
Common Stock	33.66	-	-	-	-	-
Retained Earnings	82.23	73.71	68.87	62.23	53.75	45.89
Comprehensive Income & Other	-14	14.95	14.02	10.71	31.45	39.22
Shareholders' Equity	101.88	88.67	82.88	72.94	85.19	85.11
Total Liabilities & Equity	1,307	1,218	1,046	997.73	995.85	855.39
Total Debt	26.5	30.78	29.48	0.74	8.75	10.68
Net Cash (Debt)	30.04	-11.33	-7.39	30.32	106.89	85.01
Net Cash Growth	195.57%	-	-	-71.63%	25.74%	152.57%
Net Cash Per Share	5.39	-2.04	-1.32	5.43	17.91	13.99
Filing Date Shares Outstanding	5.65	5.65	5.56	5.61	5.62	6.04
Total Common Shares Outstanding	5.65	5.65	5.58	5.62	5.61	6.05
Book Value Per Share	18.03	15.69	14.84	12.98	15.20	14.08
Tangible Book Value	90.76	76.95	78.71	68.39	80.17	79.49
Tangible Book Value Per Share	16.06	13.62	14.09	12.18	14.30	13.15

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.