Skyline Bankshares, Inc. (SLBK)

Skyline Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	63.67	62.16	49.97	39.88	32.69	33.09
Interest Income on Investments	3.51	3.59	3.56	3.49	3.88	1.67
Total Interest Income	67.18	65.75	53.54	43.37	36.57	34.76
Interest Paid on Deposits	14.12	14.13	12.65	6.62	1.74	2.34
Interest Paid on Borrowings	0.88	1.22	1.42	1.15	0.19	0.09
Total Interest Expense	15	15.35	14.07	7.77	1.93	2.43
Net Interest Income	52.19	50.4	39.47	35.6	34.64	32.33
Net Interest Income Growth (YoY)	23.30%	27.68%	10.88%	2.77%	7.15%	14.21%
Gain (Loss) on Sale of Assets	-	-	-	0.2	-	-
Gain (Loss) on Sale of Investments	-	-	-0.14	-0.02	-0.01	0.27
Other Non-Interest Income	5.41	5.28	5.11	4.6	4.36	4.37
Total Non-Interest Income	7.99	7.79	7.29	6.97	6.26	6.18
Non-Interest Income Growth (YoY)	8.33%	6.86%	4.52%	11.39%	1.33%	16.57%
Revenues Before Loan Losses	60.17	58.18	46.76	42.57	40.89	38.5
Provision for Loan Losses	0.97	0.87	1.12	-0.05	0.61	0.72
Revenue	59.2	57.31	45.64	42.62	40.29	37.78
Revenue Growth (YoY)	22.08%	25.58%	7.09%	5.78%	6.64%	16.56%
Salaries and Employee Benefits	19.3	18.97	17.39	16.45	14.64	14.53
Occupancy Expenses	3.36	3.3	3.24	2.93	2.52	1.94
Federal Deposit Insurance	0.97	0.96	0.72	0.59	0.43	0.43
Amortization of Goodwill & Intangibles	0.73	0.77	0.48	0.37	0.48	0.6
Selling, General & Administrative	9.56	9.56	8.41	6.98	6.22	5.96
Other Non-Interest Expense	3.86	3.72	3.61	3.22	3.2	2.82
Total Non-Interest Expense	37.79	37.28	33.86	30.54	27.49	26.27
EBT Excluding Unusual Items	21.42	20.03	11.78	12.08	12.8	11.51
Other Unusual Items	-	-	-	-	-	0.39
Pretax Income	21.42	20.03	9.36	12.08	12.8	11.91
Income Tax Expense	4.55	4.19	1.93	2.38	2.52	2.42
Net Income	16.87	15.84	7.43	9.7	10.28	9.48
Net Income to Common	16.87	15.84	7.43	9.7	10.28	9.48
Net Income Growth	88.55%	113.36%	-23.45%	-5.65%	8.43%	61.56%
Basic Shares Outstanding	6	6	6	6	6	6
Diluted Shares Outstanding	6	6	6	6	6	6
Shares Change (YoY)	0.57%	0.51%	-0.40%	-0.16%	-6.36%	-1.78%
EPS (Basic)	3.02	2.84	1.34	1.74	1.84	1.59
EPS (Diluted)	3.02	2.84	1.34	1.74	1.84	1.59
EPS Growth	87.49%	112.28%	-23.14%	-5.50%	15.79%	64.49%
Dividend Per Share	0.050	-	0.480	0.440	0.380	0.290
Dividend Growth	-80.00%	-	9.09%	15.79%	31.03%	11.54%
Effective Tax Rate	21.23%	20.92%	20.66%	19.68%	19.68%	20.35%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.