Skyline Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	19.7	23.19	19.45	22.09	31.06	115.65
Investment Securities	106.28	62.44	62.75	65.69	67.88	66.4
Mortgage-Backed Securities	-	51.66	55.54	61.7	67.27	63.31
Total Investments	106.28	114.1	118.29	127.39	135.15	129.72
Gross Loans	1,086	1,060	985.96	819.1	755.97	686.23
Allowance for Loan Losses	-8.91	-8.67	-8.03	-6.74	-6.25	-5.68
Other Adjustments to Gross Loans	-	-1.8	-1.5	-1.4	-1.1	-2.7
Net Loans	1,077	1,050	976.43	810.97	748.62	677.86
Property, Plant & Equipment	40.5	42.11	36.27	33.26	32.49	31.41
Goodwill	7.9	7.9	7.9	3.26	3.26	3.26
Other Intangible Assets	2.87	3.04	3.82	0.92	1.29	1.76
Accrued Interest Receivable	4.52	4.54	4.01	3.46	2.98	2.36
Long-Term Deferred Tax Assets	3.78	3.7	5.59	5.05	5.74	1.12
Other Real Estate Owned & Foreclosed	-	-	0.14	-	0.24	-
Other Long-Term Assets	47.01	45.19	45.7	39.46	36.91	32.72
Total Assets	1,310	1,293	1,218	1,046	997.73	995.85
Interest Bearing Deposits	802.54	683.16	650.59	545.03	560.32	558.82
Institutional Deposits	-	124	103.7	78.6	49.5	41.3
Non-Interest Bearing Deposits	381.95	371	337.92	305.12	310.51	298.11
Total Deposits	1,184	1,178	1,092	928.74	920.33	898.23
Short-Term Borrowings	6.62	-	29.25	27.5	-	3.2
Current Portion of Leases	-	0.23	-	-	-	-
Accrued Interest Payable	0.52	0.53	0.95	0.53	0.1	0.07
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	5
Long-Term Leases	-	1.05	1.52	1.98	0.74	0.55
Other Long-Term Liabilities	8.16	5.66	5	4.21	3.64	3.6
Total Liabilities	1,200	1,186	1,129	962.96	924.8	910.65
Common Stock	34.04	-	-	-	-	-
Retained Earnings	89.52	86.62	73.71	68.87	62.23	53.75
Comprehensive Income & Other	-13.42	21.05	14.95	14.02	10.71	31.45
Shareholders' Equity	110.14	107.66	88.67	82.88	72.94	85.19
Total Liabilities & Equity	1,310	1,293	1,218	1,046	997.73	995.85
Total Debt	6.62	1.28	30.78	29.48	0.74	8.75
Net Cash (Debt)	13.21	21.91	-11.33	-7.39	30.32	106.89
Net Cash Growth	1439.98%	-	-	-	-71.63%	25.74%
Net Cash Per Share	2.36	3.92	-2.04	-1.32	5.43	17.91
Filing Date Shares Outstanding	5.62	5.67	5.65	5.56	5.61	5.62
Total Common Shares Outstanding	5.62	5.67	5.65	5.58	5.62	5.61
Book Value Per Share	19.61	19.00	15.69	14.84	12.98	15.20
Tangible Book Value	99.37	96.72	76.95	78.71	68.39	80.17
Tangible Book Value Per Share	17.69	17.07	13.62	14.09	12.18	14.30

Source: S&P Global Market Intelligence. Banks template. Financial Sources.