Summit Bancshares, Inc. (SMAL)

OTCMKTS · Delayed Price · Currency is USD

12.49

0.00 (0.00%)

Sep 2, 2026, 4:00 PM EST

Summit Bancshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2014
Period Ending	Dec '24 Dec 31, 2024	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '14 Dec 31, 2014
Revenue	15.59	15.59	16.44	13.24	12.12	10.67
Revenue Growth	46.07%	-5.17%	24.20%	9.24%	13.53%	42.09%
Net Income	4.54	4.54	5.49	3.4	2.33	2.92
Earnings Per Share	3.90	3.90	4.72	2.90	1.95	2.24
EPS Growth	74.11%	-17.37%	62.76%	48.72%	-12.95%	113.88%

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2014
Period Ending	Dec '24 Dec 31, 2024	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '14 Dec 31, 2014
Cash & Investments	75.75	75.75	120.9	150.39	-	87.76
Total Debt	1.04	1.04	1.33	1.1	-	-
Net Cash (Debt)	74.7	74.7	119.57	149.29	-	87.76
Net Cash Growth	-14.88%	-37.52%	-19.91%	-	-	33.16%
Net Cash Per Share	64.23	64.23	102.76	127.28	-	67.50

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2014
Period Ending	Dec '24 Dec 31, 2024	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '14 Dec 31, 2014
Operating Cash Flow	4.96	4.96	6.15	4.18	4.15	3.54
Capital Expenditures	-0.11	-0.11	-0.06	-0.05	-0.2	-0.02
Free Cash Flow	4.86	4.86	6.09	4.13	3.95	3.52
Free Cash Flow Growth	38.20%	-20.24%	47.43%	4.61%	12.35%	-6.91%

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2014
Period Ending	Dec '24 Dec 31, 2024	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '14 Dec 31, 2014
Profit Margin	29.10%	29.10%	33.41%	25.70%	19.23%	27.32%
FCF Margin	31.16%	31.16%	37.05%	31.21%	32.59%	32.94%

Dividends

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 4, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.750	0.330	0.400	0.400	0.360
Dividend Per Share Growth	3233.57%	-17.50%	0%	11.11%	-
Dividend Yield	6.07%	3.74%	5.66%	5.83%	5.44%

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2014
Period Ending	Sep '26 Sep 4, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '14 Dec 31, 2014
PE Ratio	3.20	11.38	7.79	12.49	18.24	9.61
P/FCF Ratio	2.99	10.63	7.02	10.29	10.76	7.97
PS Ratio	0.93	3.31	2.60	3.21	3.51	2.63