Summit Bancshares, Inc. (SMAL)

Summit Bancshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2014
Period Ending	Dec 31, 2024	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2014
Revenue Revenue Growth	15.59	15.59	16.44	13.24	12.12	10.67
Revenue Growth	46.07%	-5.17%	24.20%	9.24%	13.53%	42.09%
Net Income Net Income Growth	4.54	4.54	5.49	3.4	2.33	2.92
Earnings Per Share EPS Growth	3.90	3.90	4.72	2.90	1.95	2.24
EPS Growth	74.11%	-17.37%	62.76%	48.72%	-12.95%	113.88%

Cash & Debt

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Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2014
Period Ending	Dec 31, 2024	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2014
Cash & Investments Cash & Investments Growth	75.75	75.75	120.9	150.39	-	87.76
Total Debt Total Debt Growth	1.04	1.04	1.33	1.1	-	-
Net Cash (Debt) Net Cash Growth	74.7	74.7	119.57	149.29	-	87.76
Net Cash Growth	-14.88%	-37.52%	-19.91%	-	-	33.16%
Net Cash Per Share Net Cash Per Share Growth	64.23	64.23	102.76	127.28	-	67.50

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2014
Period Ending	Dec 31, 2024	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2014
Operating Cash Flow Operating Cash Flow Growth	4.96	4.96	6.15	4.18	4.15	3.54
Capital Expenditures CapEx Growth	-0.11	-0.11	-0.06	-0.05	-0.2	-0.02
Free Cash Flow Free Cash Flow Growth	4.86	4.86	6.09	4.13	3.95	3.52
Free Cash Flow Growth	38.20%	-20.24%	47.43%	4.61%	12.35%	-6.91%

Margins

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Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2014
Period Ending	Dec 31, 2024	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2014
Profit Margin	29.10%	29.10%	33.41%	25.70%	19.23%	27.32%
FCF Margin	31.16%	31.16%	37.05%	31.21%	32.59%	32.94%

Dividends

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Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 5, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	1.100	0.330	0.400	0.400	0.360
Dividend Per Share Growth	-20.86%	-17.50%	0%	11.11%	-
Dividend Yield	1.89%	0.77%	1.16%	1.20%	1.12%

Valuation

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Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2014
Period Ending	Aug 5, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2014
PE Ratio	14.90	11.38	7.79	12.49	18.24	9.61
P/FCF Ratio	13.92	10.63	7.02	10.29	10.76	7.97
PS Ratio	4.34	3.31	2.60	3.21	3.51	2.63

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2003

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 5, 2026

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