Summit Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2014
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '14 Dec 31, 2014
Net Income	4.54	5.49	3.4	2.33	2.92
Depreciation & Amortization	0.16	0.16	0.14	0.15	0.09
Gain (Loss) on Sale of Assets	-	-	-	-	-0.21
Provision for Credit Losses	0.6	1.2	0.3	0.45	-
Change in Other Net Operating Assets	0.13	0.03	0.63	1.61	1.18
Other Operating Activities	-0.46	-0.73	-0.29	-0.39	-0.44
Operating Cash Flow	4.96	6.15	4.18	4.15	3.54
Operating Cash Flow Growth	-19.29%	47.18%	0.66%	17.40%	-7.02%
Capital Expenditures	-0.11	-0.06	-0.05	-0.2	-0.02
Investment in Securities	17	-7.21	-23.73	3.47	-9.64
Net Decrease (Increase) in Loans Originated / Sold - Investing	-21.08	12.67	-11.47	22.49	-6.59
Other Investing Activities	0	0.98	-0.98	-0.13	0.08
Investing Cash Flow	-4.18	6.38	-36.23	25.63	-14.64
Repurchase of Common Stock	-	-	-1.11	-	-
Common Dividends Paid	-0.38	-0.47	-0.47	-0.43	-
Net Increase (Decrease) in Deposit Accounts	-26.72	-47.81	-9.5	59.35	23.31
Financing Cash Flow	-28.93	-49.23	-11.07	58.92	23.31
Net Cash Flow	-28.15	-36.7	-43.12	88.7	12.21
Free Cash Flow	4.86	6.09	4.13	3.95	3.52
Free Cash Flow Growth	-20.24%	47.43%	4.61%	12.35%	-6.91%
Free Cash Flow Margin	31.16%	37.05%	31.21%	32.59%	32.94%
Free Cash Flow Per Share	4.18	5.24	3.52	3.31	2.70
Cash Interest Paid	2.3	1.27	0.59	0.51	0.44
Cash Income Tax Paid	2.26	3.44	0.83	1.3	1.34