Summit Bancshares, Inc. (SMAL)

Summit Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2014	FY 2013	FY 2012	FY 2002	FY 2001
Period Ending	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012	Dec 31, 2002	Dec 31, 2001
Cash & Equivalents	19.42	7.21	-	19.12	25.6
Investment Securities	68.73	59.09	-	17.36	29.22
Total Investments	68.73	59.09	-	17.36	29.22
Gross Loans	124.66	117.71	-	105.08	88.65
Allowance for Loan Losses	-3.68	-3.24	-	-1.64	-1.51
Other Adjustments to Gross Loans	-0.7	-0.61	-	-	-
Net Loans	120.28	113.86	-	103.44	87.14
Property, Plant & Equipment	0.16	0.23	-	0.7	0.8
Accrued Interest Receivable	0.38	0.34	-	6.61	4.88
Long-Term Deferred Tax Assets	2.67	2.39	-	-	-
Other Real Estate Owned & Foreclosed	1.28	2.43	-	-	-
Other Long-Term Assets	5.39	5.78	-	-	-
Total Assets	218.31	191.34	-	147.24	147.65
Interest Bearing Deposits	91.34	73.28	-	48.36	57.84
Institutional Deposits	17.81	26.5	-	27.57	32.42
Non-Interest Bearing Deposits	79.83	65.88	-	51.41	38.48
Total Deposits	188.98	165.67	-	127.35	128.74
Accrued Interest Payable	0.03	0.04	-	0.94	0.7
Other Long-Term Liabilities	3.81	3.05	-	-	-
Total Liabilities	192.83	168.77	-	128.28	129.44
Common Stock	3.39	3.39	-	3.48	3.75
Retained Earnings	22.1	19.18	-	15.48	14.46
Shareholders' Equity	25.48	22.57	-	18.95	18.21
Total Liabilities & Equity	218.31	191.34	-	147.24	147.65
Net Cash (Debt)	87.76	65.9	-	34.47	52.79
Net Cash Growth	33.16%	-	-	-34.71%	16.90%
Net Cash Per Share	67.50	50.69	-	18.46	28.30
Filing Date Shares Outstanding	1.3	1.3	1.3	1.84	1.85
Total Common Shares Outstanding	1.3	1.3	1.3	1.84	1.85
Book Value Per Share	19.60	17.36	-	10.31	9.84
Tangible Book Value	25.48	22.57	-	18.95	18.21
Tangible Book Value Per Share	19.60	17.36	-	10.31	9.84

Updated Nov 14, 2003. Source: S&P Global Market Intelligence. Banks template. Financial Sources.