Summit Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2014
Period Ending	Feb '26 Feb 11, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '14 Dec 31, 2014
Market Capitalization	68	52	43	42	42	28
Market Cap Growth	54.93%	20.68%	0.69%	-0.00%	51.66%	35.93%
Last Close Price	58.10	43.17	34.58	33.58	32.40	12.86
PE Ratio	14.90	11.38	7.79	12.49	18.24	9.61
PS Ratio	4.34	3.31	2.60	3.21	3.51	2.63
PB Ratio	1.42	1.09	0.95	1.03	-	1.10
P/FCF Ratio	13.92	10.63	7.02	10.29	10.76	7.97
P/OCF Ratio	13.63	10.40	6.96	10.17	10.24	7.93
Debt / Equity Ratio	0.02	0.02	0.03	0.03	-	-
Debt / FCF Ratio	0.22	0.22	0.22	0.27	-	-
Net Debt / Equity Ratio	-1.57	-1.57	-2.64	-3.63	-	-3.44
Net Debt / FCF Ratio	-15.38	-15.38	-19.63	-36.13	-	-24.97
Return on Equity (ROE)	9.78%	9.78%	12.71%	-	-	12.13%
Return on Assets (ROA)	1.48%	1.48%	1.62%	-	-	1.42%
Earnings Yield	6.71%	8.79%	12.84%	8.00%	5.48%	10.41%
FCF Yield	7.18%	9.41%	14.24%	9.72%	9.29%	12.54%
Dividend Yield	1.29%	0.76%	1.16%	1.19%	1.11%	-
Payout Ratio	8.47%	8.47%	8.48%	13.78%	18.44%	-
Buyback Yield / Dilution	10.54%	0.04%	0.79%	1.86%	8.09%	-
Total Shareholder Return	11.84%	0.80%	1.95%	3.05%	9.20%	-

Updated Nov 14, 2003. Source: S&P Global Market Intelligence. Banks template. Financial Sources.