Summit Bancshares Statistics
Total Valuation
SMAL has a market cap or net worth of 67.64 million.
| Market Cap | 67.64M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Tuesday, February 3, 2026.
| Earnings Date | Feb 3, 2026 |
| Ex-Dividend Date | Feb 20, 2026 |
Share Statistics
SMAL has 1.16 million shares outstanding.
| Current Share Class | 1.16M |
| Shares Outstanding | 1.16M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | +0.03% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 14.90.
| PE Ratio | 14.90 |
| Forward PE | n/a |
| PS Ratio | 4.34 |
| PB Ratio | 1.42 |
| P/TBV Ratio | 1.42 |
| P/FCF Ratio | 13.92 |
| P/OCF Ratio | 13.63 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.22 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.78%.
| Return on Equity (ROE) | 9.78% |
| Return on Assets (ROA) | 1.48% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.31% |
| Revenue Per Employee | 354,287 |
| Profits Per Employee | 103,091 |
| Employee Count | 44 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SMAL has paid 1.88 million in taxes.
| Income Tax | 1.88M |
| Effective Tax Rate | 29.35% |
Stock Price Statistics
The stock price has increased by +18.57% in the last 52 weeks. The beta is 0.39, so SMAL's price volatility has been lower than the market average.
| Beta (5Y) | 0.39 |
| 52-Week Price Change | +18.57% |
| 50-Day Moving Average | 56.81 |
| 200-Day Moving Average | 49.42 |
| Relative Strength Index (RSI) | 64.62 |
| Average Volume (20 Days) | 1,207 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.15 |
Income Statement
In the last 12 months, SMAL had revenue of 15.59 million and earned 4.54 million in profits. Earnings per share was 3.90.
| Revenue | 15.59M |
| Gross Profit | 15.59M |
| Operating Income | 6.55M |
| Pretax Income | 6.42M |
| Net Income | 4.54M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 3.90 |
Balance Sheet
The company has 75.75 million in cash and 1.04 million in debt, with a net cash position of 74.70 million or 64.17 per share.
| Cash & Cash Equivalents | 75.75M |
| Total Debt | 1.04M |
| Net Cash | 74.70M |
| Net Cash Per Share | 64.17 |
| Equity (Book Value) | 47.56M |
| Book Value Per Share | 40.85 |
| Working Capital | -168.81M |
Cash Flow
In the last 12 months, operating cash flow was 4.96 million and capital expenditures -105,362, giving a free cash flow of 4.86 million.
| Operating Cash Flow | 4.96M |
| Capital Expenditures | -105,362 |
| Free Cash Flow | 4.86M |
| FCF Per Share | 4.17 |
Margins
| Gross Margin | n/a |
| Operating Margin | 42.03% |
| Pretax Margin | 41.18% |
| Profit Margin | 29.10% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.16% |
Dividends & Yields
This stock pays an annual dividend of 0.75, which amounts to a dividend yield of 1.29%.
| Dividend Per Share | 0.75 |
| Dividend Yield | 1.29% |
| Dividend Growth (YoY) | -5.37% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 8.47% |
| Buyback Yield | 10.55% |
| Shareholder Yield | 11.84% |
| Earnings Yield | 6.71% |
| FCF Yield | 7.18% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on July 16, 2001. It was a forward split with a ratio of 4.
| Last Split Date | Jul 16, 2001 |
| Split Type | Forward |
| Split Ratio | 4 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |