Southern Michigan Bancorp, Inc. (SOMC)

Market Cap	117.41M +46.1%
Revenue (ttm)	54.06M +11.3%
Net Income	12.22M +17.4%
EPS	2.63 +15.4%
Shares Out	4.62M
PE Ratio	9.67
Forward PE	n/a
Dividend	0.64 (2.52%)
Ex-Dividend Date	Jan 9, 2026

Volume	3,400
Average Volume	2,503
Open	25.00
Previous Close	25.44
Day's Range	25.00 - 25.44
52-Week Range	17.00 - 25.74
Beta	0.12
RSI	60.12
Earnings Date	Feb 13, 2026

About Southern Michigan Bancorp

Southern Michigan Bancorp, Inc. operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southwest and south-central Michigan communities. Its deposit products include interest and non-interest checking, savings, and various types of money market accounts; time, savings, and demand deposits; and certificates of deposit. The company also provides home mortgages and equity loans, home equity line...

• Industry: Banks - Regional
• Sector: Financials
• Founded: 1871
• Employees: 173
• Stock Exchange: OTCMKTS
• Ticker Symbol: SOMC

Financial Performance

In 2025, Southern Michigan Bancorp's revenue was $54.06 million, an increase of 11.32% compared to the previous year's $48.56 million. Earnings were $12.22 million, an increase of 17.43%.