SouthPoint Bancshares, Inc. (SOUB)
OTCMKTS
· Delayed Price · Currency is USD
22.50
-0.50 (-2.17%)
May 16, 2025, 2:27 PM EDT
SouthPoint Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2014 - 2018 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2014 - 2018 |
| Interest Income on Loans | 113.05 | 91.24 | 48.88 | 26.29 | 20.42 | 18.09 | Upgrade
|
| Interest Income on Investments | - | - | 2.02 | 1.67 | 1.55 | 1.23 | Upgrade
|
| Total Interest Income | 113.05 | 91.24 | 50.9 | 27.96 | 21.98 | 19.33 | Upgrade
|
| Interest Paid on Deposits | 56.6 | 38.47 | 5.48 | 3.22 | 4.25 | 5.01 | Upgrade
|
| Interest Paid on Borrowings | - | - | 4.08 | 0.95 | 0.24 | 0.32 | Upgrade
|
| Total Interest Expense | 56.6 | 38.47 | 9.56 | 4.17 | 4.49 | 5.34 | Upgrade
|
| Net Interest Income | 56.45 | 52.77 | 41.34 | 23.79 | 17.48 | 13.99 | Upgrade
|
| Net Interest Income Growth (YoY) | 137.29% | 27.65% | 73.78% | 36.06% | 24.95% | 14.10% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | 0 | 1.65 | 0.09 | 0 | Upgrade
|
| Other Non-Interest Income | 8.57 | 8.35 | 10.45 | 13.11 | 15.32 | 6.35 | Upgrade
|
| Total Non-Interest Income | 8.57 | 8.35 | 10.45 | 14.75 | 15.4 | 6.35 | Upgrade
|
| Non-Interest Income Growth (YoY) | -41.93% | -20.11% | -29.15% | -4.23% | 142.68% | 24.30% | Upgrade
|
| Revenues Before Loan Losses | 65.02 | 61.12 | 51.79 | 38.54 | 32.89 | 20.34 | Upgrade
|
| Provision for Loan Losses | 8.2 | 5.4 | 3.48 | 4.12 | 2.25 | 0.24 | Upgrade
|
| Revenue | 56.82 | 55.72 | 48.32 | 34.43 | 30.64 | 20.1 | Upgrade
|
| Revenue Growth (YoY) | 65.04% | 15.33% | 40.35% | 12.37% | 52.42% | 15.79% | Upgrade
|
| Salaries and Employee Benefits | - | - | 19.21 | 15.88 | 14.83 | 8.71 | Upgrade
|
| Occupancy Expenses | - | - | 1.39 | 1.08 | 0.9 | 0.89 | Upgrade
|
| Selling, General & Administrative | - | - | 4.41 | 3.42 | 2.69 | 1.93 | Upgrade
|
| Other Non-Interest Expense | 35.03 | 33.61 | 7.12 | 4.08 | 2.8 | 2.26 | Upgrade
|
| Total Non-Interest Expense | 35.03 | 33.61 | 32.14 | 24.46 | 21.22 | 13.79 | Upgrade
|
| EBT Excluding Unusual Items | 21.79 | 22.11 | 16.18 | 9.97 | 9.42 | 6.31 | Upgrade
|
| Pretax Income | 21.79 | 22.11 | 16.18 | 9.97 | 9.42 | 6.31 | Upgrade
|
| Income Tax Expense | 4.78 | 4.85 | 3.55 | 2.19 | 2.09 | 1.31 | Upgrade
|
| Net Income | 17.01 | 17.26 | 12.63 | 7.77 | 7.33 | 5 | Upgrade
|
| Net Income to Common | 17.01 | 17.26 | 12.63 | 7.77 | 7.33 | 5 | Upgrade
|
| Net Income Growth | 118.86% | 36.68% | 62.47% | 6.06% | 46.63% | 14.57% | Upgrade
|
| Basic Shares Outstanding | 3 | 3 | 3 | 2 | 2 | 2 | Upgrade
|
| Diluted Shares Outstanding | 3 | 3 | 3 | 2 | 2 | 2 | Upgrade
|
| Shares Change (YoY) | 56.61% | 11.05% | 42.46% | 0.48% | 0.45% | 0.03% | Upgrade
|
| EPS (Basic) | 5.38 | 5.40 | 4.39 | 3.85 | 3.64 | 2.50 | Upgrade
|
| EPS (Diluted) | 5.38 | 5.40 | 4.39 | 3.85 | 3.64 | 2.50 | Upgrade
|
| EPS Growth | 39.75% | 23.08% | 14.04% | 5.56% | 45.97% | 14.54% | Upgrade
|
| Effective Tax Rate | 21.93% | 21.93% | 21.96% | 22.02% | 22.19% | 20.75% | Upgrade
|
Updated Oct 16, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.