SouthPoint Bancshares, Inc. (SOUB)
OTCMKTS · Delayed Price · Currency is USD
10.50
+0.05 (0.48%)
At close: Nov 13, 2026
SouthPoint Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | - | 248.16 | 130.78 | 87.2 | 123.48 | 38.33 |
Investment Securities | - | 35.05 | 35.38 | 28.71 | 28.45 | 37.29 |
Mortgage-Backed Securities | - | 25.17 | 25.94 | 9.07 | 9.81 | 12.95 |
Total Investments | - | 60.22 | 61.32 | 37.78 | 38.26 | 50.24 |
Gross Loans | - | 1,197 | 1,493 | 1,481 | 1,147 | 604.77 |
Allowance for Loan Losses | - | -27.62 | -13.36 | -17.22 | -11.59 | -9.81 |
Net Loans | - | 1,169 | 1,479 | 1,464 | 1,136 | 594.96 |
Property, Plant & Equipment | - | 25.98 | 24.19 | 23.43 | 22.13 | 11.54 |
Goodwill | - | 13.01 | 12.64 | 12.64 | 12.64 | - |
Other Intangible Assets | - | 1.61 | 1.87 | 2.14 | 2.41 | - |
Loans Held for Sale | - | 2.45 | 4.6 | 1.87 | 2.33 | 7.36 |
Accrued Interest Receivable | - | 5.13 | 8.04 | 8.13 | 4.7 | 2.43 |
Long-Term Deferred Tax Assets | - | 13.67 | 15.21 | 5.68 | 3.95 | 2.32 |
Other Real Estate Owned & Foreclosed | - | 1.57 | 5.71 | 0.13 | 0.29 | 0.24 |
Other Long-Term Assets | - | 21.3 | 16.65 | 15.27 | 15.88 | 6.02 |
Total Assets | - | 1,564 | 1,762 | 1,659 | 1,367 | 713.74 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | - | 7.54 | 10.54 | 16.13 | 6.77 | 4.65 |
Interest Bearing Deposits | - | 1,100 | 1,264 | 1,123 | 712.31 | 435.2 |
Institutional Deposits | - | 234.09 | 256.69 | 128.72 | 64.6 | 63.38 |
Non-Interest Bearing Deposits | - | 101.83 | 104.31 | 126.77 | 135.1 | 75.69 |
Total Deposits | - | 1,436 | 1,625 | 1,378 | 912.01 | 574.27 |
Short-Term Borrowings | - | - | - | 3 | - | - |
Current Portion of Leases | - | 0.36 | - | - | 0.37 | - |
Long-Term Debt | - | 33.8 | 33.65 | 158.5 | 358.29 | 83.02 |
Long-Term Leases | - | 2.11 | - | - | 2.88 | - |
Total Liabilities | - | 1,480 | 1,669 | 1,556 | 1,280 | 661.95 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | - | 3.07 | 3.01 | 3 | 3 | 2.14 |
Additional Paid-In Capital | - | 51.29 | 50.48 | 50.18 | 49.9 | 20.81 |
Retained Earnings | - | 38.68 | 49.13 | 58.48 | 42.89 | 30.26 |
Treasury Stock | - | -1.13 | -1.21 | -1.3 | -1.38 | -1.44 |
Comprehensive Income & Other | - | -7.53 | -8.7 | -7.17 | -8.04 | 0.01 |
Shareholders' Equity | - | 84.37 | 92.7 | 103.2 | 86.37 | 51.79 |
Total Liabilities & Equity | - | 1,564 | 1,762 | 1,659 | 1,367 | 713.74 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | - | 36.28 | 33.65 | 161.5 | 361.54 | 83.02 |
Net Cash (Debt) | - | 211.88 | 97.13 | -74.3 | -238.07 | -44.69 |
Net Cash Growth | - | 118.14% | - | - | - | - |
Net Cash Per Share | - | 71.32 | 33.47 | -23.24 | -82.71 | -22.12 |
Filing Date Shares Outstanding | 2.78 | 2.97 | 2.9 | 3.2 | 2.88 | 2.02 |
Total Common Shares Outstanding | 2.78 | 2.97 | 2.9 | 3.2 | 2.88 | 2.02 |
Book Value Per Share | - | 28.40 | 31.94 | 32.29 | 30.01 | 25.63 |
Tangible Book Value | - | 69.75 | 78.19 | 88.42 | 71.33 | 51.79 |
Tangible Book Value Per Share | - | 23.48 | 26.94 | 27.67 | 24.78 | 25.63 |