SouthPoint Bancshares, Inc. (SOUB)
OTCMKTS · Delayed Price · Currency is USD
10.10
-0.10 (-0.98%)
Aug 21, 2026, 10:32 AM EST
SouthPoint Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -10.45 | -9.36 | 15.59 | 12.63 | 7.77 |
Depreciation & Amortization | 1.2 | 1.35 | 1.17 | 0.85 | 0.65 |
Other Amortization | 0.15 | 0.15 | 0.21 | - | - |
Gain (Loss) on Sale of Assets | -0.37 | 0.02 | 0.14 | -0.01 | 0.03 |
Gain (Loss) on Sale of Investments | -0.03 | 0.17 | 0.19 | 0.29 | -1.19 |
Provision for Credit Losses | 37.12 | 41.91 | 5.4 | 3.48 | 4.12 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 2.15 | -2.73 | 0.47 | 5.03 | 6.52 |
Accrued Interest Receivable | 2.92 | 0.09 | -3.44 | -1.28 | 0.01 |
Change in Other Net Operating Assets | -5.47 | -7.27 | 7.37 | 1.05 | 1.28 |
Other Operating Activities | 1.6 | -8.86 | -1.92 | 0.91 | -1.05 |
Operating Cash Flow | 29.19 | 15.85 | 25.31 | 23.05 | 18.25 |
Operating Cash Flow Growth | 84.20% | -37.39% | 9.83% | 26.27% | 493.30% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -2.99 | -2.11 | -3.34 | -4.82 | -0.07 |
Sale of Property, Plant and Equipment | - | - | 0.91 | 0.01 | - |
Cash Acquisitions | - | - | - | 76.17 | - |
Investment in Securities | 2.16 | -26.09 | 5.2 | 86.62 | 31.52 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 276.81 | -62.15 | -332.94 | -358.44 | -159.37 |
Other Investing Activities | 0.58 | -0.64 | -0.79 | -4.55 | -0.98 |
Investing Cash Flow | 276.57 | -90.99 | -330.95 | -205.02 | -128.9 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 40 | 3 | 271.42 | 30 |
Long-Term Debt Repaid | - | -168 | -200 | - | -36.96 |
Net Debt Issued (Repaid) | - | -128 | -197 | 271.42 | -6.96 |
Issuance of Common Stock | 0.59 | - | - | - | - |
Net Increase (Decrease) in Deposit Accounts | -188.97 | 246.72 | 466.36 | -4.3 | 140.88 |
Other Financing Activities | - | - | - | - | -0.56 |
Financing Cash Flow | -188.38 | 118.72 | 269.36 | 267.12 | 133.36 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 117.38 | 43.58 | -36.28 | 85.14 | 22.7 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 26.2 | 13.74 | 21.97 | 18.22 | 18.18 |
Free Cash Flow Growth | 90.72% | -37.47% | 20.57% | 0.22% | 742.29% |
Free Cash Flow Margin | 115.41% | 65.41% | 40.89% | 37.72% | 52.82% |
Free Cash Flow Per Share | 8.82 | 4.73 | 6.87 | 6.33 | 9.00 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 54.91 | 61.61 | 40.26 | 9.13 | 3.68 |
Cash Income Tax Paid | - | 10.15 | - | 3.71 | 3.23 |