The Southern Banc Company, Inc. (SRNN)

The Southern Banc Company Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Cash & Equivalents	25.6	25.21	12.63	8.74	10.04	11.42
Investment Securities	43.35	20.05	21.16	21.72	23.07	22.62
Mortgage-Backed Securities	-	19.28	16.75	18.71	22.27	21.98
Total Investments	43.35	39.33	37.91	40.42	45.35	44.61
Gross Loans	55.79	57.68	59.41	56.45	58	55.03
Allowance for Loan Losses	-1.14	-1.84	-1.16	-1.05	-1.06	-0.83
Other Adjustments to Gross Loans	-	-0.04	-0.05	-0.04	-0.05	-0.07
Net Loans	54.66	55.79	58.2	55.36	56.89	54.13
Property, Plant & Equipment	0.98	1.01	1.13	0.73	0.78	0.73
Accrued Interest Receivable	0.92	0.87	0.93	0.78	0.3	0.28
Other Long-Term Assets	-	1.71	2.12	2.37	1.79	1.13
Total Assets	127.17	124.04	113.05	108.5	115.28	112.42
Interest Bearing Deposits	103.14	65.54	61.47	59.15	73.62	68.7
Institutional Deposits	-	26.41	19.73	16.85	9.13	9.45
Non-Interest Bearing Deposits	-	9.35	11.05	14.95	14.36	15.69
Total Deposits	103.14	101.31	92.25	90.95	97.11	93.84
Short-Term Borrowings	-	-	-	-	2	0.43
Current Portion of Leases	-	0.08	-	-	-	-
Long-Term Leases	-	0.16	0.31	-	-	-
Other Long-Term Liabilities	6.86	5.77	6.03	5.42	5.57	5.7
Total Liabilities	110	107.32	98.59	96.37	104.68	99.97
Common Stock	0.02	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	13.95	13.95	13.94	13.94	13.93	13.92
Retained Earnings	14.99	14.8	13.88	12.28	9.81	8.07
Treasury Stock	-8.83	-8.83	-8.83	-8.83	-8.83	-8.83
Comprehensive Income & Other	-2.95	-3.22	-4.55	-5.29	-4.33	-0.73
Shareholders' Equity	17.18	16.72	14.47	12.12	10.6	12.45
Total Liabilities & Equity	127.17	124.04	113.05	108.5	115.28	112.42
Total Debt	-	0.24	0.31	-	2	0.43
Net Cash (Debt)	25.6	24.97	12.33	8.74	8.04	10.99
Net Cash Growth	106.01%	102.56%	40.95%	8.78%	-26.83%	-57.36%
Net Cash Per Share	33.54	32.71	16.11	11.46	10.58	14.43
Filing Date Shares Outstanding	0.76	0.76	0.76	0.76	0.76	0.76
Total Common Shares Outstanding	0.76	0.76	0.76	0.76	0.76	0.76
Book Value Per Share	22.54	21.94	19.04	15.93	14.02	16.37
Tangible Book Value	17.18	16.72	14.47	12.12	10.6	12.45
Tangible Book Value Per Share	22.54	21.94	19.04	15.93	14.02	16.37

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.