The Southern Banc Company, Inc. (SRNN)

The Southern Banc Company Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Cash & Equivalents	27	25.21	12.63	8.74	10.04	11.42
Investment Securities	40.92	20.05	21.16	21.72	23.07	22.62
Mortgage-Backed Securities	-	19.28	16.75	18.71	22.27	21.98
Total Investments	40.92	39.33	37.91	40.42	45.35	44.61
Gross Loans	58.48	57.68	59.41	56.45	58	55.03
Allowance for Loan Losses	-1.11	-1.84	-1.16	-1.05	-1.06	-0.83
Other Adjustments to Gross Loans	-	-0.04	-0.05	-0.04	-0.05	-0.07
Net Loans	57.37	55.79	58.2	55.36	56.89	54.13
Property, Plant & Equipment	0.96	1.01	1.13	0.73	0.78	0.73
Accrued Interest Receivable	0.98	0.87	0.93	0.78	0.3	0.28
Other Long-Term Assets	-	1.71	2.12	2.37	1.79	1.13
Total Assets	128.78	124.04	113.05	108.5	115.28	112.42
Interest Bearing Deposits	102.86	65.54	61.47	59.15	73.62	68.7
Institutional Deposits	-	26.41	19.73	16.85	9.13	9.45
Non-Interest Bearing Deposits	-	9.35	11.05	14.95	14.36	15.69
Total Deposits	102.86	101.31	92.25	90.95	97.11	93.84
Short-Term Borrowings	-	-	-	-	2	0.43
Current Portion of Leases	-	0.08	-	-	-	-
Long-Term Leases	-	0.16	0.31	-	-	-
Other Long-Term Liabilities	8.16	5.77	6.03	5.42	5.57	5.7
Total Liabilities	111.02	107.32	98.59	96.37	104.68	99.97
Common Stock	0.02	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	13.95	13.95	13.94	13.94	13.93	13.92
Retained Earnings	15.36	14.8	13.88	12.28	9.81	8.07
Treasury Stock	-8.83	-8.83	-8.83	-8.83	-8.83	-8.83
Comprehensive Income & Other	-2.74	-3.22	-4.55	-5.29	-4.33	-0.73
Shareholders' Equity	17.76	16.72	14.47	12.12	10.6	12.45
Total Liabilities & Equity	128.78	124.04	113.05	108.5	115.28	112.42
Total Debt	-	0.24	0.31	-	2	0.43
Net Cash (Debt)	27	24.97	12.33	8.74	8.04	10.99
Net Cash Growth	62.73%	102.56%	40.95%	8.78%	-26.83%	-57.36%
Net Cash Per Share	35.42	32.71	16.11	11.46	10.58	14.43
Filing Date Shares Outstanding	0.76	0.76	0.76	0.76	0.76	0.76
Total Common Shares Outstanding	0.76	0.76	0.76	0.76	0.76	0.76
Book Value Per Share	23.36	21.94	19.04	15.93	14.02	16.37
Tangible Book Value	17.76	16.72	14.47	12.12	10.6	12.45
Tangible Book Value Per Share	23.36	21.94	19.04	15.93	14.02	16.37

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.