The Southern Banc Company, Inc. (SRNN)

The Southern Banc Company Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Cash & Equivalents	24.07	25.21	12.63	8.74	10.04	11.42
Investment Securities	44.05	20.05	21.16	21.72	23.07	22.62
Mortgage-Backed Securities	-	19.28	16.75	18.71	22.27	21.98
Total Investments	44.05	39.33	37.91	40.42	45.35	44.61
Gross Loans	57.28	57.68	59.41	56.45	58	55.03
Allowance for Loan Losses	-1.32	-1.84	-1.16	-1.05	-1.06	-0.83
Other Adjustments to Gross Loans	-	-0.04	-0.05	-0.04	-0.05	-0.07
Net Loans	55.96	55.79	58.2	55.36	56.89	54.13
Property, Plant & Equipment	0.93	1.01	1.13	0.73	0.78	0.73
Accrued Interest Receivable	0.93	0.87	0.93	0.78	0.3	0.28
Other Long-Term Assets	-	1.71	2.12	2.37	1.79	1.13
Total Assets	127.56	124.04	113.05	108.5	115.28	112.42

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Bearing Deposits	101.97	65.54	61.47	59.15	73.62	68.7
Institutional Deposits	-	26.41	19.73	16.85	9.13	9.45
Non-Interest Bearing Deposits	-	9.35	11.05	14.95	14.36	15.69
Total Deposits	101.97	101.31	92.25	90.95	97.11	93.84
Short-Term Borrowings	-	-	-	-	2	0.43
Current Portion of Leases	-	0.08	-	-	-	-
Long-Term Leases	-	0.16	0.31	-	-	-
Other Long-Term Liabilities	7.54	5.77	6.03	5.42	5.57	5.7
Total Liabilities	109.51	107.32	98.59	96.37	104.68	99.97

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Common Stock	0.02	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	13.95	13.95	13.94	13.94	13.93	13.92
Retained Earnings	15.72	14.8	13.88	12.28	9.81	8.07
Treasury Stock	-8.83	-8.83	-8.83	-8.83	-8.83	-8.83
Comprehensive Income & Other	-2.81	-3.22	-4.55	-5.29	-4.33	-0.73
Shareholders' Equity	18.05	16.72	14.47	12.12	10.6	12.45
Total Liabilities & Equity	127.56	124.04	113.05	108.5	115.28	112.42

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Total Debt	-	0.24	0.31	-	2	0.43
Net Cash (Debt)	24.07	24.97	12.33	8.74	8.04	10.99
Net Cash Growth	-9.28%	102.56%	40.95%	8.78%	-26.83%	-57.36%
Net Cash Per Share	31.63	32.71	16.11	11.46	10.58	14.43
Filing Date Shares Outstanding	0.76	0.76	0.76	0.76	0.76	0.76
Total Common Shares Outstanding	0.76	0.76	0.76	0.76	0.76	0.76
Book Value Per Share	23.75	21.94	19.04	15.93	14.02	16.37
Tangible Book Value	18.05	16.72	14.47	12.12	10.6	12.45
Tangible Book Value Per Share	23.75	21.94	19.04	15.93	14.02	16.37

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 1, 2026

Data Sources Report a data error