The Southern Banc Company, Inc. (SRNN)

The Southern Banc Company Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Assets

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Cash & Equivalents	19.18	25.21	12.63	8.74	10.04
Investment Securities	43.42	20.05	21.16	21.72	23.07
Mortgage-Backed Securities	-	19.28	16.75	18.71	22.27
Total Investments	43.42	39.33	37.91	40.42	45.35
Gross Loans	67.07	57.68	59.41	56.45	58
Allowance for Loan Losses	-1.72	-1.84	-1.16	-1.05	-1.06
Other Adjustments to Gross Loans	-	-0.04	-0.05	-0.04	-0.05
Net Loans	65.36	55.79	58.2	55.36	56.89
Property, Plant & Equipment	1.15	1.01	1.13	0.73	0.78
Accrued Interest Receivable	1.11	0.87	0.93	0.78	0.3
Other Current Assets	1.41	-	-	-	-
Other Long-Term Assets	-	1.71	2.12	2.37	1.79
Total Assets	131.77	124.04	113.05	108.5	115.28

Liabilities

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Interest Bearing Deposits	104.34	65.54	61.47	59.15	73.62
Institutional Deposits	-	26.41	19.73	16.85	9.13
Non-Interest Bearing Deposits	-	9.35	11.05	14.95	14.36
Total Deposits	104.34	101.31	92.25	90.95	97.11
Short-Term Borrowings	-	-	-	-	2
Current Portion of Leases	-	0.08	-	-	-
Long-Term Leases	-	0.16	0.31	-	-
Other Long-Term Liabilities	9.01	5.77	6.03	5.42	5.57
Total Liabilities	113.35	107.32	98.59	96.37	104.68

Shareholders' Equity

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Common Stock	0.02	0.01	0.01	0.01	0.01
Additional Paid-In Capital	13.95	13.95	13.94	13.94	13.93
Retained Earnings	16.22	14.8	13.88	12.28	9.81
Treasury Stock	-8.83	-8.83	-8.83	-8.83	-8.83
Comprehensive Income & Other	-2.94	-3.22	-4.55	-5.29	-4.33
Shareholders' Equity	18.41	16.72	14.47	12.12	10.6
Total Liabilities & Equity	131.77	124.04	113.05	108.5	115.28

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Total Debt	-	0.24	0.31	-	2
Net Cash (Debt)	19.18	24.97	12.33	8.74	8.04
Net Cash Growth	-23.16%	102.56%	40.95%	8.78%	-26.83%
Net Cash Per Share	25.08	32.71	16.11	11.46	10.58
Filing Date Shares Outstanding	0.76	0.76	0.76	0.76	0.76
Total Common Shares Outstanding	0.76	0.76	0.76	0.76	0.76
Book Value Per Share	24.22	21.94	19.04	15.93	14.02
Tangible Book Value	18.41	16.72	14.47	12.12	10.6
Tangible Book Value Per Share	24.22	21.94	19.04	15.93	14.02

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 12, 2026

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