The Southern Banc Company, Inc. (SRNN)

The Southern Banc Company Cash Flow Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Net Income	0.92	1.6	2.48	1.74	0.48
Depreciation & Amortization	0.1	0.09	0.08	0.08	0.08
Gain (Loss) on Sale of Assets	0	-	-	-0.02	0.01
Gain (Loss) on Sale of Investments	0.22	0.25	0.26	0.31	0.28
Provision for Credit Losses	0.79	0.16	-	-	0.04
Accrued Interest Receivable	0.07	-0.15	-0.49	-0.02	-0.05
Change in Other Net Operating Assets	-0.43	0.41	-0.6	-0.31	3.66
Other Operating Activities	0.13	0.17	0.22	0.78	0.14
Operating Cash Flow	1.79	2.54	1.97	2.56	4.65
Operating Cash Flow Growth	-29.56%	29.35%	-23.09%	-45.07%	354.94%
Capital Expenditures	-0.04	-0.2	-0.03	-0.14	-0.07
Sale of Property, Plant and Equipment	-	-	-	0.03	-
Investment in Securities	0.15	3.28	3.31	-5.87	-19.53
Net Decrease (Increase) in Loans Originated / Sold - Investing	1.62	-3	1.54	-2.77	-4.97
Other Investing Activities	-0.01	-0.02	0.04	-0	0.03
Investing Cash Flow	1.72	0.07	4.86	-8.75	-24.5
Short-Term Debt Issued	-	-	30	5	0.43
Total Debt Issued	-	-	30	5	0.43
Short-Term Debt Repaid	-	-	-32	-3.43	-
Total Debt Repaid	-	-	-32	-3.43	-
Net Debt Issued (Repaid)	-	-	-2	1.57	0.43
Issuance of Common Stock	0.04	-	0.04	-	-
Repurchase of Common Stock	-0.03	-0.02	-0	-0.03	-0.01
Net Increase (Decrease) in Deposit Accounts	9.06	1.3	-6.16	3.27	5.07
Financing Cash Flow	9.07	1.28	-8.12	4.81	5.5
Net Cash Flow	12.58	3.89	-1.29	-1.38	-14.35
Free Cash Flow	1.75	2.35	1.94	2.42	4.58
Free Cash Flow Growth	-25.49%	21.24%	-19.97%	-47.19%	362.21%
Free Cash Flow Margin	20.23%	27.78%	21.93%	34.13%	96.89%
Free Cash Flow Per Share	2.29	3.07	2.54	3.18	6.02
Cash Interest Paid	2.71	1.98	0.92	0.47	0.79
Cash Income Tax Paid	0.52	0.6	0.81	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.