Tri City Bankshares Corporation (TRCY)

Tri City Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	69.71	64.13	59.1	53.7	45.16	43
Interest Income on Investments	15.27	15.27	17.63	15.03	14.29	9.88
Total Interest Income	84.98	79.4	76.73	68.73	59.45	52.88
Interest Paid on Deposits	17.52	17.64	17.14	10.05	1.85	0.94
Interest Paid on Borrowings	0.01	0.01	6.45	5.4	0.01	0
Total Interest Expense	17.53	17.65	23.59	15.45	1.86	0.94
Net Interest Income	67.45	61.75	53.14	53.28	57.59	51.93
Net Interest Income Growth	14.36%	16.20%	-0.27%	-7.49%	10.90%	4.66%
Mortgage Banking Activities	1.15	1.15	1.02	-	-	-
Gain (Loss) on Sale of Assets	0	0	1.07	-	-	-
Gain (Loss) on Sale of Investments	-2.26	-2.26	-4.76	-0.45	0.88	-
Other Non-Interest Income	8.32	8.68	9.36	10.08	12.66	11.69
Total Non-Interest Income	12.66	13.01	12.54	14.47	18.27	18.11
Non-Interest Income Growth	14.27%	3.77%	-13.34%	-20.80%	0.91%	-1.44%
Revenues Before Loan Losses	80.1	74.76	65.68	67.75	75.87	70.04
Provision for Loan Losses	2.07	0.25	-0.43	-0.46	-	-
Revenue	78.03	74.51	66.1	68.21	75.87	70.04
Revenue Growth	11.31%	12.72%	-3.08%	-10.10%	8.31%	5.34%
Salaries and Employee Benefits	33.26	33.26	30.89	30.61	30.29	29
Occupancy Expenses	4.68	4.68	4.25	3.19	3	2.91
Federal Deposit Insurance	1.16	1.16	1.15	1.17	0.89	0.84
Selling, General & Administrative	14.51	14.51	13.48	13.4	14.85	13.91
Other Non-Interest Expense	6.8	3.55	2.52	5	6.14	5.14
Total Non-Interest Expense	60.41	57.16	52.3	53.37	55.17	51.8
EBT Excluding Unusual Items	17.63	17.35	13.81	14.84	20.7	18.24
Pretax Income	17.63	17.35	13.81	14.84	20.7	18.24
Income Tax Expense	2.67	2.7	2.08	8.38	3.23	2.88
Net Income	14.96	14.65	11.73	6.46	17.47	15.36
Net Income to Common	14.96	14.65	11.73	6.46	17.47	15.36
Net Income Growth	13.97%	24.89%	81.59%	-63.02%	13.72%	8.04%
Basic Shares Outstanding	9	9	9	9	9	9
Diluted Shares Outstanding	9	9	9	9	9	9
Shares Change	-0.78%	-	-	-	-	-
EPS (Basic)	1.68	1.64	1.32	0.73	1.96	1.72
EPS (Diluted)	1.68	1.64	1.32	0.73	1.96	1.72
EPS Growth	14.87%	24.89%	81.59%	-63.02%	13.72%	8.04%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.780	0.720	0.720	0.720	0.570	0.520
Dividend Growth	8.33%	0%	0%	26.32%	9.62%	0%
Effective Tax Rate	15.13%	15.58%	15.06%	56.47%	15.62%	15.81%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 12, 2026

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