TYFG Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2020	FY 2019	FY 2014	FY 2013
Period Ending	Sep '21 Sep 30, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013
Interest Income on Loans	51.89	50.32	48.09	27.84	30.22
Interest Income on Investments	-	-	-	4.49	4.2
Total Interest Income	51.89	50.32	48.09	32.33	34.42
Interest Paid on Deposits	7.72	11.5	14.55	4.64	5.73
Interest Paid on Borrowings	-	-	-	0.06	0.05
Total Interest Expense	7.72	11.5	14.55	4.69	5.78
Net Interest Income	44.17	38.82	33.54	27.63	28.64
Net Interest Income Growth (YoY)	31.70%	15.74%	21.37%	-3.53%	-
Trust Income	-	-	-	0.19	0.25
Mortgage Banking Activities	-	-	-	10.51	17.62
Gain (Loss) on Sale of Investments	-0.36	0.29	-	0.24	0.06
Other Non-Interest Income	19.05	35.87	16.68	4.18	4.29
Total Non-Interest Income	18.69	36.16	16.68	15.12	22.23
Non-Interest Income Growth (YoY)	12.02%	116.79%	10.35%	-32.00%	-
Revenues Before Loan Losses	62.86	74.98	50.22	42.75	50.87
Provision for Loan Losses	2.85	5.05	1.8	1.8	2.25
Revenue	60.01	69.93	48.42	40.95	48.62
Revenue Growth (YoY)	23.93%	44.42%	18.24%	-15.78%	-
Salaries and Employee Benefits	-	-	-	23.52	30.68
Federal Deposit Insurance	0.4	0.43	0.13	-	-
Selling, General & Administrative	-	-	-	4.51	5
Other Non-Interest Expense	37.77	41.95	36.47	10.92	13.15
Total Non-Interest Expense	38.17	42.38	36.61	38.95	48.83
EBT Excluding Unusual Items	21.84	27.55	11.82	2	-0.21
Pretax Income	21.84	27.55	11.82	2	1.1
Income Tax Expense	5.83	7.41	2.94	-0.07	-0.23
Net Income	16.01	20.14	8.87	2.07	1.32
Preferred Dividends & Other Adjustments	-	-	-	0.2	0.2
Net Income to Common	16.01	20.14	8.87	1.87	1.12
Net Income Growth	80.42%	127.01%	328.44%	56.89%	-
Basic Shares Outstanding	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2
Shares Change (YoY)	0.89%	0.51%	31.02%	-1.60%	-
EPS (Basic)	6.46	8.16	3.61	1.03	0.61
EPS (Diluted)	6.46	8.16	3.61	1.00	0.59
EPS Growth	78.83%	125.86%	261.86%	69.15%	-
Dividend Per Share	-	-	-	0.500	0.500
Effective Tax Rate	26.70%	26.89%	24.91%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.