TYFG Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2020	FY 2019
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Interest Income on Loans	76.58	72.99	63.74	50.32	48.09
Interest Income on Investments	5.45	4.91	5.58	-	-
Total Interest Income	82.03	77.9	69.32	50.32	48.09
Interest Paid on Deposits	28.7	30.79	20.11	11.5	14.55
Interest Paid on Borrowings	3.23	4.2	6.46	-	-
Total Interest Expense	31.93	34.99	26.57	11.5	14.55
Net Interest Income	50.1	42.91	42.75	38.82	33.54
Net Interest Income Growth (YoY)	16.75%	0.37%	10.12%	15.74%	21.37%
Trust Income	0.24	0.27	0.28	-	-
Mortgage Banking Activities	11.26	9.92	9.3	-	-
Gain (Loss) on Sale of Investments	-	-	-	0.29	-
Other Non-Interest Income	5.74	5.44	5.95	35.87	16.68
Total Non-Interest Income	17.23	15.63	15.52	36.16	16.68
Non-Interest Income Growth (YoY)	10.25%	0.71%	-57.08%	116.79%	10.35%
Revenues Before Loan Losses	67.33	58.54	58.27	74.98	50.22
Provision for Loan Losses	0.66	-1.28	-0.85	5.05	1.8
Revenue	66.67	59.82	59.12	69.93	48.42
Revenue Growth (YoY)	11.45%	1.19%	-15.46%	44.42%	18.24%
Salaries and Employee Benefits	32.06	31.06	31.17	-	-
Federal Deposit Insurance	-	-	-	0.43	0.13
Selling, General & Administrative	3.97	3.91	4.32	-	-
Other Non-Interest Expense	12.17	11	10.25	41.95	36.47
Total Non-Interest Expense	48.2	45.97	45.74	42.38	36.61
EBT Excluding Unusual Items	18.47	13.86	13.38	27.55	11.82
Pretax Income	18.47	13.86	13.38	27.55	11.82
Income Tax Expense	4.81	3.43	3.33	7.41	2.94
Net Income	13.66	10.43	10.05	20.14	8.87
Net Income to Common	13.66	10.43	10.05	20.14	8.87
Net Income Growth	31.01%	3.82%	-50.13%	127.01%	328.44%
Basic Shares Outstanding	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2
Shares Change (YoY)	-1.17%	-1.72%	0.48%	0.51%	31.02%
EPS (Basic)	5.73	4.32	4.09	8.16	3.61
EPS (Diluted)	5.67	4.28	4.05	8.16	3.61
EPS Growth	32.48%	5.68%	-50.35%	125.86%	261.86%
Dividend Per Share	1.000	0.850	0.800	-	-
Dividend Growth	17.65%	6.25%	-	-	-
Effective Tax Rate	26.04%	24.74%	24.91%	26.89%	24.91%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.