TYFG Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2020	FY 2019
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Net Income	13.66	10.43	10.05	-	-
Depreciation & Amortization	1.72	2.01	2.49	-	-
Other Amortization	0.03	0.02	0.03	-	-
Gain (Loss) on Sale of Assets	0.02	-0.05	-0.66	-	-
Gain (Loss) on Sale of Investments	0.11	0.05	-0.27	-	-
Provision for Credit Losses	0.66	-1.28	-0.85	-	-
Accrued Interest Receivable	-0.75	0.1	-1.62	-	-
Change in Other Net Operating Assets	-1.78	0.35	0.85	-	-
Other Operating Activities	-0.31	-0.23	-1.36	-	-
Operating Cash Flow	10.63	13.5	8.78	-	-
Operating Cash Flow Growth	-21.23%	53.77%	-	-	-
Capital Expenditures	-0.48	-1.21	-0.38	-	-
Sale of Property, Plant and Equipment	0.01	0.14	1.03	-	-
Investment in Securities	-4.85	30.98	48.91	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-39	-3.96	-70.95	-	-
Other Investing Activities	0.64	2.44	6.28	-	-
Investing Cash Flow	-43.67	28.4	-15.11	-	-
Long-Term Debt Issued	33.43	33.11	-	-	-
Short-Term Debt Repaid	-8	-31	-104	-	-
Long-Term Debt Repaid	-15	-50	-0.89	-	-
Total Debt Repaid	-23	-81	-104.89	-	-
Net Debt Issued (Repaid)	10.43	-47.89	-104.89	-	-
Issuance of Common Stock	0.19	0.48	0.3	-	-
Repurchase of Common Stock	-1.15	-1.92	-3.6	-	-
Common Dividends Paid	-2.39	-2.18	-2.22	-	-
Total Dividends Paid	-2.39	-2.18	-2.22	-	-
Net Increase (Decrease) in Deposit Accounts	30.63	26.57	107.95	-	-
Financing Cash Flow	37.7	-24.94	-2.46	-	-
Net Cash Flow	4.66	16.96	-8.79	-	-
Free Cash Flow	10.16	12.29	8.4	-	-
Free Cash Flow Growth	-17.33%	46.25%	-	-	-
Free Cash Flow Margin	15.23%	20.54%	14.21%	-	-
Free Cash Flow Per Share	4.21	5.04	3.38	-	-
Cash Interest Paid	32.25	34.45	24.95	-	-
Cash Income Tax Paid	5.91	2.85	3.31	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.