Tri-County Financial Group, Inc. (TYFG)

OTCMKTS · Delayed Price · Currency is USD

80.00

+0.15 (0.19%)

Sep 10, 2026, 3:35 PM EST

TYFG Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2020	FY 2019
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Revenue	70.51	66.67	59.82	59.12	69.93	48.42
Revenue Growth	13.43%	11.45%	1.19%	-15.46%	44.42%	18.24%
Net Income	16.19	13.66	10.43	10.05	20.14	8.87
Earnings Per Share	6.68	5.67	4.28	4.05	8.16	3.61
EPS Growth	40.40%	32.48%	5.68%	-50.35%	125.86%	261.86%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Commercial	59.79	56.06	50.58	50.01
Mortgage Banking	9.85	10.21	9.21	9.08
Eliminations	0.87	0.41	0.03	0.03
Total	70.51	66.67	59.82	59.12

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2020	FY 2019
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Cash & Investments	61.4	49.99	45.16	28.39	109.98	16.65
Total Debt	77.19	111.95	101.27	149.12	40.76	49.39
Net Cash (Debt)	-15.8	-61.96	-56.11	-120.73	69.23	-32.74
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-6.52	-25.71	-23.01	-48.66	28.03	-13.33

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2020	FY 2019
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Operating Cash Flow	23.98	10.63	13.5	8.78	-	-
Capital Expenditures	-0.87	-0.48	-1.21	-0.38	-	-
Free Cash Flow	23.12	10.16	12.29	8.4	-	-
Free Cash Flow Growth	367.48%	-17.33%	46.25%	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2020	FY 2019
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Profit Margin	22.96%	20.49%	17.43%	16.99%	28.80%	18.32%
FCF Margin	32.79%	15.23%	20.54%	14.21%	-	-

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023
Period Ending	Sep '26 Sep 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Dividend Per Share	1.120	1.000	0.850	0.800
Dividend Per Share Growth	9.00%	17.65%	6.25%	-
Dividend Yield	1.40%	2.07%	1.93%	1.93%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2020	FY 2019
Period Ending	Sep '26 Sep 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
PE Ratio	12.12	8.53	10.45	10.61	4.33	11.26
P/FCF Ratio	8.50	11.47	8.87	12.69	-	-
PS Ratio	2.79	1.75	1.82	1.80	1.25	2.06