TYFG Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2020	FY 2019
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Interest Income on Loans	78.02	76.58	72.99	63.74	50.32	48.09
Interest Income on Investments	5.45	5.45	4.91	5.58	-	-
Total Interest Income	83.47	82.03	77.9	69.32	50.32	48.09
Interest Paid on Deposits	28.1	28.7	30.79	20.11	11.5	14.55
Interest Paid on Borrowings	3.23	3.23	4.2	6.46	-	-
Total Interest Expense	31.33	31.93	34.99	26.57	11.5	14.55
Net Interest Income	52.14	50.1	42.91	42.75	38.82	33.54
Net Interest Income Growth (YoY)	18.32%	16.75%	0.37%	10.12%	15.74%	21.37%
Trust Income	0.24	0.24	0.27	0.28	-	-
Mortgage Banking Activities	11.26	11.26	9.92	9.3	-	-
Gain (Loss) on Sale of Investments	-	-	-	-	0.29	-
Other Non-Interest Income	6.25	5.74	5.44	5.95	35.87	16.68
Total Non-Interest Income	17.75	17.23	15.63	15.52	36.16	16.68
Non-Interest Income Growth (YoY)	9.47%	10.25%	0.71%	-57.08%	116.79%	10.35%
Revenues Before Loan Losses	69.89	67.33	58.54	58.27	74.98	50.22
Provision for Loan Losses	-0.15	0.66	-1.28	-0.85	5.05	1.8
Revenue	70.04	66.67	59.82	59.12	69.93	48.42
Revenue Growth (YoY)	17.16%	11.45%	1.19%	-15.46%	44.42%	18.24%
Salaries and Employee Benefits	32.06	32.06	31.06	31.17	-	-
Federal Deposit Insurance	0.01	-	-	-	0.43	0.13
Selling, General & Administrative	3.97	3.97	3.91	4.32	-	-
Other Non-Interest Expense	12.86	12.17	11	10.25	41.95	36.47
Total Non-Interest Expense	48.9	48.2	45.97	45.74	42.38	36.61
EBT Excluding Unusual Items	21.14	18.47	13.86	13.38	27.55	11.82
Pretax Income	21.14	18.47	13.86	13.38	27.55	11.82
Income Tax Expense	5.56	4.81	3.43	3.33	7.41	2.94
Net Income	15.58	13.66	10.43	10.05	20.14	8.87
Net Income to Common	15.58	13.66	10.43	10.05	20.14	8.87
Net Income Growth	51.15%	31.01%	3.82%	-50.13%	127.01%	328.44%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	-0.92%	-1.17%	-1.72%	0.48%	0.51%	31.02%
EPS (Basic)	6.54	5.73	4.32	4.09	8.16	3.61
EPS (Diluted)	6.47	5.67	4.28	4.05	8.16	3.61
EPS Growth	52.32%	32.48%	5.68%	-50.35%	125.86%	261.86%
Dividend Per Share	0.750	1.000	0.850	0.800	-	-
Dividend Growth	-16.67%	17.65%	6.25%	-	-	-
Effective Tax Rate	26.31%	26.04%	24.74%	24.91%	26.89%	24.91%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.