Tri-County Financial Group, Inc. (TYFG)

TYFG Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2020	FY 2019	FY 2014
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2020	Dec 31, 2019	Dec 31, 2014
Cash & Equivalents	52.79	44.98	28.02	109.98	16.65	14.32
Investment Securities	154.07	93.74	120.72	99.44	101.72	87.52
Trading Asset Securities	-	0.19	0.37	-	-	-
Mortgage-Backed Securities	-	49.99	54.13	-	-	48
Total Investments	154.07	143.92	175.22	99.44	101.72	135.51
Gross Loans	1,313	1,276	1,274	1,052	972.5	611.58
Allowance for Loan Losses	-14.82	-14.44	-15.99	-15.51	-12.41	-5.75
Net Loans	1,298	1,262	1,258	1,036	960.09	605.83
Property, Plant & Equipment	24.59	26.19	26.61	27.93	25.1	23.61
Goodwill	-	8.6	8.6	8.43	6.92	6.75
Other Intangible Assets	8.68	0.1	0.13	-	-	0.91
Loans Held for Sale	-	9.01	10.19	-	-	32.36
Accrued Interest Receivable	9.76	7.47	7.57	5.15	6.05	4.24
Restricted Cash	-	-	-	-	-	16.67
Other Real Estate Owned & Foreclosed	0.1	0.92	0.1	2.65	2.73	5.79
Other Long-Term Assets	38.94	32.71	33.09	38.21	24.53	15.38
Total Assets	1,587	1,539	1,553	1,328	1,144	869.17
Interest Bearing Deposits	1,094	964.44	940.04	957.8	861.3	672.8
Institutional Deposits	-	131.87	125.61	-	-	13.93
Non-Interest Bearing Deposits	159.48	176.98	181.08	180.25	108.95	84.1
Total Deposits	1,253	1,273	1,247	1,138	970.26	770.83
Short-Term Borrowings	25.6	22.68	22.49	21.06	12.75	6
Current Portion of Long-Term Debt	-	50	-	-	-	-
Current Portion of Leases	-	0.36	-	-	-	-
Accrued Interest Payable	0.16	2.9	2.85	21.29	16.24	0.35
Other Current Liabilities	0.61	0.61	0.74	0.75	0.38	0.65
Long-Term Debt	9.85	9.83	9.81	15.7	15.64	-
Federal Home Loan Bank Debt, Long-Term	121.92	17.92	116	4	21	-
Long-Term Leases	-	0.49	0.82	-	-	-
Other Long-Term Liabilities	22.02	18.01	17.31	-	-	10.12
Total Liabilities	1,433	1,396	1,417	1,201	1,036	787.95
Preferred Stock, Non-Redeemable	-	-	-	-	-	20
Total Preferred Equity	-	-	-	-	-	20
Common Stock	2.38	2.39	2.42	2.48	2.46	1.82
Additional Paid-In Capital	20.35	21.21	22.46	-	-	5.37
Retained Earnings	137.78	129.79	121.41	95.3	77.01	52.16
Comprehensive Income & Other	-6.52	-10.21	-10.15	29.22	28.04	1.87
Total Common Equity	153.98	143.19	136.14	127	107.51	61.22
Shareholders' Equity	153.98	143.19	136.14	127	107.51	81.22
Total Liabilities & Equity	1,587	1,539	1,553	1,328	1,144	869.17
Total Debt	157.37	101.27	149.12	40.76	49.39	6
Net Cash (Debt)	-104.58	-56.11	-120.73	69.23	-32.74	9.24
Net Cash Per Share	-43.27	-23.01	-48.66	28.03	-13.33	4.93
Filing Date Shares Outstanding	2.38	2.39	2.42	2.47	2.46	1.82
Total Common Shares Outstanding	2.38	2.39	2.42	2.47	2.46	1.82
Book Value Per Share	64.82	59.81	56.20	51.42	43.76	33.71
Tangible Book Value	145.3	134.49	127.42	118.57	100.59	53.56
Tangible Book Value Per Share	61.17	56.18	52.60	48.01	40.94	29.49

Source: S&P Global Market Intelligence. Banks template. Financial Sources.