Tri-County Financial Group, Inc. (TYFG)

TYFG Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2020	FY 2019	FY 2014
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2020	Dec 31, 2019	Dec 31, 2014
Cash & Equivalents	45.53	44.98	28.02	109.98	16.65	14.32
Investment Securities	91.42	93.74	120.72	99.44	101.72	87.52
Trading Asset Securities	0.55	0.19	0.37	-	-	-
Mortgage-Backed Securities	55.98	49.99	54.13	-	-	48
Total Investments	147.94	143.92	175.22	99.44	101.72	135.51
Gross Loans	1,263	1,276	1,274	1,052	972.5	611.58
Allowance for Loan Losses	-14.5	-14.44	-15.99	-15.51	-12.41	-5.75
Net Loans	1,248	1,262	1,258	1,036	960.09	605.83
Property, Plant & Equipment	26.15	26.19	26.61	27.93	25.1	23.61
Goodwill	8.6	8.6	8.6	8.43	6.92	6.75
Other Intangible Assets	0.1	0.1	0.13	-	-	0.91
Loans Held for Sale	15.58	9.01	10.19	-	-	32.36
Accrued Interest Receivable	8.2	7.47	7.57	5.15	6.05	4.24
Restricted Cash	-	-	-	-	-	16.67
Other Real Estate Owned & Foreclosed	0.24	0.92	0.1	2.65	2.73	5.79
Other Long-Term Assets	32.48	32.71	33.09	38.21	24.53	15.38
Total Assets	1,536	1,539	1,553	1,328	1,144	869.17
Interest Bearing Deposits	984.32	964.44	940.04	957.8	861.3	672.8
Institutional Deposits	134.38	131.87	125.61	-	-	13.93
Non-Interest Bearing Deposits	184.24	176.98	181.08	180.25	108.95	84.1
Total Deposits	1,303	1,273	1,247	1,138	970.26	770.83
Short-Term Borrowings	22.27	22.68	22.49	21.06	12.75	6
Current Portion of Long-Term Debt	15	50	-	-	-	-
Current Portion of Leases	0.32	0.36	-	-	-	-
Accrued Interest Payable	3.18	2.9	2.85	21.29	16.24	0.35
Other Current Liabilities	0.61	0.61	0.74	0.75	0.38	0.65
Long-Term Debt	9.84	9.83	9.81	15.7	15.64	-
Federal Home Loan Bank Debt, Long-Term	17.92	17.92	116	4	21	-
Long-Term Leases	0.69	0.49	0.82	-	-	-
Other Long-Term Liabilities	17.68	18.01	17.31	-	-	10.12
Total Liabilities	1,390	1,396	1,417	1,201	1,036	787.95
Preferred Stock, Non-Redeemable	-	-	-	-	-	20
Total Preferred Equity	-	-	-	-	-	20
Common Stock	2.39	2.39	2.42	2.48	2.46	1.82
Additional Paid-In Capital	20.96	21.21	22.46	-	-	5.37
Retained Earnings	131.75	129.79	121.41	95.3	77.01	52.16
Comprehensive Income & Other	-9.04	-10.21	-10.15	29.22	28.04	1.87
Total Common Equity	146.05	143.19	136.14	127	107.51	61.22
Shareholders' Equity	146.05	143.19	136.14	127	107.51	81.22
Total Liabilities & Equity	1,536	1,539	1,553	1,328	1,144	869.17
Total Debt	66.02	101.27	149.12	40.76	49.39	6
Net Cash (Debt)	-19.95	-56.11	-120.73	69.23	-32.74	9.24
Net Cash Per Share	-8.21	-23.01	-48.66	28.03	-13.33	4.93
Filing Date Shares Outstanding	2.39	2.39	2.42	2.47	2.46	1.82
Total Common Shares Outstanding	2.39	2.39	2.42	2.47	2.46	1.82
Book Value Per Share	61.15	59.81	56.20	51.42	43.76	33.71
Tangible Book Value	137.36	134.49	127.42	118.57	100.59	53.56
Tangible Book Value Per Share	57.51	56.18	52.60	48.01	40.94	29.49

Source: S&P Global Market Intelligence. Banks template. Financial Sources.