TYFG Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2020	FY 2019	FY 2014
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '14 Dec 31, 2014
Net Income	12.16	10.43	10.05	-	-	2.07
Depreciation & Amortization	1.81	2.01	2.49	-	-	1.97
Other Amortization	0.03	0.02	0.03	-	-	-
Gain (Loss) on Sale of Assets	0.02	-0.05	-0.66	-	-	-0.24
Gain (Loss) on Sale of Investments	0.14	0.05	-0.27	-	-	1.38
Total Asset Writedown	-	-	-	-	-	0.09
Provision for Credit Losses	0.72	-1.28	-0.85	-	-	1.8
Accrued Interest Receivable	-0.28	0.1	-1.62	-	-	-0.14
Change in Other Net Operating Assets	0.07	0.35	0.85	-	-	62.81
Other Operating Activities	-0.33	-0.23	-1.36	-	-	-0.24
Operating Cash Flow	16.71	13.5	8.78	-	-	70.13
Operating Cash Flow Growth	-	53.77%	-	-	-	-53.57%
Capital Expenditures	-0.79	-1.21	-0.38	-	-	-0.88
Sale of Property, Plant and Equipment	0.06	0.14	1.03	-	-	-
Investment in Securities	-6.15	30.98	48.91	-	-	70.79
Net Decrease (Increase) in Loans Originated / Sold - Investing	-41.45	-3.96	-70.95	-	-	-92.03
Other Investing Activities	-0.29	2.44	6.28	-	-	0.78
Investing Cash Flow	-48.62	28.4	-15.11	-	-	-21.34
Long-Term Debt Issued	-	33.11	-	-	-	-
Short-Term Debt Repaid	-	-31	-104	-	-	-24
Long-Term Debt Repaid	-	-50	-0.89	-	-	-
Total Debt Repaid	-22	-81	-104.89	-	-	-24
Net Debt Issued (Repaid)	44.81	-47.89	-104.89	-	-	-24
Issuance of Common Stock	0.19	0.48	0.3	-	-	0.49
Repurchase of Common Stock	-1.39	-1.92	-3.6	-	-	-1.26
Common Dividends Paid	-2.27	-2.18	-2.22	-	-	-
Total Dividends Paid	-2.27	-2.18	-2.22	-	-	-1.19
Net Increase (Decrease) in Deposit Accounts	-4.26	26.57	107.95	-	-	-28.96
Financing Cash Flow	37.08	-24.94	-2.46	-	-	-54.9
Net Cash Flow	5.17	16.96	-8.79	-	-	-6.11
Free Cash Flow	15.92	12.29	8.4	-	-	69.25
Free Cash Flow Growth	-	46.25%	-	-	-	-53.27%
Free Cash Flow Margin	24.96%	20.54%	14.21%	-	-	169.12%
Free Cash Flow Per Share	6.58	5.04	3.38	-	-	36.93
Cash Interest Paid	32.49	34.45	24.95	-	-	-
Cash Income Tax Paid	4.35	2.85	3.31	-	-	-1.22

Source: S&P Global Market Intelligence. Banks template. Financial Sources.