Tri-County Financial Group, Inc. (TYFG)

TYFG Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2020	FY 2019	FY 2014
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2020	Dec 31, 2019	Dec 31, 2014
Net Income	10.43	10.05	-	-	2.07
Depreciation & Amortization	2.01	2.49	-	-	1.97
Other Amortization	0.02	0.03	-	-	-
Gain (Loss) on Sale of Assets	-0.05	-0.66	-	-	-0.24
Gain (Loss) on Sale of Investments	0.05	-0.27	-	-	1.38
Total Asset Writedown	-	-	-	-	0.09
Provision for Credit Losses	-1.28	-0.85	-	-	1.8
Accrued Interest Receivable	0.1	-1.62	-	-	-0.14
Change in Other Net Operating Assets	0.35	0.85	-	-	62.81
Other Operating Activities	-0.23	-1.36	-	-	-0.24
Operating Cash Flow	13.5	8.78	-	-	70.13
Operating Cash Flow Growth	53.77%	-	-	-	-53.57%
Capital Expenditures	-1.21	-0.38	-	-	-0.88
Sale of Property, Plant and Equipment	0.14	1.03	-	-	-
Investment in Securities	30.98	48.91	-	-	70.79
Net Decrease (Increase) in Loans Originated / Sold - Investing	-3.96	-70.95	-	-	-92.03
Other Investing Activities	2.44	6.28	-	-	0.78
Investing Cash Flow	28.4	-15.11	-	-	-21.34
Long-Term Debt Issued	33.11	-	-	-	-
Short-Term Debt Repaid	-31	-104	-	-	-24
Long-Term Debt Repaid	-50	-0.89	-	-	-
Total Debt Repaid	-81	-104.89	-	-	-24
Net Debt Issued (Repaid)	-47.89	-104.89	-	-	-24
Issuance of Common Stock	0.48	0.3	-	-	0.49
Repurchase of Common Stock	-1.92	-3.6	-	-	-1.26
Common Dividends Paid	-2.18	-2.22	-	-	-
Total Dividends Paid	-2.18	-2.22	-	-	-1.19
Net Increase (Decrease) in Deposit Accounts	26.57	107.95	-	-	-28.96
Financing Cash Flow	-24.94	-2.46	-	-	-54.9
Net Cash Flow	16.96	-8.79	-	-	-6.11
Free Cash Flow	12.29	8.4	-	-	69.25
Free Cash Flow Growth	46.25%	-	-	-	-53.27%
Free Cash Flow Margin	20.54%	14.21%	-	-	169.12%
Free Cash Flow Per Share	5.04	3.38	-	-	36.93
Cash Interest Paid	34.45	24.95	-	-	-
Cash Income Tax Paid	2.85	3.31	-	-	-1.22

Source: S&P Global Market Intelligence. Banks template. Financial Sources.