U & I Financial Corp. (UNIF)
OTCMKTS · Delayed Price · Currency is USD
3.880
0.00 (0.00%)
At close: Jan 12, 2026
U & I Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest Income on Loans | 20.51 | 29.24 | 33.51 | 23.95 | 16.45 | 15.18 | Upgrade |
Interest Income on Investments | 4.84 | 4.84 | 4.14 | 1.97 | 1.42 | 1.6 | Upgrade |
Total Interest Income | 25.35 | 34.08 | 37.65 | 25.91 | 17.86 | 16.77 | Upgrade |
Interest Paid on Deposits | 12.21 | 16.25 | 14.15 | 2.75 | 0.72 | 1.95 | Upgrade |
Interest Paid on Borrowings | 2.68 | 2.68 | 1.24 | 0.24 | 0.02 | 0.09 | Upgrade |
Total Interest Expense | 14.89 | 18.93 | 15.39 | 2.99 | 0.75 | 2.04 | Upgrade |
Net Interest Income | 10.46 | 15.15 | 22.26 | 22.93 | 17.12 | 14.73 | Upgrade |
Net Interest Income Growth (YoY) | -45.90% | -31.94% | -2.90% | 33.95% | 16.22% | 17.76% | Upgrade |
Gain (Loss) on Sale of Investments | 0.03 | 0.03 | - | - | - | 0.08 | Upgrade |
Other Non-Interest Income | 0.51 | 1.12 | 1.17 | 0.91 | 1.32 | 0.92 | Upgrade |
Total Non-Interest Income | 0.83 | 1.62 | 2.89 | 3.69 | 5.15 | 4.58 | Upgrade |
Non-Interest Income Growth (YoY) | -60.38% | -43.74% | -21.88% | -28.35% | 12.51% | 18.43% | Upgrade |
Revenues Before Loan Losses | 11.29 | 16.78 | 25.15 | 26.62 | 22.27 | 19.31 | Upgrade |
Provision for Loan Losses | 5.87 | 28.25 | 26.41 | - | - | 1.75 | Upgrade |
| 5.42 | -11.47 | -1.26 | 26.62 | 22.27 | 17.56 | Upgrade | |
Revenue Growth (YoY) | - | - | - | 19.53% | 26.83% | 9.85% | Upgrade |
Salaries and Employee Benefits | 6.3 | 6.5 | 7.98 | 8.19 | 7.81 | 6.37 | Upgrade |
Occupancy Expenses | 0.63 | 0.63 | 0.64 | 0.64 | 0.71 | 0.75 | Upgrade |
Selling, General & Administrative | 3.71 | 3.68 | 2.15 | 2.13 | 1.84 | 1.72 | Upgrade |
Other Non-Interest Expense | 2.57 | 2.18 | 1.92 | 1.83 | 1.43 | 1.22 | Upgrade |
Total Non-Interest Expense | 13.2 | 12.98 | 12.68 | 12.79 | 11.78 | 10.04 | Upgrade |
EBT Excluding Unusual Items | -7.78 | -24.45 | -13.94 | 13.83 | 10.5 | 7.52 | Upgrade |
Pretax Income | -7.78 | -24.45 | -13.94 | 13.83 | 10.5 | 7.52 | Upgrade |
Income Tax Expense | 10.36 | 6.62 | -3.14 | 2.7 | 1.99 | 1.3 | Upgrade |
Net Income | -18.13 | -31.07 | -10.81 | 11.13 | 8.5 | 6.21 | Upgrade |
Net Income to Common | -18.13 | -31.07 | -10.81 | 11.13 | 8.5 | 6.21 | Upgrade |
Net Income Growth | - | - | - | 30.90% | 36.84% | 10.45% | Upgrade |
Basic Shares Outstanding | 5 | 5 | 5 | 5 | 6 | 6 | Upgrade |
Diluted Shares Outstanding | 5 | 5 | 5 | 6 | 6 | 6 | Upgrade |
Shares Change (YoY) | 0.17% | 0.50% | -3.57% | -0.90% | 2.51% | 1.03% | Upgrade |
EPS (Basic) | -3.31 | -5.67 | -1.98 | 2.03 | 1.53 | 1.12 | Upgrade |
EPS (Diluted) | -3.31 | -5.67 | -1.98 | 1.97 | 1.49 | 1.12 | Upgrade |
EPS Growth | - | - | - | 32.21% | 33.04% | 9.80% | Upgrade |
Dividend Per Share | - | - | - | 0.200 | - | - | Upgrade |
Effective Tax Rate | - | - | - | 19.55% | 19.00% | 17.34% | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.