U & I Financial Corp. (UNIF)
OTCMKTS · Delayed Price · Currency is USD
4.000
0.00 (0.00%)
Nov 12, 2026, 4:00 PM EST
U & I Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 50.59 | 59.46 | 61.44 | 61 | 41.75 | 30.85 |
Investment Securities | 60.7 | 50.33 | 44.77 | 49.01 | 48.53 | 55.02 |
Mortgage-Backed Securities | - | 3.5 | - | - | - | - |
Total Investments | 60.7 | 53.83 | 44.77 | 49.01 | 48.53 | 55.02 |
Gross Loans | 261.95 | 286.35 | 395.82 | 490.68 | 459.02 | 326.34 |
Allowance for Loan Losses | -2.83 | -2.77 | -9.62 | -25.95 | -4.58 | -4.58 |
Other Adjustments to Gross Loans | - | -0.16 | -0.05 | -0.04 | - | - |
Net Loans | 259.12 | 283.42 | 386.15 | 464.69 | 454.44 | 321.77 |
Property, Plant & Equipment | 5.88 | 5.42 | 5.94 | 6.44 | 6.98 | 7.19 |
Loans Held for Sale | - | - | - | - | 12.53 | 20.78 |
Accrued Interest Receivable | - | 1.41 | 1.86 | 2.27 | 1.76 | 1.12 |
Restricted Cash | - | 0.24 | 0.24 | 0.25 | 0.25 | 0.25 |
Long-Term Deferred Tax Assets | - | - | 0.53 | 6.88 | 1.2 | 0.29 |
Other Long-Term Assets | 3.77 | 3.22 | 18.78 | 18.25 | 16.87 | 16.62 |
Total Assets | 380.06 | 409.11 | 522.32 | 610.05 | 586.73 | 455.68 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 261.59 | 220.84 | 298.27 | 379.46 | 293.69 | 239.32 |
Institutional Deposits | - | 55.65 | 65.17 | 34.8 | 77.07 | 36.57 |
Non-Interest Bearing Deposits | 50.73 | 61.37 | 76.17 | 100.14 | 117.49 | 98.49 |
Total Deposits | 312.32 | 337.86 | 439.6 | 514.4 | 488.25 | 374.38 |
Short-Term Borrowings | - | - | - | 20 | 22 | 10 |
Current Portion of Long-Term Debt | - | 20 | - | - | - | - |
Current Portion of Leases | - | 0.36 | - | - | - | - |
Accrued Interest Payable | - | 1.32 | 1.52 | 1.26 | 0.32 | 0.02 |
Federal Home Loan Bank Debt, Long-Term | 40 | 20 | 50 | - | - | - |
Long-Term Leases | - | 0.07 | 0.76 | 1.09 | 1.41 | 1.72 |
Other Long-Term Liabilities | 2.7 | 0.6 | 0.51 | 11.88 | 2.73 | 2.44 |
Total Liabilities | 355.02 | 380.21 | 492.39 | 548.63 | 514.71 | 388.57 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 25.04 | 31.66 | 31.51 | 31.35 | 30.96 | 30.02 |
Retained Earnings | - | -2.05 | 0.11 | 31.18 | 42.73 | 35.33 |
Comprehensive Income & Other | - | -0.71 | -1.69 | -1.11 | -1.66 | 1.77 |
Shareholders' Equity | 25.04 | 28.9 | 29.93 | 61.42 | 72.02 | 67.12 |
Total Liabilities & Equity | 380.06 | 409.11 | 522.32 | 610.05 | 586.73 | 455.68 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 40 | 40.43 | 50.76 | 21.09 | 23.41 | 11.72 |
Net Cash (Debt) | 10.59 | 19.03 | 10.69 | 39.92 | 18.35 | 19.12 |
Net Cash Growth | -24.34% | 78.12% | -73.23% | 117.57% | -4.05% | -1.36% |
Net Cash Per Share | 1.93 | 3.48 | 1.95 | 7.33 | 3.25 | 3.35 |
Filing Date Shares Outstanding | 5.48 | 5.48 | 5.48 | 5.47 | 5.44 | 5.56 |
Total Common Shares Outstanding | 5.48 | 5.48 | 5.48 | 5.47 | 5.44 | 5.56 |
Book Value Per Share | 4.57 | 5.28 | 5.47 | 11.24 | 13.24 | 12.07 |
Tangible Book Value | 25.04 | 28.9 | 29.93 | 61.42 | 72.02 | 67.12 |
Tangible Book Value Per Share | 4.57 | 5.28 | 5.47 | 11.24 | 13.24 | 12.07 |