U & I Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	68.05	59.46	61.44	61	41.75	30.85
Investment Securities	61.26	50.33	44.77	49.01	48.53	55.02
Mortgage-Backed Securities	-	3.5	-	-	-	-
Total Investments	61.26	53.83	44.77	49.01	48.53	55.02
Gross Loans	266.72	286.35	395.82	490.68	459.02	326.34
Allowance for Loan Losses	-3.01	-2.77	-9.62	-25.95	-4.58	-4.58
Other Adjustments to Gross Loans	-	-0.16	-0.05	-0.04	-	-
Net Loans	263.71	283.42	386.15	464.69	454.44	321.77
Property, Plant & Equipment	5.27	5.42	5.94	6.44	6.98	7.19
Loans Held for Sale	-	-	-	-	12.53	20.78
Accrued Interest Receivable	-	1.41	1.86	2.27	1.76	1.12
Restricted Cash	-	0.24	0.24	0.25	0.25	0.25
Long-Term Deferred Tax Assets	-	-	0.53	6.88	1.2	0.29
Other Long-Term Assets	3.76	3.22	18.78	18.25	16.87	16.62
Total Assets	402.05	409.11	522.32	610.05	586.73	455.68
Interest Bearing Deposits	273.57	220.84	298.27	379.46	293.69	239.32
Institutional Deposits	-	55.65	65.17	34.8	77.07	36.57
Non-Interest Bearing Deposits	58.32	61.37	76.17	100.14	117.49	98.49
Total Deposits	331.89	337.86	439.6	514.4	488.25	374.38
Short-Term Borrowings	-	-	-	20	22	10
Current Portion of Long-Term Debt	-	20	-	-	-	-
Current Portion of Leases	-	0.36	-	-	-	-
Accrued Interest Payable	-	1.32	1.52	1.26	0.32	0.02
Federal Home Loan Bank Debt, Long-Term	40	20	50	-	-	-
Long-Term Leases	-	0.07	0.76	1.09	1.41	1.72
Other Long-Term Liabilities	1.72	0.6	0.51	11.88	2.73	2.44
Total Liabilities	373.61	380.21	492.39	548.63	514.71	388.57
Common Stock	28.45	31.66	31.51	31.35	30.96	30.02
Retained Earnings	-	-2.05	0.11	31.18	42.73	35.33
Comprehensive Income & Other	-	-0.71	-1.69	-1.11	-1.66	1.77
Shareholders' Equity	28.45	28.9	29.93	61.42	72.02	67.12
Total Liabilities & Equity	402.05	409.11	522.32	610.05	586.73	455.68
Total Debt	40	40.43	50.76	21.09	23.41	11.72
Net Cash (Debt)	28.05	19.03	10.69	39.92	18.35	19.12
Net Cash Growth	162.56%	78.12%	-73.23%	117.57%	-4.05%	-1.36%
Net Cash Per Share	5.12	3.48	1.95	7.33	3.25	3.35
Filing Date Shares Outstanding	5.48	5.48	5.48	5.47	5.44	5.56
Total Common Shares Outstanding	5.48	5.48	5.48	5.47	5.44	5.56
Book Value Per Share	5.19	5.28	5.47	11.24	13.24	12.07
Tangible Book Value	28.45	28.9	29.93	61.42	72.02	67.12
Tangible Book Value Per Share	5.19	5.28	5.47	11.24	13.24	12.07

Source: S&P Global Market Intelligence. Banks template. Financial Sources.