U & I Financial Statistics
Total Valuation
U & I Financial has a market cap or net worth of 24.97 million.
| Market Cap | 24.97M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, July 31, 2026.
| Earnings Date | Jul 31, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
U & I Financial has 5.48 million shares outstanding. The number of shares has increased by 0.03% in one year.
| Current Share Class | 5.48M |
| Shares Outstanding | 5.48M |
| Shares Change (YoY) | +0.03% |
| Shares Change (QoQ) | +0.03% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 1.49 |
| PB Ratio | 0.88 |
| P/TBV Ratio | 0.88 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -0.90%.
| Return on Equity (ROE) | -0.90% |
| Return on Assets (ROA) | -0.06% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.98% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, U & I Financial has paid 1.47 million in taxes.
| Income Tax | 1.47M |
| Effective Tax Rate | 120.74% |
Stock Price Statistics
The stock price has increased by +44.76% in the last 52 weeks. The beta is 0.17, so U & I Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.17 |
| 52-Week Price Change | +44.76% |
| 50-Day Moving Average | 3.89 |
| 200-Day Moving Average | 3.74 |
| Relative Strength Index (RSI) | 74.78 |
| Average Volume (20 Days) | 3,686 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.01 |
Income Statement
In the last 12 months, U & I Financial had revenue of 16.76 million and -253,000 in losses. Loss per share was -0.05.
| Revenue | 16.76M |
| Gross Profit | 16.76M |
| Operating Income | 1.22M |
| Pretax Income | 1.22M |
| Net Income | -253,000 |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -0.05 |
Balance Sheet
The company has 68.05 million in cash and 40.00 million in debt, with a net cash position of 28.05 million or 5.12 per share.
| Cash & Cash Equivalents | 68.05M |
| Total Debt | 40.00M |
| Net Cash | 28.05M |
| Net Cash Per Share | 5.12 |
| Equity (Book Value) | 28.45M |
| Book Value Per Share | 5.19 |
| Working Capital | -263.83M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 7.28% |
| Pretax Margin | 7.28% |
| Profit Margin | -1.51% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
U & I Financial does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.03% |
| Shareholder Yield | -0.03% |
| Earnings Yield | -1.01% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on October 4, 2017. It was a forward split with a ratio of 1.05.
| Last Split Date | Oct 4, 2017 |
| Split Type | Forward |
| Split Ratio | 1.05 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | n/a |