U & I Financial Statistics
Total Valuation
U & I Financial has a market cap or net worth of 20.81 million.
| Market Cap | 20.81M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, March 27, 2026.
| Earnings Date | Mar 27, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
U & I Financial has 5.48 million shares outstanding. The number of shares has increased by 0.38% in one year.
| Current Share Class | 5.48M |
| Shares Outstanding | 5.48M |
| Shares Change (YoY) | +0.38% |
| Shares Change (QoQ) | -0.03% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 1.63 |
| PB Ratio | 0.72 |
| P/TBV Ratio | 0.72 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -24.65 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -7.34%.
| Return on Equity (ROE) | -7.34% |
| Return on Assets (ROA) | -0.46% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.18% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, U & I Financial has paid 380,000 in taxes.
| Income Tax | 380,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +24.18% in the last 52 weeks. The beta is -0.14, so U & I Financial's price volatility has been lower than the market average.
| Beta (5Y) | -0.14 |
| 52-Week Price Change | +24.18% |
| 50-Day Moving Average | 3.86 |
| 200-Day Moving Average | 3.75 |
| Relative Strength Index (RSI) | 52.87 |
| Average Volume (20 Days) | 4,605 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.00 |
Income Statement
In the last 12 months, U & I Financial had revenue of 12.73 million and -2.16 million in losses. Loss per share was -0.39.
| Revenue | 12.73M |
| Gross Profit | 12.73M |
| Operating Income | -1.78M |
| Pretax Income | -1.78M |
| Net Income | -2.16M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -0.39 |
Balance Sheet
The company has 59.46 million in cash and 40.43 million in debt, with a net cash position of 19.03 million or 3.48 per share.
| Cash & Cash Equivalents | 59.46M |
| Total Debt | 40.43M |
| Net Cash | 19.03M |
| Net Cash Per Share | 3.48 |
| Equity (Book Value) | 28.90M |
| Book Value Per Share | 5.28 |
| Working Capital | -298.43M |
Cash Flow
In the last 12 months, operating cash flow was -1.59 million and capital expenditures -55,000, giving a free cash flow of -1.64 million.
| Operating Cash Flow | -1.59M |
| Capital Expenditures | -55,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -10.00M |
| Free Cash Flow | -1.64M |
| FCF Per Share | -0.30 |
Margins
| Gross Margin | n/a |
| Operating Margin | -13.98% |
| Pretax Margin | -13.98% |
| Profit Margin | -16.96% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
U & I Financial does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.38% |
| Shareholder Yield | -0.38% |
| Earnings Yield | -10.38% |
| FCF Yield | -7.88% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on October 4, 2017. It was a forward split with a ratio of 1.05.
| Last Split Date | Oct 4, 2017 |
| Split Type | Forward |
| Split Ratio | 1.05 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 1 |