U & I Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	59.7	61.43	61	41.75	30.85
Investment Securities	57	44.77	49.01	48.53	55.02
Total Investments	57	44.77	49.01	48.53	55.02
Gross Loans	286.19	395.82	490.68	459.02	326.34
Allowance for Loan Losses	-2.77	-9.62	-25.95	-4.58	-4.58
Other Adjustments to Gross Loans	-	-0.05	-0.04	-	-
Net Loans	283.42	386.15	464.69	454.44	321.77
Property, Plant & Equipment	5.42	5.94	6.44	6.98	7.19
Loans Held for Sale	-	-	-	12.53	20.78
Accrued Interest Receivable	-	1.86	2.27	1.76	1.12
Restricted Cash	-	0.25	0.25	0.25	0.25
Long-Term Deferred Tax Assets	-	0.53	6.88	1.2	0.29
Other Long-Term Assets	3.57	18.78	18.25	16.87	16.62
Total Assets	409.11	522.32	610.05	586.73	455.68
Interest Bearing Deposits	276.49	297.82	379.46	293.69	239.32
Institutional Deposits	-	65.62	34.8	77.07	36.57
Non-Interest Bearing Deposits	61.37	76.17	100.14	117.49	98.49
Total Deposits	337.86	439.6	514.4	488.25	374.38
Short-Term Borrowings	-	-	20	22	10
Current Portion of Long-Term Debt	-	30	-	-	-
Current Portion of Leases	-	0.35	-	-	-
Accrued Interest Payable	-	1.52	1.26	0.32	0.02
Federal Home Loan Bank Debt, Long-Term	40	20	-	-	-
Long-Term Leases	-	0.41	1.09	1.41	1.72
Other Long-Term Liabilities	2.35	0.51	11.88	2.73	2.44
Total Liabilities	380.21	492.39	548.63	514.71	388.57
Common Stock	28.9	31.51	31.35	30.96	30.02
Retained Earnings	-	0.11	31.18	42.73	35.33
Comprehensive Income & Other	-	-1.69	-1.11	-1.66	1.77
Shareholders' Equity	28.9	29.93	61.42	72.02	67.12
Total Liabilities & Equity	409.11	522.32	610.05	586.73	455.68
Total Debt	40	50.76	21.09	23.41	11.72
Net Cash (Debt)	19.7	10.68	39.92	18.35	19.12
Net Cash Growth	84.54%	-73.26%	117.57%	-4.05%	-1.36%
Net Cash Per Share	3.60	1.95	7.33	3.25	3.35
Filing Date Shares Outstanding	5.48	5.48	5.47	5.44	5.56
Total Common Shares Outstanding	5.48	5.48	5.47	5.44	5.56
Book Value Per Share	5.28	5.47	11.24	13.24	12.07
Tangible Book Value	28.9	29.93	61.42	72.02	67.12
Tangible Book Value Per Share	5.28	5.47	11.24	13.24	12.07

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.