U & I Financial Corp. (UNIF)
OTCMKTS · Delayed Price · Currency is USD
3.880
0.00 (0.00%)
At close: Jan 12, 2026

U & I Financial Statistics

Total Valuation

U & I Financial has a market cap or net worth of 21.25 million.

Market Cap21.25M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, March 27, 2026.

Earnings Date Mar 27, 2026
Ex-Dividend Date n/a

Share Statistics

U & I Financial has 5.48 million shares outstanding. The number of shares has increased by 0.17% in one year.

Current Share Class 5.48M
Shares Outstanding 5.48M
Shares Change (YoY) +0.17%
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 3.92
PB Ratio 0.74
P/TBV Ratio 0.74
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -47.88%.

Return on Equity (ROE) -47.88%
Return on Assets (ROA) -3.76%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.76%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, U & I Financial has paid 10.36 million in taxes.

Income Tax 10.36M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -6.51% in the last 52 weeks. The beta is -0.15, so U & I Financial's price volatility has been lower than the market average.

Beta (5Y) -0.15
52-Week Price Change -6.51%
50-Day Moving Average 3.77
200-Day Moving Average 3.96
Relative Strength Index (RSI) 47.42
Average Volume (20 Days) 3,240

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.01

Income Statement

In the last 12 months, U & I Financial had revenue of 5.42 million and -18.13 million in losses. Loss per share was -3.31.

Revenue5.42M
Gross Profit 5.42M
Operating Income -7.78M
Pretax Income -7.78M
Net Income -18.13M
EBITDA n/a
EBIT n/a
Loss Per Share -3.31
Full Income Statement

Balance Sheet

The company has 34.00 million in cash and 20.00 million in debt, with a net cash position of 14.00 million or 2.56 per share.

Cash & Cash Equivalents 34.00M
Total Debt 20.00M
Net Cash 14.00M
Net Cash Per Share 2.56
Equity (Book Value) 28.71M
Book Value Per Share 5.24
Working Capital -310.74M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin -143.36%
Pretax Margin -143.36%
Profit Margin n/a
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

U & I Financial does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.17%
Shareholder Yield -0.17%
Earnings Yield -85.33%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on October 4, 2017. It was a forward split with a ratio of 1.05.

Last Split Date Oct 4, 2017
Split Type Forward
Split Ratio 1.05

Scores

Altman Z-Score n/a
Piotroski F-Score n/a