UTG, Inc. (UTGN)

UTG, Inc. Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	4.82	5.29	5.37	5.69	6.4
Total Interest & Dividend Income	13.85	16.09	14.05	20.81	9.05
Gain (Loss) on Sale of Investments	23.39	63.3	6.61	42.86	19.75
Other Revenue	0.28	0.24	0.28	0.35	0.41
Total Revenue	42.35	84.91	26.31	69.71	35.61
Revenue Growth (YoY)	-50.13%	222.79%	-62.26%	95.74%	30.65%
Policy Benefits	10.99	11.83	14.54	14.59	16.08
Policy Acquisition & Underwriting Costs	0.61	0.64	0.66	0.69	0.71
Selling, General & Administrative	8.98	9.37	8.37	10.5	7.12
Other Operating Expenses	-0.11	-0.11	-0.1	-0.12	-0.12
Total Operating Expenses	20.48	21.73	23.47	25.66	23.78
Operating Income	21.87	63.18	2.84	44.05	11.83
Interest Expense	-	-0.01	-0.03	-0.11	-0
Pretax Income	21.87	63.17	2.81	43.94	11.82
Income Tax Expense	4.7	13.06	0.04	9.57	2.07
Earnings From Continuing Ops.	17.17	50.11	2.77	34.36	9.76
Minority Interest in Earnings	-0.09	-0.1	-0.11	-0.11	-0.09
Net Income	17.08	50.01	2.66	34.26	9.66
Net Income to Common	17.08	50.01	2.66	34.26	9.66
Net Income Growth	-65.84%	1782.33%	-92.25%	254.52%	362.66%
Shares Outstanding (Basic)	3	3	3	3	3
Shares Outstanding (Diluted)	3	3	3	3	3
Shares Change (YoY)	-0.36%	-0.35%	0.29%	-0.13%	-1.91%
EPS (Basic)	5.42	15.80	0.84	10.81	3.05
EPS (Diluted)	5.42	15.80	0.84	10.81	3.05
EPS Growth	-65.69%	1789.00%	-92.26%	254.84%	371.68%
Operating Margin	51.64%	74.40%	10.80%	63.19%	33.22%
Profit Margin	40.33%	58.89%	10.10%	49.14%	27.13%
EBITDA	23.15	65.08	3.57	46.08	14.59
EBITDA Margin	54.66%	76.65%	13.57%	66.10%	40.96%
D&A For EBITDA	1.28	1.91	0.73	2.03	2.76
EBIT	21.87	63.18	2.84	44.05	11.83
EBIT Margin	51.64%	74.40%	10.80%	63.19%	33.22%
Effective Tax Rate	21.50%	20.68%	1.49%	21.79%	17.50%
Revenue as Reported	42.35	84.91	26.31	69.71	35.61

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.